Family and Retirement
January 30, 2018 — When you are planning your retirement there is one factor you might have overlooked – how your pet(s) fits into your plans. Retirement often means big changes in lifestyles that can affect our furry friends. For example many of us might want to move to an active community, where there might be restrictions on the breed, size, and number of pets we can own. We might be traveling more, either on long delayed bucket list trips or visiting grandchildren, and that means more periods when you need to find someone to care for Flossie.
According to the American Veterinary Medical Association 36% of American households own a dog and 30% have a cat. Surprisingly, cats outnumber dogs – 86 million to 76 million – because people tend to own more cats per household. Pet owning households are very passionate about their pets, usually viewing them as members of the family. This comment (more…)
Posted by Admin on January 29th, 2018
Baby Boomer Retirement Issues
January 26 — As a baby boomer we confess to a certain pride in belonging to the largest single age demographic group in world history. A tidal wave that crashed on the shore in 1946, we overflowed the hospitals we were born in. That continued through our childhood as new schools had to be built to accommodate our numbers. We were responsible for a revolution in music and other aspects of culture, and the Vietnam War was in many ways our defining period. The workplace changed dramatically during our working years. And even now we are redefining retirement.
Like it or not, it looks like the days of our numerical superiority is over. The Census Bureau reports that in 2015 millennials, those born between 1982 and 2000, total 83.1 Americans, almost 8 million more than there are baby boomers (born between 1946 and 1964). Millennials also outnumber members of Generation X (1965-1980), who total 65 million.
Note the generation born after 2000 does not yet have a name. To solve that problem Jonah Bromwich of the New York Times is asking for suggestions. If you have an idea, you can email him at email@example.com. Use the Subject heading: “Naming the Next Generation.”
So back to us baby boomers. Maybe we have had the stage long enough. Time to stop boring our children with how great it was back in the days of Woodstock and let the next generation(s) take over, whatever they end up being called. It was a great run though!
Comments: Anybody care to comment – please use the Comments section below.
PS – There was a great article about Topretirements today on MSN.com. The pictures of the towns we reviewed are spectacular. MSN.com – Best US Cities for Retirement
Posted by Admin on January 26th, 2018
Work and Volunteering
January 24, 2018 — The Topretirements.com survey from last week asked 11 questions about your plans or experiences concerning work after retirement. Over 400 members gave back to this community by taking the time to respond (thank you on behalf of everyone who will profit from your investment!). This article will summarize the overall results along with the data for each question. And, since so many people shared their opinions, we have provided you with summary documents where you can read all of the practical ideas, experiences, (more…)
Posted by Admin on January 24th, 2018
Best Retirement Towns and States
Note: Coincidence or not, one of Topretirements’ Best Places to Retire lists was picked up as a feature on January 26 by both TheStreet.com and MSN.com (“Best U.S. Cities to Retire in”). We are definitely honored!
January 20, 2018 — How many “best places to retire” lists have you come across this month? We know we’ve seen plenty, in fact our son even forwards them to us. The big question about the never ending barrage of lists is, are they worth reading? Here we will explore the somewhat wild and crazy of best places lists, a topic we hope you will find interesting.
#1 – There is no limit to how specialized these lists can get
Thanks to a Denver Post article we learned a whole lot of new ways to tackle the “best places” list game. Consider some of these candidates (more…)
Posted by Admin on January 19th, 2018
January 17, 2018 – Many important things in life rely on a three sided approach. Christianity has as the Holy Trinity the Father, the Son, and the Holy Spirit. A pyramid relies on 3 faces for stability. Less seriously, our brother likes to say that a good gumbo relies on the holy trinity of vegetables: green peppers, celery, and onions (we would add okra). We think there is a good case to be made that a good retirement relies on three key supports as well.
3 Pillars of Retirement
1. Health. Far too many people yearn for and plan for a great retirement, only to have those hopes shattered by a serious change in their health. Sometimes that happens before they retire, other times it happens not along after their working days end. Instead of enjoying golf, tennis, hiking, fishing, or whatever – you find yourself living a sedentary lifestyle, often with crushing medical expenses and painful treatments. Having a serious health change can also affect many other aspects of life too, such as where you live, and how you plan to stay busy in retirement.
The problem is that no one ever thinks bad medical news will happen to them. But too many times, one day (more…)
Posted by Admin on January 16th, 2018
January 14, 2018 — We will be writing an article for Topretirements that touches on the importance of health in retirement. Would love to hear from anyone who has had a change in their health that affected their retirement plans. You can reply below as a Comment, on our Facebook page, or of feel free to contact us via the Contact Us link. The change might have happened before retirement or after it started.
We will not mention any (real) names when we publish the article. Thanks
Comments: Please tell us YOUR story below if it involves health and retirement.
Posted by Admin on January 14th, 2018
Work and Volunteering
January 14, 2018 — Do you have plans for working after you retire? And if you did, how did it work out? We know many people think they might work after they retire, either to keep busy or to help overcome an income shortfall. We would like to find out more about what people like you intend to do on this subject. Please fill out our new, quick question quiz on your plans to work post-retirement. We’ll take the results and develop an informative article that summarizes what we learn about people’s plans and the success they might have had in finding work in the next few weeks.
TAKE THE SURVEY
Posted by Admin on January 13th, 2018
Active adult communities
January 9, 2017 — When active baby boomers start investigating places to retire, sooner or later they are going to hear about The Villages (TV) in Central Florida. The big reason is that it is the largest 55+ community in the country. As of mid 2017 over 115,000 people lived in The Villages, most of them because they enjoy its mind-boggling array of amenities and non-stop active lifestyle. The population is growing fast – it was only 51,000 in the year 2000.
Clearly the lifestyle appeals to the people who live there. For folks who like to always have something to do, make instant friends, and drive their golf cart (more…)
Posted by Admin on January 8th, 2018
Best Retirement Towns and States
Part 2: Is the West Shore the Best Shore? (See Link to Part 1, the East, at end of article)
By Flo Williamson
January 8, 2017 — There are many folks that claim the West Shore of Lake Tahoe and areas north offer the best living on the lake. The hardest part in visiting the West Shore is actually getting there, especially heading north along the lake from South Lake Tahoe.
West shore Lake Tahoe
While the areas just north of South Lake Tahoe have some of the best beaches and great state parks, it is also the route for some of Lake Tahoe’s greatest tourist attractions. In fact, this part of the lake in particular is generally much more oriented towards tourists than it is retirees. Camp Richardson is a government run campground, RV park, marina, restaurant, and more, catering to lake visitors. With 300 camping and RV sites and more cabin accommodations, the resulting traffic along this stretch of the one road around the lake can be horrendous, especially during the summer. Then, as you continue north, the road rises hundreds of feet above the lake with hairpin curves (and no guardrails) that seem like they’re ending in the lake itself – not for the faint hearted!! This leads us to Emerald Bay, one of the most beautiful and photographed bays in the world and the starting point of numerous hikes and (more…)
Posted by Admin on January 7th, 2018
General Retirement Issues
January 3, 2018 — It is always a good exercise to review our most read articles of the year. It tells us what our Members are looking for, and it has the side benefit of alerting new readers to articles that struck home for others. So here goes:
Thanks so much to our many members and visitors. We enjoy your feedback, and most of all the 1000s of incredible Comments we get to our articles each year. Your input is valued by us and your fellow members. In 2017 Topretirements.com had over 2 million site visitors and 5 million page views. It is gratifying to know that we are being useful in some fashion to people interested in retirement. (more…)
Posted by Admin on January 3rd, 2018