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Welcome to Cresswind Charlotte!  This nature-rich refuge of inviting streetscapes, manicured landscaping and miles of walking trails...

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Few towns in the Southeast offer more gracious charm than Aiken, South Carolina.  Take a relaxing stroll through Aiken's tree-lined ...

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Cresswind Wesley Chapel is a vibrant, brand new 55+ active adult community Located just 40 minutes from Charlotte City Center.  Wesl...

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Brookfield Residential at Two Rivers is a brand new community designed for those 55+, and offers an abundance of opportunities for a vibr...

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Fairfield Glade, a stunning master-planned community, is perched high atop the Cumberland Plateau, and offers serene mountain beauty as i...


Surprising New Survey Finds Many Retirees Plan on Moving in Retirement

Category: Baby Boomer Retirement Issues

June 29, 2010. How closely do you match the profile of your fellow visitors at Topretirements? We just finished a new research study which looked at the questions asked by the almost 5000 people who have taken our Retirement Ranger Quiz. The results from that study have helped us learn more about baby boomer retirement hopes, dreams, and preferences. One of the most interesting things we’ve learned is that the people who have taken our quiz are much more ready to relocate than the average population – the vast majority of Ranger takers plan on moving in retirement. Another finding is that they are very open about the kind of environment they want to live in. We found out that most of our visitors are either already retired – or will do so soon. Taxes, cost of living, and region are all important considerations for (more…)

Posted by John Brady on June 28th, 2010

When Bad Things Happen to Good Communities – Fairfield Harbor

Category: Active adult communities

Update – June, 2014. Since we published this article much has happened in the Fairfield Harbour community. The community is much further along toward resolution of the issues. To that end we have provided here a 2014 update from Larry Knapp, President of the Fairfield Harbor Property Owners Association. To avoid a continuing to and fro on this issue will not permit additional comments at this time, either here or in our Forum.

From Larry Knapp:
A Fairfield Harbour Update
June 15, 2014 — Almost four years to the day, the article “When Bad Things Happen to Good
Communities – Fairfield Harbor” was posted. The article fairly portrayed the events
that led to some very “bad things” happening to our community. With recent lawsuits
now settled, it’s time for an update. (more…)

Posted by John Brady on June 25th, 2010

What is Your Number?

Category: Financial and taxes in retirement

We get a kick out of the ING TV commercial, the one where one baby boomer asks another, “What’s your number”? The response, “a Gazillion”, always gets a laugh. But more importantly, the company makes a solid point – most people don’t have any idea how much they are going to need in retirement. It is a very important issue, because starting the day you retire, your life changes. You no longer have a salary that will pay the bills. Now you are on your own – you have to know if what you have saved and will receive from other sources will be enough to live on. If the “number” you have accumulated is too small, you might outlive your money. This article will try to help you get a better idea of how to calculate your number.

What is the Magic “Number (more…)

Posted by John Brady on June 22nd, 2010

New Website Aims to Help Baby Boomers: Businesses & Jobs

Category: Baby Boomer Retirement Issues

Did you know that over half of all new U.S. businesses are started by baby boomers? Are you one of them – a baby boomer struggling to start a new business as a second or third career? Fortunately there is a new website that is out there trying to help – This site puts together information and resources designed to help Baby Boomers support other Boomers. One way they do that is by listing Boomer Entrepreneurs and other businesses that provide Boomer Friendly products and/or services.

Boomer Entrepreneurs have an additional burden. If their business fails they have less time to recover financially. They also have far fewer opportunities for employment – and that is the second goal of Too many Boomers find employment precarious today. Those who are unemployed often find it very difficult to get a job to replace what they have lost. This new site seeks to bring Boomers information about employers who actively recruit and seek to hire older workers for their skills, their experience, and their work ethic. (more…)

Posted by John Brady on June 15th, 2010

11 Affordable Places to Retire on the Waterfront

Category: Best Retirement Towns and States

This article is part of a series. See “For Further Reading” section at end for links to the rest of the articles Updated February 17, 2020 with current prices


Originally published June 15, 2010 — What’s not to like about retiring to a place on or near the water – except maybe the price that usually comes with that lifestyle. Until the polar icecaps melt some more, no one is making any more ocean front property, which means that as a rule only wealthy people can afford to pay for the privilege of watching the sun come up and down over the water from their front porches. Fortunately for the careful shopper though, there are different kinds of waterfront, some some of them affordable.  To get helpful articles like this on a regular basis, sign up for our Free weekly “Best Places” newsletter.

The first place we started when researching this article was our own Retirement Ranger. When we took our free, 10 question quiz we tried to keep it simple – we specified only 2 environmental selections – “coastal” and “lakefront” and “lower than average” cost of living. The Ranger came back with 100 choices in the USA, from which we chose 11 for this article.

Posted by John Brady on June 14th, 2010

Where to Go for the Best Retirement Lifestyles

Category: Baby Boomer Retirement Issues

June 8 — A few baby boomers know exactly what they want to do when they retire. These folks are lucky in many ways, because they have probably been busy planning where and when they are going to achieve all of their plans. But far more boomers probably only have a loose idea, at best, for how they are going to spend their lives, once they don’t have a regular job that gets them out of bed and to a workplace 5 days a week. In this article we will explore some of the best and more common retirement lifestyles. Of course many people never intend to retire, which includes those who continue to do their old jobs as well as many who change careers.

Possible Retirement Lifestyles
To our way of thinking just about every kind of non-working retirement fits under (more…)

Posted by John Brady on June 8th, 2010

Falling Dominoes: More Condo Owners Threatened by Neighbors’ Defaults

Category: Active adult communities

June 1 – Conducting your due diligence before you bought into a development used to be a lot simpler. Not that it was always easy, but at least the basics were fairly straightforward:
– Research the reputation and track record of the developer
– Check to see if reserve (sinking) funds are adequate
– Examine Home Owners (Community) Association rules and finances to see if (more…)

Posted by John Brady on June 1st, 2010