Showcase Listing

Reflections on Silver Lake is a popular 55+ Manufactured Home and RV Community in Highlands County, Florida, offering a choice of lifesty...

Showcase Listing

Embrey Mill® is an all-ages master-planned community located in Stafford, Virginia, just north of Fredericksburg, and offers a totally st...

Showcase Listing

Life at Heritage Shores is full of amenities, activities and social opportunities. When you live here, each day can be as active or laid ...

Showcase Listing

Fairfield Glade, a stunning master-planned community, is perched high atop the Cumberland Plateau, and offers serene mountain beauty as i...

Showcase Listing

Brookfield Residential at Two Rivers is a brand new community designed for those 55+, and offers an abundance of opportunities for a vibr...

Showcase Listing

Bon Ayre is a 55+ active adult, manufactured home land lease community located in Smyrna, Delaware, a town which was recently ranked 31st...


Movie Review: Some Kind of Heaven: Is More More or Is Less More?

Category: Active adult communities

By Larry Gavrich

January 29, 2021 — With 3,000 social clubs, more than 30 golf clubs, 89 swimming pools and dozens of taverns, The Villages in north central Florida does not seem like the kind of place where any residents could be depressed or bored.  But, according to a new documentary film called Some Kind of Heaven, there may be a thin line between heaven and hell in the famous – some might say “infamous” — community. 

The movie focuses on three subjects, two single people and a married couple, all four dealing with different personal demons.  An 80-something male is the instrument of his own misery, a “vagrant” living out of his van and hanging out at the community pools hoping to find a lady who will take him home and tend to his goal of a life of leisure – all expenses paid.  You likely won’t feel much sympathy for his plight; he is both cunning and conning.

Posted by Admin on January 29th, 2021

10 Best of the Best Places to Retire for 2021

Category: Best Retirement Towns and States

January 26, 2021 — Every year we have fun rendering our opinion on the very “Best Places to Retire“. This list is meant to highlight retirement towns that represent exceptionally great places to retire. But it is important to remember, any place where you can be happy in retirement, that is the best place – for you! (NOTE: The 2022 list is out – see it here!)

To develop this list we consulted our previous reports of the 20 Best Retirement Towns in three of the major U.S. retirement regions. But the primary consideration was visitor and Member interest at – the cities that generated the most interest from January to December on this site were the winners. The big news is that several of the towns generating top places on this list had never placed so high. Arizona garnered the top two places on this list, joining Florida and New Mexico who also had two winners. Congratulations to all!

10 Best of the Best Places to Retire

Popularity on this site, as measured by online visits by our Members,was the most important criteria. On that basis, here are the best of the best places to retire in all of the U.S.

Posted by Admin on January 26th, 2021

Florida Snowbirds Still Eligible for Vaccine – But Is Governor Playing Politics?

Category: Health and Wellness Issues

January 23 — Outrage over media reports of Canadians and other foreigners paying big dollars for charter flights to Miami for coronavirus vaccine shots generated understandable blowback. Reacting, Florida Gov. DeSantis took steps to eliminate this form of medical tourism this week. While that made most residents happier, Florida’s many snowbirds became concerned that the new rules might effectively shut them out of getting inoculated. Fortunately the new rules for snowbirds and other seasonal visitors have been clarified, and most should be eligible for a shot (if they can get an appointment!)

Playing politics?

Elsewhere, there is concern that groups with close ties to the Governor, who is touting his decision to prioritize residents age 65+ over essential workers, are getting priority access to the vaccine. Residents in communities like The Villages were quick to an allocation, while almost everyone in Century Village and Kings Point has had a chance to get their shots by now. Meanwhile, millions of other FL residents not so well connected are stymied by non-existent web sites, lengthy queues, and fragmentary information. This has led to speculation that the Governor or his staff is steering vaccines to organizations he has ties to. Speculation has also arisen over the Publix supermarket chain’s donation of $100,000 to the Governor’s political campaign. The chain has since become a major source of Covid 19 vaccines administered in the state. The Governor’s office has denied any connection, according to WUSF Public Media.

Who is Eligible for the Vaccine in Florida?

Eligibility for non-Florida residents starts with being able to prove that they reside in the state for at least 31 consecutive days. Then they have to scramble to come up with two other types of documents. The first document might be easy to come by, but the second could involve more effort.

Posted by Admin on January 23rd, 2021

Medicare Advantage and Part D Drug Plans to Get Price Comparison Feature

Category: Health and Wellness Issues

January 23, 2020 — The Centers for Medicare & Medicaid Services (CMS) issued a final rule that will allow enrollees to know in advance and compare their out-of-pocket payments for different prescription drugs. The changes are generally effective for the 2022 plan year and will potentially lower enrollee cost sharing on some of the most expensive prescription drugs.

The final rule will require Part D plans to offer a real-time benefit comparison tool starting January 1, 2023, so enrollees can obtain information about lower-cost alternative therapies under their prescription drug benefit plan. Enrollees would be able to compare cost sharing to find the most cost-effective prescription drugs for their health needs. For example, if a doctor recommends a specific cholesterol-lowering drug, the enrollee could look up what the co-pay would be and see if a different, similarly effective option might save the enrollee money. With this tool, enrollees will be better able to know what they will need to pay before they are standing at the pharmacy counter.

Thanks to Tom Cretella for letting us know about this new development.

For further reading:
Medicare Fact Sheet

Original Medicare + Medigap vs. Medicare Advantage: Which is Better

Turning 65: Your Medicare Guide 101

Posted by Admin on January 22nd, 2021

Should You Retire in Mexico: Here’s What Those Who’ve Done It Say

Category: International Retirement

January 16, 2021 – Living the expatriate life in retirement can be great… or not so wonderful. So much depends on where you retire to, your preparation, and what you bring to the party. Almost 10 years ago we published an interview with Steven Anderson, who wrote a book about his bad experiences in retiring to Mexico: “Mexican Retirement Gone Bad: Can’t Wait to Get Back to the USA“. The article sparked over 160 Member Comments, and those actively continue to this day.

A minority of commentators agreed with Stephen’s negative experiences, while a significant majority talked about their wonderful Mexican and other expatriate retirements. The Comments make for interesting and informative reading, and even though some of them are a few years old, they should be required for anyone contemplating an expat retirement. Here in this article we take a sampling of both sides of the argument, but since more people responded with positive stories of their expat retirements we have included more of those. We hope you will agree that these Comments from actual people who have lived in Mexico are very useful.

On the positive side of a Mexican retirement

Posted by Admin on January 15th, 2021

The Best Places to Retire in Arizona: A Virtual Tour

Category: Best Retirement Towns and States

January 12, 2020 — Arizona is a really popular place to retire because of its climate, scenery, and interesting towns. At Topretirements it is the second most popular state for retirement. It also has the second highest net immigration of people over 65 (SmartAsset). Since Covid has put the damper on travel and exploration, please join us on this virtual tour of the best places to retire in this beautiful state. This is the second in our series of virtual tours of popular states for retirement (Southwest Florida was the first).

The Road Trip

Arizona is the sixth largest state in terms of size and 14th by population. Florida by contrast has almost 3 times the population in just under half the area, with many more retirement communities. Arizona’s sheer size means a retirement tour of the Grand Canyon State involves a lot of driving. If done outside of the summer, it means bringing along some warm weather clothing for parts of the trip, because many areas have high altitude and chilly weather at times. This virtual tour will hopefully whet your appetite for an Arizona exploration, and learn more about the many towns we mention here and over 300 active adult and 55+ communities in our Arizona Directory.

Posted by Admin on January 11th, 2021

The 3 Critical Things About Social Security Most People Don’t Understand

Category: Financial and taxes in retirement

January 9, 2020 – Most of the people who took the new version of our popular Social Security IQ Quiz were able to get a passing score of 60%. But there were 3 questions that many people had a lot of difficulty answering correctly. That lack of knowledge, unfortunately, could cost them significant amounts of money over their lifetimes.

Underestimating your Social Security benefits will cost you money

These were the Social Security questions that most people missed, along with the correct answers and more detailed explanations:

  1. How many earning years are used to calculate your Social Security retirement benefit.

Only 49% of quiz takers got this answer correct. The choices were 25, 30, or 35 years – the correct answer was 35 years. While that might not seem that important a detail, it is.

Posted by Admin on January 9th, 2021

Most Read Retirement Stories of 2020

Category: Best Retirement Towns and States

January 6, 2021 – The coronavirus and the election might have been the two big national stories in 2020, but Topretirements Members and visitors had some other issues on their minds as well. We published almost 100 Blog stories last year, and it turns out that once again, features that highlight great places to retire almost always come out on top. Here are the most popular articles on Topretirements last year, 2020. As always, we appreciate any future story ideas you might have too.

20 Great Places to Retire on a Lake. This article picked the top 20 communities from the 122 lake towns reviewed on Topretirements. We focused on places where it is possible to live on or near the lake, with some kind of nearby town for entertainment and the necessities of life. This story from January was the runaway favorite of the year.

10 Best of the Best Places to Retire for 2020 In this “Best of the Best” review, we picked 10 towns from lists of our 60 Best Retirement Towns in three major U.S. retirement regions. Asheville (NC), a frequent winner, came out of top.

Posted by Admin on January 6th, 2021

The Coronavirus Vaccine Is Like the Wild West: How to Get in Line and Get Your Shot

Category: Health and Wellness Issues

January 3, 2020 — Hundreds of millions of Americans can’t wait to have a coronavirus vaccine pumped into their arms. The problem is the wait could be long, and the process to get one could turn into the wild west – every person for themself. Evidence of that is already happening in places like Fort Myers, FL, where seniors are camping out over night in a chaotic effort to get a shot because Lee county has no online system for appointments. Officials say that was necessary because eager vaccine seekers are crashing online vaccination systems. We earnestly hope the process of vaccinating America doesn’t turn into a disaster as the unprepared authorities botch the rollout.

The ball is in your court

Consider this: it is highly unlikely that you will get a phone call or person knocking on your door, telling you where and when to go to get your shot. How soon will you get one? Sadly, that probably depends on you. To help, here are some steps you can take and a few resources.

Posted by Admin on January 2nd, 2021