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Embrey Mill® is an all-ages master-planned community located in Stafford, Virginia, just north of Fredericksburg, and offers a totally st...

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Few towns in the Southeast offer more gracious charm than Aiken, South Carolina.  Take a relaxing stroll through Aiken's tree-lined ...

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Brookfield Residential at Two Rivers is a brand new community designed for those 55+, and offers an abundance of opportunities for a vibr...

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Wendell Falls is a new, all-ages community located just minutes from downtown Raleigh, North Carolina, and features an eclectic, walkable...

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The Grove is an upscale, manufactured home community for active adults 55+, located in sunny Bradenton, Florida, on 40 lush acres of form...

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13 Great Places to Retire in the Pacific Northwest

Category: Best Retirement Towns and States

July 27, 2020 — Last week’s article on Great Lake Towns for Retirement created a few “waves” – specifically, why did we include so few towns from the West on the list. True, there are a lot more lake towns to choose from in the rest of the country, but we do understand that no one wants to feel left out. Hence the genesis of this feature, which exclusively lists towns in the Pacific Northwest. In subsequent articles we will concentrate on other regions of the American West. We have a loose interpretation of that geography here, including the States of Washington, Oregon, Idaho, western Montana, along with Canada’s British Columbia.

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Posted by Admin on July 27th, 2022

6 do it Yourself Tests to Help Keep the Young in You

Category: Health and Wellness Issues

July 26, 2020 — There aren’t too many people who don’t want to feel, act, and look younger. But, as each of our birthdays adds a bigger number, that seems harder and harder.

While there is no real fountain of youth, yet, there are some simple steps anyone can take to delay the effects of aging. Spend a few minutes to take these simple tests. It could lead to feeling better and looking younger.

Caution. Do not undertake any of these exercises without consulting with your doctor, or if you feel discomfort or pain.

Tests to help you stay young:

Take these simple tests and then share the results with your doctor. He or she can use them to help evaluate how you are doing, and what you can do to improve.

Sitting and standing. How you sit and stand is critical in so many ways. Doing it correctly not only keeps you looking young, it makes you stronger. When you sit, can you do it without using your hands? Ditto with standing, do you need to hold on to something in order to stand up? One evaluation that physical therapists use is to see how much you have to rely on your hands to get up out of a chair. The other is speed – how long does it take to sit and stand 5 times in a row, arms crossed against the chest? A good result for someone in their 70s is 12.6 seconds or less. Long term: practice not using your hands whenever you stand up – it you will keep your leg muscles in shape for the long haul.

Posture. Put a chair in a place where you can see your profile in a mirror. Sit, and then stand up and look in the mirror. Is your back straight, and are your shoulders pulled back? Unfortunately, there is no better way to look old than to have rounded shoulders and be hunched forward. Every time you stand up, practice stacking your spine once you are vertical. Once you do that, center your head over your spine, and pull your shoulders back. This can be hard to overcome after a lifetime of sitting hunched over a desk, but you can do it!

Walking. In a recent article in the Wall Street Journal Dr. Nathan LeBrasseur, director of the Mayo Clinic’s Robert and Arlene Kogod Center on Aging, said that people should start working on their health early. For example, a person in their 50s should be able to power walk a quarter of a mile at a brisk pace in less than 6 minutes and 40 seconds. If you are slower than that report it to your doctor. Another test is to see how far you can walk in 6 minutes. If less than 350 meters, that would be worrisome for that person in their 50’s.

Standing on one leg. You should be able to stand on one leg for at least 10 seconds if you under 70. Practice while you are brushing your teeth. In that WSJ article, Dr. Natasha Bhuyan said she believes this test is an excellent prediction of long term physical health.

Push-ups. Dr. LaBrasseur believes that a man in his 50s and 60s should be able to do at least 10 push-ups. If not, it is a confirmation you are losing your strength. In one test of people with an average age of 40, those who could do more than 40 tended to live longer than others. Women would have a different exercise or metric.

Mental. There are various mental tests to determine your mental capacity and any deterioration. Some are free and others you must pay for. You can take them and ask your doctor for an evaluation. The Self-Administered Gerocognitive Exam (SAGE) is a short screening test you can take at home. It is used to help detect early signs of cognitive impairments. The Clock Draw Test and Simple 3 Word Memory Test are other variants.

Bonus tip:

Stay active. In Dr. Sanjay Gupta’s excellent book, “Keep Sharp: Build a Better Brain at Any Age“, he postulated the number one key to keeping your brain young is daily physical activity. Much better than crossword puzzles or Wordle, regular exercise is the best thing you can do. Apparently, getting the blood flowing has positive mental effects.

For further reading:
Keep Sharp: Build a Better Brain at Any Age“ – Dr. Sanjay Gupta

Dementia – Or Ordinary Age-Related Change?

Posted by Admin on July 25th, 2022

Downsizing: Maybe You Need to Hire a Move Manager

Category: Home and Garden

October 20, 2022 — Moving at any age is bad enough. But baby boomers have spent decades acquiring all kinds of stuff, adding to the challenges of age. Moving at our age usually means downsizing, when we realize we have 1,000 pounds of stuff (furniture, knicknacks, collections, etc.) that we can’t possibly fit into the 600 pound bag our new home represents.

Enter the “senior move manager”, a new job that can take so much of the pain out of downsizing and moving. This person can help with every aspect, from helping you sort what to keep, how to get rid of the rest, to planning what will fit in your new home – both size wise and stylistically. They can do it all, down to getting your kitchen equipment into the right cupboard in the new kitchen.

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Posted by Admin on July 21st, 2022

10 Great Lake Towns for Retirement

Category: Best Retirement Towns and States

Note: Were you looking for our “5 Medicare Mistakes You Don’t Want to Make” article? Use the link in the previous sentence or go the “Blog” in the navigation at top.

July 19, 2022 — This is the time of year when life doesn’t get much better than living on a lake. With the loons calling, gentle waves lapping at the dock, and the sun setting during dinner on your screened in porch, life is good. Retiring on a lake has so many lifestyle advantages including fishing, boating, and swimming. Not to mention that your kids and grandkids will only be too eager to come for a visit.

Here are 10 great lake towns for retirement. We picked them not only because they are on beautiful lakes, but because many also have an interesting town nearby. We look forward to your suggestions on other “best” lake towns for retirement.

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Posted by Admin on July 19th, 2022

The Answer to High Prices: Many Retirees Turn to Boommates

Category: Financial and taxes in retirement

July 13, 2020 — Not everyone wants to have a roommate in their retirement, but for many they are a great solution. A PBS Newshour feature this week, “High Costs Spur More Baby Boomers to Find Roommates“, highlighted how many homeowners are finding homesharing to be a great solution to high rents and inflation.

The primary motivation for getting a roommate is financial. Several of the women in the feature narrated by Paul Solman found themselves owning too much house with not enough money to maintain it, and unable to keep up with their other expenses. Bringing in someone to share those expenses proved to be a godsend for many of them. But several of those interviewed also reported being surprised by how much they enjoyed having a companion around the house. Friendships developed between very different people, and everyone seemed to benefit.

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Posted by Admin on July 18th, 2022

Five Medicare Mistakes You Don’t Want to Make

Category: Medicare

July 13, 2022 — Medicare is a very popular and powerful benefit. Many people look forward to being eligible for it, especially those who are no longer covered by their company but are not yet 65 years of age. It is such an important benefit that you do not want to make any mistakes in signing up for it. We hope this article will be useful, both for people who have not yet signed up for Medicare, as well as those who are already in the program. It is part of our series on Medicare and health care insurance. See the bottom of this page for links to more articles on the topic, which includes a link to our Interactive Quiz: What Is Your Medicare IQ.

Here is the basic background about Medicare:

What is Medicare, and who is eligible?
Medicare is health insurance for people 65 years or older, under age 65 with certain disabilities, and any age with end-stage renal disease (ESRD) or Lou Gehrig’s disease. Medicare has four parts — Part A, which is hospital insurance, Part B, which is medical insurance, Part C, which is Medicare Advantage Plans, and Part D, which is Prescription Drug Coverage. You are eligible for premium-free Part A if you are age 65 or older and you or your spouse worked and paid Medicare taxes for at least 10 years. Medicare is different from Medicaid, which is a joint Federal and State program that helps pay medical costs for some people, irrespective of age, with limited incomes and resources.

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Posted by Admin on July 11th, 2022

New Study Says Retirees Are Worried About the Wrong Things

Category: Financial and taxes in retirement

July 6, 2020 — A new study focussed on the financial issues that retirees should really be concerned about, and then it measured what they actually worried about. The results are interesting – it seems like many people are downplaying the risks that should concern them, like how long they will live, and instead concentrating on issues that are less worrisome, such as market risk.

In “How Well Do Retirees Assess the Things They Should Worry About“, the researchers used a host of data from various sources to measure 5 areas of concern for anyone in retirement. Then they ranked those risks in order:

Actual Financial Risks

  1. Longevity. The worry should be that you will live longer than expected and run out of funds.
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Posted by Admin on July 6th, 2022