Medicare Continued: What You Need to Know About Medigap Insurance

Category: Health Issues

November , 2017 — This installment on Medigap (supplemental) insurance is the latest in our 5 Part Medicare series, which has important implications for everyone as they reach age 65. Don’t miss Part 1: So You’re Turning 65: Here Is Your Guide to Medicare 101, and Part 2: Which Is Better, Original Medicare or Medicare Advantage (Links to Parts 3 and 4 at end of article).

In this article we will first explain what Medigap insurance is, and then how to find, compare, and buy a plan. Then we will reprint many of the Medigap comments that Members have posted to our other Medicare articles. We think you will find their collective wisdom useful.

Medicare BasicsAs a refresher, original Medicare includes Part A (hospital coverage) and Part B (doctor services). Almost everyone eligible for Medicare (more…)

Posted by Admin on November 13th, 2017

Thank You Our Veterans: And the Tale of My Father’s Dogtag

Category: Family and Retirement

November 10, 2017 — Today is the official celebration of Veterans Day because the actual date, Nov. 11, falls on a Saturday this year. Veterans Day remembers the 11th hour of the 11th day of the 11th month, when the Armistice to end WWI, “the war to end all wars”, was signed and hostilities ended. We know that many of our Topretirements members are veterans, and that virtually everyone has a relative who served to defend our wonderful country. We are in debt to you, and especially those killed in action and their families; your sacrifices have made our freedom possible.

The timing this year is propitious, as I just came into possession of my father’s WWII dog tags (pictured). My dad, like so many of our baby boomer fathers, served in this world changing war. A newly minted dentist, he volunteered in the US Public Health Service and Coast Guard as the war broke out. According to the legend my father, who didn’t clear 5’5”, had to hang from a bar so he was tall enough to get his naval commission. His first assignment was to British Columbia in Canada, where he provided dental services for the workers building the Alaskan (Alcan) Highway, that amazing project to shore up the defenses of vulnerable (more…)

Posted by Admin on November 10th, 2017

10 Places to Retire That Offer Great Downtown Living

Category: Best Retirement Towns and States

November 5, 2017 — There is a certain kind of person for whom a great place to retire means being right in the thick of it. Not stuck out of town in an active community, where every trip to anything beyond the clubhouse or golf course means climbing in your car. Nor the suburbs or a distant lake, which have the same transportation problems. For the kind of person we are thinking of, the perfect place to retire is one where your home is a comfortable walk, bike, or transit away from a vital downtown teeming with restaurants, shops, and cultural opportunities. We’ve reported on the best walkable places to retire before (see Further Reading below); here are ten more excellent places to consider.

Just about any big city has some wonderful neighborhoods where you can enjoy the urban experience. The same goes for very small towns. In this selection of 10 towns with great downtowns we concentrate on finding smaller cities for retirement, usually somewhere between 25,000 and 100,000 people. We’ve chosen places with interesting downtowns where there is a lot to do, and that feature nice neighborhoods with easy access to all these (more…)

Posted by Admin on November 5th, 2017