Mejask’s Inside Report: A Hawaii Retirement

Category: Best Retirement Towns and States

Editor’s note: Our frequent commentator, Mejask, recently provided a detailed Comment about what it is like to retire in our 50th State. There was so much good information that we decided to republish it as its own Blog article. That way a lot more people will have a chance to read it. Thanks Mejask!

By Mejask

May 18, 2018 — Here is further information some of you wanted on Hawaii. A little about me so you have some gauge as to my views. I grew up in Illinois, lived some time in Washington state and the Southeast and then most of my career in Connecticut. I moved to the Big Island in July 2015. I have been to the Honolulu area on Oahu but not to Kaui or Maui which are the other islands people may choose to locate. My input on the islands that I haven’t visited will be brief and is mostly from what folks here have told me.

The Islands
Maui, Kaui and Oahu are much smaller in size than the Big Island and their land mass could easily fit inside the Big Island with room to spare. All of these islands are more expensive than the Big Island. The biggest expense difference is real estate. Each island is a county of Hawaii. You will not find typical (more…)

Posted by Admin on May 19th, 2017

Best Retirement States – Part 2: Pick Your Rating Factor

Category: Best Retirement Towns and States

May 17, 2017 — Note, this is Part 2 of a two part article. Here is the link to Part 1: Crazy Lists and Not Much Agreement.

In Part 1 we compared 2 popular “Best States for Retirement” lists to the states where retirees actually move. It was not a pretty comparison. The 2 popular lists agreed on almost nothing, and neither one included more than one or two of the states where baby boomers actually move. To help you prepare your own best states to retire list, in this installment we will present various lists of specific attributes that retirees might be interested in, such as culture or climate. We have even included a few whimsical factors to liven things up!

Best Cultural Opportunities
WalletHub included a ranking for the top 5 and worst 5 states for museums (more…)

Posted by Admin on May 16th, 2017

Best States for Retirement Lists: Not Much Agreement Here

Category: Best Retirement Towns and States

Editor’s note: This is a 2 part article. Part 1 discusses two popular Best and Worst Places to Retire lists. Part 2 explores best retirement states from multiple perspectives – taxation, cost of living, culture, climate, cost of living, property taxes, etc.

May 9, 2017 — To paraphrase something from the news – “Who knew finding the best state for retirement was so complicated?” Eager to attract baby boomer readers for their advertisers, the publishers of these lists sometimes do it “scientifically”, using data to back up their picks, and sometimes whimsically, using 20-something writers for whom retirement conjures up geezers in rocking chairs and old folks homes. The results from these “Best” lists are so all over the place that is (more…)

Posted by Admin on May 9th, 2017

On an HOA Board: Here’s How to Avoid Problems

Category: Active adult communities

May 2, 2017 — If you live in an established 55+ community or an active adult community there is a Homeowners Association (often called Community Associations) in charge. While often maligned, these boards are necessary – somebody has to run the place. Boards need interested and capable people to fulfill that responsibility – and maybe that person is you. This article is based on an association board member orientation provided by David Rogel, Chair of Community Association Litigation for the Miami law firm Becker & Poliakoff (www.bplegal.com). He is the General Counsel for over 200 community associations. Our hope is that our notes of his presentation will help you understand how you and your association can avoid legal trouble, and provide a positive experience for your fellow residents. Note that this article was based on notes taken along with a few minor additions made by your editor; we apologize for any errors we might have introduced.

Fiduciary Duty
If you a board member of an HOA the first thing you need to know is that you have a fiduciary duty to the Association and its members (residents). That means that you have a legal and ethical relationship of trust to the organization and its members. You are in essence responsible for their money and assets, and you must hold their interests above your own.

Avoiding problems
One of the easiest ways for an association to find itself in a lawsuit is to make important decisions with no clear trail as to how it arrived at them. Attorney Rogel covered a number of potential problem areas along with the steps associations can take to avoid them. He pointed out that your underlying condo/association documents control most activities in your association. As a board member you must read and follow those.

Meetings/meetings/meetings
Proper notice needs to be given of meetings so (more…)

Posted by Admin on May 2nd, 2017

How Ready Is Your Home for Aging in Place?

Category: Home and Garden

Aging-in-Place Remodeling, Minor Modifications Gaining Popularity, According to NAHB Survey

— May 1 -The past five years have seen increases in the number of remodelers engaged in aging-in-place home modifications and home owner awareness of these types of remodeling projects, according to a survey by NAHB Remodelers, the remodeling arm of the National Association of Home Builders (NAHB). Released today as a kick off to National Home Remodeling Month, it also revealed that simple and less costly modifications are (more…)

Posted by Admin on May 1st, 2017