Clearwater : Florida

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What it's Like to Retire in Clearwater

Clearwater is a very popular retirement town mid-way up Florida's west coast. It is on the western side of the bay from Tampa, along with St. Petersburg. The 3 towns are very close together (Clearwater is the smallest of the 3 and has the most small-town atmosphere).  The area abounds with active adult communities and 55+ developments for retirees. Clearwater's population is just over 100,000.


Where to Retire in Clearwater and Home Prices

There are active adult communities in the area (see link at top right).
Median sales price of existing homes in the Tampa/Clearwater/St. Petersburg markets was $207,500 in the 1st quarter of 2017, according to the National Association of Realtors.  Prices near the water and in the nicer areas will obviously be higher.


What is special about Clearwater

The Clearwater Public Art and Design Program is a concrete demonstration of support for the arts. St. Petersburg College and Everest University are two colleges in Clearwater. Capitol Royalty Theatre. The beaches and waterfront are great in Clearwater.

What is not special about Clearwater

Like much of Florida the occasional hurricane is a problem.  Clearwater might be too low key or too old for some folks.

Who will like retirement in Clearwater

There are many retirees in Clearwater along with many working people who probably commute to Tampa. It is loaded with active adult and 55+ communities.

Local economy is driven by

Clearwater is big for tourism and as a retirement destination. Part of the Tampa Bay Metro, the area is home to many major companies.

Climate and Physical Environment

Clearwater's average maximum high in July is 91 degrees, with the average low in January being 50 degrees. The rainiest month is August.


Restaurants & Cultural Scene

Clearwater has a rich cultural infrastructure, in part because of the The Clearwater Public Art and Design Project. All major new projects in the City are taxed in order to provide public art and other support for the arts. The Program seeks to “enhance Clearwater for those who visit and live within the city and to contribute to a legacy for generations to come” through the commission of unique, public artworks."  The Royal Capitol Theatre dates to 1920.  Many buildings on are on the National Register of Historic Places. Nearby St. Petersburg and Tampa are also loaded with cultural venues.


Crime in Clearwater is a little over a quarter higher than the national average.

Medical facilities

The area is rich with first class medical facilities and doctors in every specialty.


Pinellas Suncoast Transportation Authority offers bus service in the area. Tampa International Airport is close and a major airport. Amtrak services Clearwater.  It is about average in walkability when compared to other communities.


Valuable Links

City-Data page about Clearwater


What people are saying about Clearwater

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Facts about CLEARWATER
  • State: FL
  • Environment: Suburban,College Town,Coastal,Boating Community,
  • City Population: 100,001+
  • Median age of Population: 25-44
  • Avg Jan Temperature: 41-60
  • Avg July Temperature: 81+
  • Median HH Income: 20,001-40,000
  • Average Home Price (MLS): $200,001-$300,000
  • Annual Property Tax on a $200,000 house: Less than 2000
  • Total Crime Index: 91-100 (slightly below average)
  • Cost of Living Index: 91-100 (slightly below average)
  • Culture Index: 111-120 (high)
  • State Sales Tax: Yes
  • State Income Tax: No
  • Name of the Guide: boomer1

Can you add to or correct these Facts? Or do you have a photo of this community we could use? If so, please click on Edit these facts

Clearwater retirement communities
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1. Overall Retirement Ratings Discuss

1. Rating: 3.0/5 ( 11 votes cast)

2. Expense:
Inexpensive to Luxury Discuss

2. Rating: 3.2/5 ( 6 votes cast)

3. Taxes:
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3. Rating: 3.0/5 ( 3 votes cast)

4. Culture:
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4. Rating: 0.0/5 ( 0 votes cast)

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5. Rating: 0.0/5 ( 0 votes cast)

6. Transportation:
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6. Rating: 0.0/5 ( 0 votes cast)

7. Security:
Dangerous to Ft. Knox Discuss

7. Rating: 2.7/5 ( 6 votes cast)

8. Medical Facilities:
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8. Rating: 0.0/5 ( 0 votes cast)

9. Political Situation:
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9. Rating: 0.0/5 ( 0 votes cast)

10. Environmental:
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10. Rating: 5.0/5 ( 1 vote cast)


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