Showcase Listing

Fairfield Glade, a stunning master-planned community, is perched high atop the Cumberland Plateau, and offers serene mountain beauty as i...

Showcase Listing

Cresswind Georgia at Twin Lakes is a new, gated 55+ community in the metro Atlanta, Georgia area. With a focus on fitness, relationships,...

Showcase Listing

Embrey Mill® is an all-ages master-planned community located in Stafford, Virginia, just north of Fredericksburg, and offers a totally st...

Showcase Listing

Few towns in the Southeast offer more gracious charm than Aiken, South Carolina.  Take a relaxing stroll through Aiken's tree-lined ...

Showcase Listing

Brookfield Residential at Two Rivers is a brand new community designed for those 55+, and offers an abundance of opportunities for a vibr...

Showcase Listing

Wendell Falls is a new, all-ages community located just minutes from downtown Raleigh, North Carolina, and features an eclectic, walkable...


Now 15 Years Later – What We’ve Learned About Retirement

Category: Retirement Planning

Updated June 2, 2022 – Originally published in 2016  when we were 10 years into retirement. We were curious to see what might want to change or update since then. Basically, we think all of these thoughts hold up, especially number 9, now that the later stage of retirement is getting closer. So with a little more experience, we would like to add three more:

  1. Don’t wait to live your life. Nasty stuff like Covid and health problems can unexpectedly disrupt everything.  So if you want to take that river cruise, take it now. Reach out to friends and family – don’t wait until it is too late.
  2. Take care of yourself. That means mentally and physically. We can’t control everything, but we can sure try to reduce risk. Get that exercise, lose that weight, keep your brain active with new challenges.
  3. Be cheerful. Life is full of bumps and turns. Take them in stride, at least we are here on earth to experience them. Others respond to a positive outlook – you’ll be a lot more likable.

—- (and now the original article)

So what, if anything, have I learned during this decade, and what advice would I give anyone ready to enter retirement?

First of all, let me say how great it has been to be part of the community all this time. The people I have met online and their wisdom and comments since the site began in late 2006 have been amazing in so many ways. Thank you to everyone in the Topretirements community, you guys have been so (more…)

Posted by Admin on November 29th, 2016

Dementia Rates Decline Sharply

Category: Health and Wellness Issues

By Liz Szabo at Kaiser Health News. (Reprinted with permission)

Nov. 21, 2016 — A new study finds that the prevalence of dementia has fallen sharply in recent years, most likely as a result of Americans’ rising educational levels and better heart health, which are both closely related to brain health.

Dementia rates in people over age 65 fell from 11.6 percent in 2000 to 8.8 percent in 2012, a decline of 24 percent, according to a study of more than 21,000 people across the country (more…)

Posted by Admin on November 26th, 2016

The Mobile Lifestyle Part 5: Planning Can Be Fun

Category: Adventurous retirement

By Betty Fitterman

November 26, 2016 — Note: This is Part 5 of a 6 Part series that Betty Fitterman was kind enough to contribute way back at Topretirements’ beginning. Here is a link to Part 1, See bottom of this article for links to the rest.

The difference between my husband and me is that while I am impulsive and curious and not at all worried about getting lost, he is a strategist and a planner and the kind of person who reads the manual before assembly. And he hates getting lost. So he does all the work of mapping out our routes, getting the RV attended to, and other chores I find boring or distasteful. Which, happily, allows me to be a happy-go-lucky, go-along companion who rarely objects to his plans, except for the ones that include rushing through an adventure in order to get (more…)

Posted by Admin on November 25th, 2016

How to Buy Costa Rica Retirement Real Estate

Category: International Retirement

November 20, 2016 — Editor’s Note: This article was written for our Tips & Picks section by Andrew Mastrandonas and Preston Gitlin, who lived and developed property in Costa Rica for many years (they have since moved on to other adventures). We have updated it and moved it here to the Blog so that people will have an easier time commenting on it. Their insights and advice remain true not only for Costa Rica, but for buying real estate in any foreign country. It is the First of a series.

Costa Rica is an alluring place for many people. With a terrific climate, stable and democratic government, proximity to the United States, lower cost of living, unbelievable scenery and wildlife, plus many outdoor and cultural activities, it is no wonder this country only the size of West Virginia remains one of the best in the world for retirement, investment, or a vacation. Over one million people visit Costa Rica each year generating about (more…)

Posted by Admin on November 19th, 2016

How People Who Live in HOAs Really Feel About Them

Category: Active adult communities

Nov. 18, 2016 — Ask a group of retirees what they think about living in an active adult or 55+ community and you will get a wide range of responses (as we did in our recent Member Survey). Most people seem to think they are OK. But a common anecdote you will hear from a certain subset of folks is that they cannot/will not to live in a community that has a Community Association (also known as Home Owner Associations – HOAs). Their attitude seems to be that HOAs are a loathsome bunch, dominated by cliques on power trips. In this article we will explore attitudes towards HOAs as reported in some actual surveys, as well as why they sometimes generate negative opinions. In this we were fortunate to receive input from Joe West, CEO of the Community Associations Network, the largest free website of information for people on HOA boards.

Actually, most residents are positive about their HOAs
By large majorities, most of the people who actually (more…)

Posted by Admin on November 18th, 2016

A Short Visit to Kiawah Island (and Seabrook too)

Category: Best Retirement Towns and States

Nov. 14, 2016 — Your editor went on a golfing junket to Kiawah Island in South Carolina’s Low Country recently, and here is our report on what it might be like to retire here. When added together with Judith’s report on her SC visit and our recent “10 Best Places to Retire in SC” article (see bottom for links to those), we’ve given Topretirements Members a pretty good dose of South Carolina retirement information lately. So coming up we will move on to other areas.

This was our first visit here to this island, a stretch of coast just south of Charleston it shares with Seabrook Island. To get a picture of where it is, it’s a little more than half way down SC’s coast, with Myrtle Beach at the top and Beaufort and Hilton Head Island at the bottom. Rivers and wetlands occupy much of the space. Someone asked on one of our SC articles if flooding is a problem here, and the answer is definitely YES, they don’t call it the Low Country for nothing. New homes must be built quite high off the ground to protect against flooding and tidal surges.

There are some places to retire along this stretch of South Carolina’s Atlantic Ocean frontage, but not that many. Around Charleston there is Mount Pleasant and the Isle of Palms. But after you go south from Kiawah there is a fairly empty stretch of coast until you get to Beaufort and Port Royal.

Posted by Admin on November 14th, 2016

All 50 State Retirement Guides Updated!

Category: Best Retirement Towns and States

November 12, 2016 — On a regular basis we update the thousands of pages at Topretirements. As part of that rotation we just updated the state retirement guides for every state in the union. The changes included tax changes all these states had in 2016 as well as other key information like housing prices. One thing we saw as we updated these guides is that home prices are on the rise in almost parts of the country – they are way up from what we reported one or two years ago.

Here is where you can find all of our State and Country Retirement Guides
Tax Friendliest States for Retirement

Do you have any suggestions for improving our State Retirement Guides? Do you find them useful? How are you researching which states to live in? Please add your Comments below.

Posted by Admin on November 12th, 2016

2017 Medicare Part B Premium to Rise $4.10/Mo. for Most

Category: Financial and taxes in retirement

Nov. 11, 2016 — The Centers for Medicare & Medicaid Services (CMS) has announced that 2017 premiums for the Medicare inpatient hospital (Part A) and physician and outpatient hospital services (Part B) programs will increase.

Because of the low Social Security COLA, (0.3 percent for 2017) a statutory “hold harmless” provision designed to protect seniors will largely prevent Part B premiums from increasing for about 70 percent of beneficiaries. Among this group, the average (more…)

Posted by Admin on November 11th, 2016

Walking Trails, Single Level Living, and Social Interaction Top Likes for 55+ Communities

Category: Active adult communities

November 9, 2016 — Many, many thanks to the 756 Topretirements Members who took the the time to fill out our most recent survey on retirement community preferences. You are good people – thanks!

Your input confirms some of our hypotheses and offers fresh perspective on others. One surprise was your favorite amenity – walking trails! You made hundreds of excellent comments to several of the questions – we just wish we had room to highlight every comment because they all offer a unique perspective. Here is one, describing the type of community someone is looking for, that is fairly representative: “Large, walkable, active community with urban area nearby for culture, restaurants etc. A Clubhouse with social clubs will make it easy to make new friends.”

Everyone has their own unique take on retirement, that much is obvious from these results. That is particularly true if you look at the 327 comments made to Question 10, “Please describe your ideal retirement community”. Here are some (more…)

Posted by Admin on November 8th, 2016