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Welcome to Cresswind Charlotte!  This nature-rich refuge of inviting streetscapes, manicured landscaping and miles of walking trails...

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Embrey Mill® is an all-ages master-planned community located in Stafford, Virginia, just north of Fredericksburg, and offers a totally st...

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Life at Heritage Shores is full of amenities, activities and social opportunities. When you live here, each day can be as active or laid ...

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Fairfield Glade, a stunning master-planned community, is perched high atop the Cumberland Plateau, and offers serene mountain beauty as i...

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Nestled in the foothills of the Great Smoky Mountains, Tellico Village comprises over 5,000 acres along Tellico Lake. Established in 1986...

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Cresswind Georgia at Twin Lakes is a new, gated 55+ community in the metro Atlanta, Georgia area. With a focus on fitness, relationships,...


The Unexpected Expense That Could Ruin Your Retirement

Category: Financial and taxes in retirement

November 25, 2013 — Over the past week we saw numerous reports reminding us of yet another way that our hard-earned retirements can run onto financial shoals. This time the culprit is one that most of us don’t think that much about – medical expenses. We will explain more about the problem here, along with some ideas on how to prepare your retirement against bankrupting medical expenses.

Fidelity, the mutual fund company, estimates that a couple in average health will spend over $220,000 during their retirement for medical (more…)

Posted by Admin on November 25th, 2013

Announcing 10 New Country Mini-Guides to International Retirement

Category: International Retirement

November 19, 2013 — Note: Since this article was written we have added more country guides to the original 10, and will continue to add them here.

There is an intrepid group of people out there whose dream for retirement involves moving far away to an exotic location in a foreign country. For citizens of the US and Canada, that often means retiring to Mexico, Costa Rica, Central America, or a country in South America. Retirees in Europe and the UK tend to favor southern Europe or even Southeast Asia. Such retirements bring with them a number of challenges, along with advantages. Today we are pleased to announce new mini-guides to international retirement in 10 countries. We plan to add more (more…)

Posted by Admin on November 19th, 2013

2 New Lists to Help You Find An Affordable Place to Retire

Category: Best Retirement Towns and States

Nov. 18, 2013 — Everybody nearing retirement should have their own criteria for choosing a place to retire. For many, it’s warm weather. Plenty of others want to be close to family, culture, or a favorite kind of recreation. Taxes on retirement income and distributions are often a key consideration. But for the millions of baby boomers whose meager savings are paired with tiny 401(k)s and social security benefits, finding an affordable place to live is consideration #1. This article provides a list of the most affordable places to retire in the USA, sliced (more…)

Posted by Admin on November 18th, 2013

7 Questions to Ask – Before You Pick a Place to Retire

Category: Retirement Planning

November 12, 2013. — Let’s assume you have been doing all the things the experts suggest as you go through the process of finding your best place to retire. You have listed your priorities, discussed them with spouse and/or family, and paid visits to the more likely suspects. But before you make that down payment on your retirement home, here are 7 more questions we think you would be well advised to answer. Hopefully this list will make you think of a few more, all the better to help you realize the wonderful retirement you have worked so hard to get.

7 Questions to Ask
These questions are meant more as a stimulus for conversation than a yes or no. By discussing them with someone else, you might gain (more…)

Posted by Admin on November 12th, 2013

Low Income Retirement and Renting- A Discussion

Category: Retirement Real Estate

November 10, 2013 — Several members have requested a new thread be started on the subject of low income retirement. So we will start it for you with the original request (below):

Note to group – if you want to start a new discussion thread the best way to do that is to go the Forum (in the top navigation bar) and start a new Thread under the most appropriate “Topic” you see there. You do need to be registered as a Member to post there, whereas if you are commenting on the Blog you don’t have to be registered. Thanks for suggesting this Judith Keefer!

Jeanne C brought up a really great topic for discussion. There have been some good responses so far, but doesn’t this subject deserve its own thread (we are still in AZ vs. FL territory, after all)? How does one go about setting up a new thread
Here was Jeanne C’s original suggestion:
Hello everyone. I would like to start a new thread regarding those of us retirees who own a home but have little else. Most of the ‘senior villages’ etc cost more than what we could gt for our home here in Florida (N of Orlando)

Here is another comment on this story that came in from Diane:

Agree with comment of Judith Keefer on Ariz vs Fla thread suggesting a new thread for low income retirement choices. Also wish there was more to see about renting in 55 pus communities. Have learned much good info on this site, but there are many retirees who still cannot afford to buy, but are looking for reputable and enjoyable communities with rental options. Thanks.

What do you think – post your responses below in the Comments section.

Posted by Admin on November 10th, 2013

Five Big Reasons Why Small Towns Are Great Places to Retire

Category: Best Retirement Towns and States

November 5, 2013 — Note: See the 2018 counterpoint to this article: “Five Reasons Why You Might Not Like a Small Town Retirement“. Moving to a small town for retirement is a frequent dream for many baby boomers. After battling urban traffic and/or the hassles of suburban living during your working days, the thought of living in a Norman Rockwell-like community might seem like a relaxing alternative. In this article we will give you 5 good reasons why a small town retirement is a good idea, with an example for each. And for good measure we’ve included 5 more picks for great small towns at the end of this article. Obviously there are a lot more, so please (more…)

Posted by Admin on November 5th, 2013

COLA for 2014 Social Security: Just a Sip

Category: Financial and taxes in retirement

Note: Be sure to take our new “What is Your Social Security IQ Quiz“. It will give you a score and detailed explanations to make you a Social Security expert (our best advice, read this article first!).

November 4, 2013 – Monthly Social Security and Supplemental Security Income (SSI) benefits for nearly 63 million Americans will increase 1.5 percent in 2014, the Social Security Administration announced last week. The COLA announcement was delayed because of the government shutdown.

The 1.5 percent cost-of-living adjustment (COLA) will affect the benefits that more than 57 million Social Security beneficiaries receive in January 2014. Last year the increase was 1.7%, although the average since the ’70’s has been 4%. In 2013 the average SS benefit per was $2,048 per retired couple.

Some other changes that take effect in January of each year are based on (more…)

Posted by Admin on November 5th, 2013