St Marys : Georgia


What It Is Like to Retire in St Marys

St. Marys is a fast growing town in extreme southeastern Georgia with more than 17,000 residents. It is the access to Cumberland Island, one of the gorgeous Sea Islands off Georgia's southern coast.  St. Marys gets a favorable mention by most people considering living in the area. It is near the naval base and is popular for military retirements.  Obviously recreation is outstanding with so much waterfront everywhere.  Many of the homes and downtown buildings are old and cute.  St. Mary's is the second oldest continually occupied town in the U.S. (after St. Augustine). The city is the gateway to Cumberland Island National Seashore, it is also home to the Kings Bay Naval Submarine Base. Photo of Plum Orchard c.1898 on Cumberland Island courtesy of Wikipedia and NPS (public domain); photo of Flag display from Submarine bas Kingsbay courtesy of Wikipedia and Legohead, Licensed under CC BY-SA 3.0/


Where to Retire in St Marys and Home Prices

There are many active adult communities in the area (see link at top right for St. Marys).
Real estate prices are quite reasonable for this area so close to prestigious Sea Island, St Simons Island, and Amelia Island (FL). The median home value in St. Mary's was $178,502 in early 2020 according to Zillow, which calls it a "Very Hot" market at this time.


What Is Special about St Marys

Just about everybody likes St. Mary's location near Georgia's Sea Islands.  It is a relatively low key town in a great area.

What Is Not Special about St Marys

It is growing fast so there might be more traffic than you would like.  Some neighboring towns will be unappealing to true Yankees.

Who Will Like Retirement in St Marys

People who want a low-key town in a great area.

Local Economy Is Driven by

The U.S. Navy submarine base is the pillar of the local economy. But there is paper manufacturing, tourism, and construction as well.

Climate and Physical Environment

On the extreme edge of southeastern Georgia. This is the low country, marshy and flat, with many rivers and bays. The Sea Islands are nearby, as is beautiful Amelia Island, FL.

Restaurants & Cultural Scene

For culture both Savannah and Jacksonville are not that far away.  Fernandina Beach has some good restaurants, shops, and local culture.


Crime in St. Mary's is slightly below the national average.


Medical Facilities

Camden Medical Center is in St. Marys, Fernandina's Baptist Medical Center is 13 miles.


Jacksonville International is the nearest big airport and it is about 21 miles.

Valuable Links

Explore Georgia/St. Mary's

Georgia retirement guide
Facts about St Marys in City-Data guide


What people are saying about St Marys

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