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Try It NOWCategory: Retirement Planning
June 4, 2022 – Five years ago we opined about the 10 things we think we learned after ten years of being retired. We took another look at that article, and it all still makes sense. But we couldn’t resist adding three more that hadn’t occurred the first time. Here…
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Category: Social Security
June 6, 2022 — Social Security Trust Funds are now projected to last one year longer, as outlined in the latest Trustees Report. High employment rates and lower disability claims, it seems, have increased contributions to the retirement fund (OASI). Thanks to those, instead of the…
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Category: Active adult communities
June 8, 2022 — It is fascinating to see which of the thousands of 55 plus and active communities reviewed at Topretirements attract the most attention from our Members and visitors. After examining site visit data from the first 5 months of 2022, here are the 15 most popular communities…
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Category: Snowbirds
June 15, 2022 -- One of the most frequent questions we get from Members is how to find a snowbird rental for the winter as a snowbird. Their questions usually center on where to go, and how to find a good one. In this article we will share some basic steps on how to get started. Best of all, we will highlight some of the most interesting and useful Comments from our Members on this topic.
Two Keys to SuccessThe keys to success in finding a good snowbird rental are quite simple: get started early, and use every option you can think of. One strategy that rarely yields good results is hoping to luck into something at the last minute.
How to Find a Snowbird Rental - Many Advantages
There are many advantages to finding a snowbird rental in a warm place for some or all of the winter. There is the obvious one: it gets you out of the frozen Midwest, icy Northeast, or the dark/dreary/wet Pacific Northwest for a pleasant interlude in the sun. Another big advantage of snowbird rentals is that they give you a chance to see and experience different parts of the country with very little risk or expense. If you ever decide to purchase a place either as a snowbird or for year-round living, you will be a much more educated buyer. Yet another advantage: it provides an opportunity to be visit friends and family without overstaying your welcome.
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Category: Financial and taxes in retirement
June 18, 2022 — The last two and half years have provided an amazing ride for homeowners In almost every part of the U.S. Most sellers probably had to fight off buyers willing to pay far more than the asking price, and ended up with a buyer the same day…
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Category: Health and Wellness Issues
June 22, 2022 — Two new studies have found that people who regularly exercise are much more likely to live longer. Fortunately, many people are interested enough in their health that they set daily goals for various activities, like how many steps they take each day. New devices like Fitbits,…
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Category: Retirement Real Estate
June 28, 2022 — Back in 2018 Pamela shared her ideas on looking for an amenity-lite active community. That article, When Amenity Rich Is Not the Answer, was clearly relevant to many of our Members and sparked 60 Member Comments (which were turned into another article: “When Amenity…
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Category: Financial and taxes in retirement
June 29, 2022 -- More than a few retirees on Social Security turn down work that they would like to do. The concern is that their benefits will be reduced, thus making the effort not worthwhile. To help people understand how work might affect your Social Security benefits, here are the facts to help you decide the best course of action. But the good news first - over the long term, working has no negative impact on your benefits, and might even help.
Reached Full Retirement Age - no problem!
If you have reached your Full Retirement Age (FRA) - 66 if you were born in 1954 or before, gradually reaching 67 for those born in 1960 or later - there is no impact. You can work and earn as much as you want and it will not affect your Social Security benefit in any way.
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