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8 Habits of Very Successful Retirees

Category: Retirement Planning

November 9, 2021 — A happy retirement is something people look forward to with great anticipation. But just what are the keys to a successful retirement; the things you can do to maximize your happiness and enjoy the fruits of all of those years working? In this article we will…

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Published on November 8, 2021
Comments 1

Is a Certified Age-Friendly Community in Your Future?

Category: Best Retirement Towns and States

November 10, 2021 — People in retirement have different needs and abilities. So finding a place to retire that offers the transportation, housing, social activities, and health care suitable for your age is important. Fortunately there are some organizations that are working to develop and identify more communities that are…

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Published on November 10, 2021
Comments 3

Solivita Ordered to Pay $35 Million to HOA Members

Category: Active adult communities

November 13, 2021 — The Associated Press reports that a judge has ordered the giant Solivita 55+ community in Poinciana, FL to pay back homeowners $35 million for improper HOA fees. The case arises from a proposal by the developer to sell various amenities including a clubhouse, swimming pools,…

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Published on November 13, 2021
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Medicare Part B Premiums Increase over 14% in 2022

Category: Health and Wellness Issues

November 14, 2021 — Gasoline and groceries aren’t the only items seeing hefty prices increases coming out of the pandemic. Medicare just announced that Part B premiums will increase 14.5% next year, resulting in the heftiest dollar increase ever, $21.60/month for the majority of people receiving the benefit. The base…

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Published on November 14, 2021
Comments 3

Build Back Better Plan Holds Promise for Seniors

Category: Medicare

November 18, 2021 — Who knows if it will ever pass a fractured congress, or even what would be in such a bill if it were ever signed into law. But as the Build Back Better bill stands today, there is a lot for older Americans to like. The…

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Published on November 18, 2021
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The 5 Secrets of Super-Agers: Your Brain Can Get Better As You Age

Category: Health and Wellness Issues

November 2021 -- In Dr. Sanjay Gupta's book, "Keep Sharp: Build a Better Brain at Any Age", the neurosurgeon states early on that "you can make your brain better, faster, fitter, and yes, sharper". That is good news - we are not stuck with an aging brain that diminishes every day thanks to old age, too much drinking, or other bad habits. His book is about propagating brain cells and making our existing ones more efficient. Not to make us smarter, but to help us "navigate life" better. (Note: Topretirements earns a commission from some links to Amazon). People tend to think that memory loss is something that comes automatically with old age, which is not the case. Cognitive decline is not inevitable. Just about everyone worries about memory lapses, like forgetting the name of the person you have known for years, but that is not as worrisome as some might think. "Keep Sharp:" is dedicated to the idea that you can have your own "sharp brain" program to improve your thinking and memory, no matter what your age. The book has several sections, and the most important is probably his 5 pillars of brain health. We will venture to say that you will not be able to guess which pillar is number one.

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Published on November 20, 2021
Comments 3

Florida Dominates Slanted Best Places to Retire List

Category: Best Retirement Towns and States

November 26, 2021 -- When it comes to lists of Best Places to Retire, one of the most consistent and "best" sources is US News. Their lists usually make sense, and rarely include bizarre choices in North Dakota or other places that don't take into account that most retirees looking to relocate want to move to somewhere where winter temperatures are warm. While their new Best Places for 2021-2022 lists uphold their sterling reputation for the most part, the fact that they left off the entire western half of the country seems like a very serious omission. Florida came out on top on both of their new lists this year - "Best Places" and "Most Affordable Places to Retire". The Sunshine State garnered 8 of 10 spots on the Best Places to Retire list, and with 4 of the Most Affordable selections. Two of those Florida cities, Daytona Beach and Pensacola, made it onto both lists. How they were chosen, along with our quibbles

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Published on November 26, 2021
Comments 12

Should I Convert My IRA to a Roth?

Category: Estate Planning

November 30, 2021 — It is amazing how many times this question comes up, usually from people who we consider very proactive about their retirements. There are no easy answers to the question, but there are some guidelines. Adding to the mix, if the provision of the Build Back Better…

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Published on November 29, 2021
Comments 5

A Better List of Best Places to Retire- Or, Why Everyone Is Moving to Texas

Category: Best Retirement Towns and States

December 1, 2021 — Last week in “Slanted Best Places to Retire List” we reported on the US News list of best places to retire. The creators of that one seemed to have not realized that the Mississippi is not the western border of the U.S. Many of the…

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Published on November 30, 2021
Comments 25

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