Charlotte : North carolina

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What it's Like to Retire in Charlotte

Charlotte is a prosperous, very fast growing city of over 600,000 in south central North Carolina.  The city's population increased 46% from 1990 to 2006. It has a thriving downtown commercial area fueled by the many banks and financial institutions headquartered here. it is a good place for retirement because it is an interesting city as well as having developments geared who those 55+. UNC Charlotte, with 23,000 students, is located here. Charlotte is a top spot for golf. One of PGA's bigger tournaments, the Wells Fargo Open, played here at Quail Hollow. Many developments, some of them 55+, are built around very nice golf courses. The point is that it is so big and diverse that there is probably some part of Charlotte that could appeal to about anyone.

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Here is the Topretirements Mini-Retirement Guide to North Carolina


Where to Retire in Charlotte and Home Prices

Charlotte has many 55+ active adult communities as well as many others that attract 55+ people. (see Active Communities link at left)

Real estate conditions in Charlotte remain relatively strong -According to the National Association of Realtors the median sale price of a home in the Charlotte-Concord-Gastnia NC-SC area was $252,400 in the 2nd quarter of 2018. Keep in mind that there are so many housing choices that prices vary tremendously.


What is special about Charlotte

Charlotte has one of the most vibrant economies in the U.S. It also has a tremendous number of active adult and over 55 developments to choose from. Charlotte was chosen the "Best Place to Live in America" in 2008 by  based on factors including employment opportunities, crime rates, and housing affordability.

What is not special about Charlotte

Hot summers and seemingly unstoppable growth

Who will like retirement in Charlotte

Retirees who need to work will be able to find it in Charlotte. Also, it attracts retirees who are looking for a milder climate and lower housing costs.

Local economy is driven by

Charlotte is the headquarters for 2 of the world's largest banks - Bank of America and Wachovia. So it is a financial powerhouse.

Climate and Physical Environment

Charlotte is located in the humid sub-tropical part of America. Winters are milder than in the north but hot and humid in summer. The average July high temp is 90 and the average January low is 32. It is on the border of South Carolina towards the western end of NC

Restaurants & Cultural Scene

Charlotte is the home of UNC Charlotte, which has many cultural events. Several other private and public colleges provide culture as well. The public library is well-funded.  The wealthy corporations and their prosperous employees in town help fund other cultural events as well.


Charlotte is a major city,  and its crime rate is above average.

Medical facilities

Charlotte has numerous hospitals including Carolinas Medical Center and Presbyterian Hospital. There are medical specialists of every description.


Charlotte is a major airline hub for U.S. Air and is served by Interstates 77 and 85. CATS operates mass transit including light rail and historical trolleys

Valuable Links

North Carolina retirement guide
Retirement Communities Charlotte NC
Independent Living Retirement Communities Charlotte NC
Active Adult Communities Charlotte NC
Continuing Care Retirement Communities Charlotte NC

What people are saying about Charlotte

North Carolina is full of wonderful retirement communities, and Charlotte has some of North Carolina's best retirement communities. Charlotte is full of entertainment, including sports and arts. The dining and shopping options are endless, and the city is surrounded by golf courses and other outdoor amenities that are popular among active seniors.
Posted by wvnutt on December 16, 2010
Discovered the perfec retirement spot - right here
I have found the perfect place to retire...right here in my own town Charlotte, North Carolina! I fell in love with it when I moved here 12 yrs ago and realized I don't want to be anywhere else!! I love Charlotte. Thanks for a great website and all the great info about what to think about before retirement - - I'll still log in now and again
Posted by marty50 on December 24, 2009
How is Charlotte holding up
A lot of my friends seem to think Charlotte is the greatest place. Lots and lots of 55+ communities and it is a very prosperous and fast-growing area. The thing that concerns me is what is going to happen in the local economy. Bank of America and a lot of other financial giants are here and they are in trouble. What impact is this having on people who want to retire here? thanks
Posted by lindabird on January 28, 2009

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