Carmel : New york


What It Is Like to Retire in Carmel

This affluent north and west of New York City is growing in popularity for retirement, and Carmel is one of the nicer towns (population is about 34,000 and growing). It is near the west bank of the Hudson River, close to West Point and Danbury (CT). The Retreat at Carmel is conveniently located in the heart of New York’s beautiful Putnam County amidst acres of natural landscape with  breathtaking landscapes.  Gorgeous lakes, parks, and golf courses are nearby. There are several hamlets within Carmel, including Mahopac and Carmel.

Photo of View of Carmel from US 6 courtesy of Wikipedia and C.C. Sabathia (public domain); photo of The statue of Sybil Ludington on Gleneida Avenue, courtesy of Wikipedia and Anthony22 (public domain).


Where to Retire in Carmel and Home Prices

There is at least one active adult community in the area.

 Zillow reports the median home value to be $561,677 in late 2021.


What Is Special about Carmel

Carmel is an affluent area near the beautiful Hudson River and the Catskill Mountains. Crime is exceptionally low. Lake Gleneida, formed by ice age glaciers, covers almost 168 acres in the center of town.

What Is Not Special about Carmel

Home prices are much higher than the national average.


Who Will Like Retirement in Carmel

People who want to live in the northeast but in a quiet and beautiful setting will like it in Carmel.

Local Economy Is Driven by



Climate and Physical Environment

Carmel is west of the Hudson River and north of New York City. The average July high temperature is 82 and the average January low is 16. The wettest month is July (5")

Restaurants & Cultural Scene

Both Mahopac and Carmel have libraries.


Crime in Carmel is much lower than the national average.


Medical Facilities

Putnam Hospital Center is in Carmel, other hospitals are nearby.


Carmel is about average for walkability when compared to other towns.


Valuable Links

Carmel Chamber of Commerce


What people are saying about Carmel

Comment from philmdev on Carmel
We returned from celebrating our 40th anniversary with a few days in Monterey and Carmel. Next time we\\\'ll just skip Monterey and spend all our time in Carmel.  Personally, I can\\\'t say enough good things about this little slice of heaven. If you like Spanish architecture you\\\'ll love Carmel. If you like fancy small shops (especially if you\\\'re buying for grandchildren!) you\\\'ll love Carmel. If you like a slower pace than the normal San Fran or LA you\\\'ll love Carmel.  To say it\\\'s expensive is an understatement. However, it\\\'s not much more than Naples and probably less than Miami. You can buy a house right on Ocean drive (please make sure you try this one-way road if you go there) for about $8-10 million. Wait until the crash and they will be significantly cheaper.  However, I do have a different opinion with your comment about 17 mile drive. We last did this about 35 years ago so obviously our memories are probably not the best. When we first made the drive we thought it was mostly by the water. The new one isn\\\'t. To have to pay $10 was a rip-off. Plus it\\\'s so built up and the houses are so ugly. Typical California. It\\\'s just too bad.  So, go to Carmel. By a place there if you can. Watch out for forest fires! And enjoy one of the prettiest small towns in America.
Posted by admin on August 02, 2018

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