Charlotte : North carolina


What It Is Like to Retire in Charlotte

Charlotte is a prosperous, very fast growing city of over 600,000 in south central North Carolina.  The city's population increased 46% from 1990 to 2006. It has a thriving downtown commercial area fueled by the many banks and financial institutions headquartered here. it is a good place for retirement because it is an interesting city as well as having developments geared who those 55+. UNC Charlotte, with 30,000 students, is located here. Charlotte is a top spot for golf. One of PGA's bigger tournaments, the Wells Fargo Open, played here at Quail Hollow. Many developments, some of them 55+, are built around very nice golf courses. The point is that it is so big and diverse that there is probably some part of Charlotte that could appeal to about anyone.

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Here is the Topretirements Mini-Retirement Guide to North Carolina


Where to Retire in Charlotte and Home Prices

Charlotte has many 55+ active adult communities as well as many others that attract 55+ people. (see Active Communities link at left)

Real estate conditions in Charlotte remain relatively strong -According to the National Association of Realtors the median sale price of a home in the Charlotte-Concord-Gastnia NC-SC area was $370,300 in the 4th quarter of 2021, an increase of over 18% compared to the 4th quarter of 2020. Keep in mind that there are so many housing choices that prices vary tremendously.


What Is Special about Charlotte

Charlotte has one of the most vibrant economies in the U.S. It also has a tremendous number of active adult and over 55 developments to choose from. Charlotte was chosen the "Best Place to Live in America" in 2008 by  based on factors including employment opportunities, crime rates, and housing affordability.

What Is Not Special about Charlotte

Hot summers and seemingly unstoppable growth

Who Will Like Retirement in Charlotte

Retirees who need to work will be able to find it in Charlotte. Also, it attracts retirees who are looking for a milder climate and lower housing costs.

Local Economy Is Driven by

The finance industry is large employer in Charlotte, and in 2007 was headquarters to eight banks. Although Bank of America is the only one that is headquartered here today, the city remains a major hub for the financial services sector and is the 3rd largest banking center in the country.

Climate and Physical Environment

Charlotte is located in the humid sub-tropical part of America. Winters are milder than in the north but hot and humid in summer. The average July high temp is 90 and the average January low is 32. It is on the border of South Carolina towards the western end of NC.

Restaurants & Cultural Scene

Charlotte is the home of UNC Charlotte, which has many cultural events. Several other private and public colleges provide culture as well. The public library is well-funded.  The wealthy corporations and their prosperous employees in town help fund other cultural events as well.


Charlotte is a major city,  and its crime rate is above average.

Medical Facilities

Charlotte has numerous hospitals including Carolinas Medical Center and Presbyterian Hospital. There are medical specialists of every description.


Charlotte is a major airline hub for American Airlines, and is served by Interstates 77 and 85. CATS operates mass transit including light rail and historical trolleys.

Valuable Links

North Carolina retirement guide
City of Charlotte

What people are saying about Charlotte

US Air is defunct. Well, it exists but has changed its name to American. Still a hub with decent service.
Posted by skipaway on June 11, 2020
Top Charlotte Banks
Thank you rferrazz for updating us on Charlotte, we have made the correction that only Bank of America is headquartered here.
Posted by admin on December 29, 2018
Top Charlotte Banks
\"Charlotte is the headquarters for 2 of the world\'s largest banks - Bank of America and Wachovia\". Above is not entirely true. Wachovia was absorbed into Wells Fargo at end of 2008. And Wells Fargo is still headquartered in San Francisco.
Posted by rferrazz on December 28, 2018
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