Panama City Beach : Florida


What It Is Like to Retire in Panama City Beach

Panama City Beach is located in the Florida Panhandle and is about 10 miles from the town of Panama City, just across the Hathaway Bridge. Panama City Beach boasts miles of white sand beaches along the Gulf of Mexico and has become a popular retiree destination for its fishing, seafood, and outdoor recreation. The population was 12,553 in 2019, but that number can swell to over 100,000 during the busy season, as millions of tourists visit each year. Panama City Beach is also home to two state parks - St. Andrews State Park and Camp Helen State Park. Picture of view of the beach looking northwest from St. Andrews State Park, courtesy of wikipedia and j.s. clark; picture of the Hathaway Bridge from Panama City Beach courtesy of Wikipedia and Balon Greyjoy, Licensed under CC BY-SA 3.0/

Where to Retire in Panama City Beach and Home Prices

There are many housing options in Panama City Beach including single family homes, condos, cottages and rentals. According to Zillow, the median home value was $399,416 in late 2021, up over 21% over the past year.

What Is Special about Panama City Beach

The resort town is known for its miles of beautiful beaches, and also features parks, fishing and boating, and every type of water sport.

What Is Not Special about Panama City Beach

Panama City Beach is a very popular tourist and a spring break destination. There are no major cities nearby. The crime rate is high and most involves theft. Tropical storms and hurricanes often hit the Panhandle.

Who Will Like Retirement in Panama City Beach

Retirees who enjoy spending time on the beach and water recreation would enjoy living here. There is a marina, many parks, an aquatic center, dog park, a hospital, library, and transportation.

Local Economy Is Driven by

Tourism drives the economy.

Climate and Physical Environment

January's average temperature is 56 degrees, and July's average is 83 degrees. Panama City Beach gets about 60 inches of rain annually. In 2018, Tropical storm Michael made landfall nearby, as did Fred in 2021.

Restaurants & Cultural Scene

Not surprisingly, there are an abundance of seafood restaurants (and others) in Panama City Beach, with many receiving great reviews from Because the town is more outdoor orientated there are not a lot of cultural activities, although there are town festivals, a community center that offers events and programs, and a summer concert series.


The crime rate here is higher than the national average.

Medical Facilities

Bay Medical Center and other medical facilities are located here.


The Bay Town Trolley offers transportation to the beaches and to Panama City. There are also bike lanes within the town. Northwest Florida Beaches International Airport is located in nearby Panama City.

Valuable Links

Welcome to Panama City Beach

Visit Panama City Beach


What people are saying about Panama City Beach

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