|Retirees with very big budgets can enjoy a peaceful and lovely retirement in beautiful Carmel, California on the Monterrey Peninsula. The town, also known as Carmel-By-The-Sea itself is compact and lovely in almost every way. At the foot of Ocean Ave. is a picture perfect white sandy beach. From it you can see the Pebble Beach golf course to the north, along with cliffs, rocks, and foaming surf. Downtown has cute shops and many good restaurants. Homes are beautiful and surrounded by lush greenery and flowers. Clint Eastwood is a former Mayor and still lives here. Friar Junípero Serra founded the perfectly restored and beautiful Spanish Mission in 1771 and is buried here. The town has a long history as an artists colony with many familiar names who have lived here. The city's general plan describes as "a village in a forest overlooking a white sand beach".
Just to the north is the famous 17 Mile Drive, which winds its way past magnificent homes, the Lone Cypress, seals and sea lions on rocks pounded by roaring surf, and elegant golf clubs with household names like Pebble Beach, Spyglass, and Spanish Bay. There is a toll but well worth it if you are in the area. To the South along beautiful Route 1 lies Big Sur and its State Parks full of towering redwoods.