Showcase Listing

Brookfield Residential at Two Rivers is a brand new community designed for those 55+, and offers an abundance of opportunities for a vibr...

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Showcase Listing

Cresswind Georgia at Twin Lakes is a new, gated 55+ community in the metro Atlanta, Georgia area. With a focus on fitness, relationships,...

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Showcase Listing

Cascades at Embrey Mill is a brand new and vibrant active adult neighborhood located within the master-planned community of Embrey Mill, ...

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Showcase Listing

Cresswind Wesley Chapel is a vibrant, brand new 55+ active adult community Located just 40 minutes from Charlotte City Center.  Wesl...

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Showcase Listing

The Crest at Linton Hall is a brand new 55+ active adult community by Brookfield Residential, coming in the Summer of 2023! L...

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Showcase Listing

Nestled in the foothills of the Great Smoky Mountains, Tellico Village comprises over 5,000 acres along Tellico Lake. Established in 1986...

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The Best Stuff, Ideas, and Retirement Articles of 2022

Category: General Retirement Issues

December 27, 2022 — In many ways 2022 was better than 2021, and far superior to the pandemic ruined bust that was 2020. People finally got to take all of their postponed trips from years before, so traveling is back. Fear of dying from Covid relaxed a bit, although all was not joy due to inflation and stock market worries. Here are our favorite things and articles from the past year.


We are hoping is that you will add your favorites from the various categories in the Comments section below. It could be your favorite anything! It is always amazing to see how rich and interesting your suggestions are, and how different people’s tastes are.

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Posted by Admin on December 27th, 2022

Step Aside Baby Boomers: Gen X  Is Starting to Retire

Category: General Retirement Issues

December 20, 2022 –  There is a new crush of retirees coming to town, and they are not Baby Boomers. Generation X, those born from 1965 to 1980, are finally getting their turn in the retirement spotlight, a very big demographic shift in the making. The eldest GenX-ers will turn 58 in 2023, the age when many people start retiring in earnest. But how ready for retirement will this new generation be, and how will it differ from the baby boomers before them?

Confident?

Fortunately, many in the Gen X generation have been preparing for retirement.  Most have been saving for that day, confident about their money skills, but worried that they might fall short of what it takes to maintain their working day lifestyles. Of course, either from choice or necessity, not all of they will retire early, or ever.

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Posted by Admin on December 19th, 2022

Exploring the Best Active Adult Communities in Williamsburg, VA

Category: Active adult communities

December 13, 2022 — Way back in 2011 our faithful correspondent Jay Michaels shared his adventures from visiting the most famous active adult and 55+ communities in the Williamsburg, VA area. His reviews of the area and those communities have definitely stood the test of time – still relevant and useful to anyone considering retirement in Virginia (although the article is now updated with 2022 pricing and website information).

Jay and his wife visited The Settlement at Powhatan Creek, Fords Colony, Governors Land at Two RIvers, James at Kingsmill, Newtown, and Colonial Heritage. Ride along, we think you will find his observations and insights into the area.

Here is the link to the updated article:

Williamsburg: Hop on the Jay Michaels Tour Bus

Posted by Admin on December 12th, 2022

Downsizing in Retirement: Great Idea, Not Without Its Costs

Category: Financial and taxes in retirement

December 11, 2022 — One of the best pieces of advice we have heard is to think about downsizing in retirement. Finding a smaller, lower maintenance place to retire can unlock equity in your home so you can maintain a great lifestyle with less income. It can also simplify your life. Less maintenance and yard work, smaller utility bills, lower property taxes, and more time to enjoy retirement, are just some of the benefits. But downsizing is not always quite as easy as it seems. Here we outline some of the costs and headaches that many people do not consider when they start the downsizing process.

Costs to fix up your home for sale. Either you or the buyer might decide to make costly improvements before the sale, such as radon mitigation, roofing, HVAC, structural, etc. These expenses can cost a lot more than you imagined when you put the home on the market.

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Posted by Admin on December 10th, 2022

Most Tax Friendly States for Retirement – 2023

Category: Best Retirement Towns and States

Dec. 7, 2022 — For the people who see red when they think about paying taxes, the good news is that there are plenty of tax friendly states to retire in. There are enough choices that they can pick a state for retirement based on other factors as well, such as climate, environment, proximity of family, etc. This article will cover the states that have the lowest taxes for retirees. But first, let’s discuss what kind of taxes you need to consider in retirement.

Kinds of Taxes

Unfortunately, there are multiple kinds of state taxes that can affect retirees. Some will affect different people in different ways:

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Posted by Admin on December 6th, 2022

Did You Hit Age 72 in 2022? Get Ready to Take Your RMD

Category: Financial and taxes in retirement

December 4, 2022 — Folks who were born in 1950 face their first Required Minimum Distributions (RMDs) from their IRAs and 401(k) type plans. The SECURE Act of a few years ago fixed the age for RMDs to kick in at age 72, starting with folks born after July 1, 1949. This first year the 1950 folks have until April 1, 2023 to take the distributions, but they will have to take their regular 2023 distribution by the end this year too. Slightly younger people born before 1950 had to start taking their RMDs at age 70 and 1/2, and they have to take their distributions by Dec. 31, 2022.

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Posted by Admin on December 3rd, 2022