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So You Want to Start a New Business in Retirement?

Category: Work and Volunteering

September 1, 2015 — Note: This is continuing series. See the latest installment: “The Sharing Economy Could Be Your Ticket to a Comfortable Retirement“.
Elaine (Brickhorse), a longstanding member at Topretirements, recently asked if we could write an article about working and/or starting your own business in retirement. We think it is a great topic so we have shared some thoughts about it here. Best of all, we look forward to reading the experiences, hopes, and dreams of all the great people who contribute to this website in the Comments section below.

Sure, lots of people dream about starting their own business. It sounds great: be your own boss, make lots of money, work when you want to, do something you love – there are many good reasons (or fantasies!) to be an entrepreneur. On the other hand there are plenty of negative realities to think about. This article will explore the pros and cons, as well as summarize some of the current best practices for how to go about starting your own business, large or small.

The Pros
We think there are at least 4 great reasons to start a business in retirement:

Do what you like to do. We read (more…)

Posted by Admin on August 31st, 2015

Complete Our Anonymous Retirement Income Survey

Category: Financial and taxes in retirement

August 31, 2015 — Charles, one of our members, recently asked an interesting question: “Is 5000/month enough to live on”? To help answer it we have prepared a Retirement Income Survey. We had a great response to this survey, with almost 1500 people taking it. You can see our detailed report on the results, which includes access to hundreds of comments made, here at Survey Report- Maintaining Pre-Retirement Income Is Hard

Posted by Admin on August 31st, 2015

All Aboard: You Can Retire on a Ship

Category: Travel

August 15, 2015 — Note: This article by our frequent contributor Jan Cullinane was originally published by US News & World Report.

Retirees can live anywhere they want to, and it doesn’t necessarily have to be a single place. Some retirees choose a life at sea, constantly moving from place to place on a cruise ship.

For example, Beatrice Muller lived on the Queen Elizabeth 2 from 2000 to 2008, when the ship retired from service. Muller was 82 when she began living aboard full time. Another retiree, Claire MacBeth, sailed on back-to-back Cunard cruises for more than a dozen years. And Lee Wachtstetter, 86, ditched her (more…)

Posted by Admin on August 25th, 2015

3 Steps to Take… Before You Hire a Financial Advisor for Retirement

Category: Financial and taxes in retirement

August 18, 2015 — Many of us don’t have the interest, the background, or the perseverance to do a great job managing our retirement money. As a result, we often turn to a financial advisor for help with planning and making smart investment choices for the retirement funds that are so important to our retirement security. But before you sign up with someone from the yellow pages, that fabulous guy the boss recommends, or your brother-in-law, here are some things you should be doing to protect and maximize your nest egg.

1. Don’t get fleeced
The sad fact is that there are many unethical people out there who would love to separate you from your hard earned retirement savings. They very often come with glowing references, testimonials, track records, advertising, and impressive credentials. And thanks to those weapons, thousands of (more…)

Posted by Admin on August 17th, 2015

The Art of Giving a Eulogy…and More

Category: Family and Retirement

August 13, 2015 — One of the unpleasant aspects of being a baby boomer at this stage of our lives is realizing that our own mortality is inevitable, after all. Loved ones and dear friends are starting to pass on in growing numbers… some day we are pretty certain we will too. Dealing with that loss has many difficult aspects, so this article launches a series of how-tos on the subject., one of our favorite websites, had some great articles on the topic recently. We will add our thoughts to two of those here, and provide you with (more…)

Posted by Admin on August 12th, 2015

Best Small Towns for Livability

Category: Best Retirement Towns and States

August 6, 2015 — We are always pleased to see a “Best” list that is actually based on more than just someone’s personal opinion. 100 Most Livable Small Towns from, which is based on overall livability, is a great example. To come up with their list they claim to have examined more than 40 data points for 12,000 towns with populations between 1,000 and 20,000. One caution is that their “livability” list is meant for people of all ages, not just retirees. Fortunately, most of their criteria apply to everyone, with the possible exception of the quality of the schools. The four major criteria used were in the broad categories of Schools, Businesses, Health Care, and Real Estate options.

Some people might be disappointed that these towns are not necessarily the most inexpensive places to live. That wasn’t a criterion, but on the other (more…)

Posted by Admin on August 6th, 2015