Frankfort : Kentucky

Follow Me on Pinterest

What it's Like to Retire in Frankfort

Frankfort, Kentucky, with a population of 27,590, (2012), is one of the smallest state capitals in the nation.  The town is located in the Bluegrass region of Central Kentucky, and has an interesting if not turbulent history dating back to the Civil War when the Union Army built forts overlooking Frankfort, and the Confederate Army also occupied the area for a short time.  Frankfort is bisected by the Kentucky River which flows right through the center of town. The Kentucky River Development Plan was formed in 2005 with a misssion to redevelop and increase the use of the waterfront with a Riverwalk, amphitheater, and public marina to help make the river part of everyday life for the residents of the city. Other popular organizations within the city are Commonwealth Gardens which was formed to encourage  gardening in neighborhood parks and schools throughout Frankfort, and WalkBike Frankfort, an organization dedicated to making Frankfort a city of pedestrians and cyclists with interconnected paths, sidewalks, and bikelanes connecting neighborhoods, schools, parks and shopping. Frankfort is also a college town as it is home to Kentucky State University.  Photo of the Governor's Mansion courtesy of Wikipedia and Acdixon; photos of Frankfort and Downtown Frankfort courtesy of Wikipedia and Kaplansa.


Where to Retire in Frankfort and Home Prices reports the median sale price of a home to be about $120,000 in the 3rd quarter of 2014. The Kentucky River that runs through Frankfort, seperates the town's neighborhoods.


What is special about Frankfort

Frankfort is the state capital, and a college town with an interesting history and many different tourist attractions and museums.  The city also offers a network of biking and walking paths along with Walk for Life, which is 3 color coded wellness walks around historic Frankfort.  The Kentucky River is important to the town and is used for the enjoyment of the community with boat tours, parks and walkways alongside it. Frankfort has many recreation programs and is home to an 18-hole disc golf course


What is not special about Frankfort

Cool winter temperatures, and the crime rate is higher than the national average.


Who will like retirement in Frankfort

Retirees who want to live in a historical town that has much to offer as a state capital and a college town, may enjoy living in Frankfort. With the community gardens, WalkBike, and many other organizations, there are ample volunteer opportunities. Living in a town with a candy factory is aslo a plus.


Local economy is driven by

As the state capital, the local economy is driven by public administration and tourism. 


Climate and Physical Environment

Frankforts average January temperature is about 31 degrees, the average July temperature is 75.  The annual snowfall average is 8 inches.


Restaurants & Cultural Scene

Frankfort is not a large city, but is full of history, music, museums, and is community orientated.  The Capital City Museum tells the history of Frankfort, and landmarks are found throughout the city including the grave of frontiersman Daniel Boone; Josephine Sculpture Park provides art education and has 10 acres dotted with sculptures;  Both the Capital Building and the Governor's Mansion offer daily tours; The Grand Theater is a performing arts center bringing in nationally known performers in blues, country western and motown among an array of other events; Buffalo Trace Distillery, maker of bourbon whiskey, is a national landmark and a popular tourist attraction that offers tours and events; Rebecca Ruth Candy company has been in Frankfort since 1919, also conducts tours, (and even sells bourbon ball chocolate candy); Serafini is a well known, longtime restaurant that prides itself in combining Italy with Kentucky's southern food traditions, and uses ingredients from local farmers and businesses. 



The crime rate in Frankfort is higher than the national average.


Medical facilities

Frankfort Regional Medical Center



Frankfort offers free Trolley service and free boat tours;  The town is bike and pedestrian friendly; Frankfort is within an hour of three airports including Blue Grass Airport for domestic flights in Lexington, Louisville International Airport, and Cincinnati/Northern Kentucky International Airport.


Valuable Links

Visit Frankfort, Kentucky

The Grand Theater

WalkBike Frankfort

Frankfort Parks and Recreation


What people are saying about Frankfort

No Comments

Leave a Comment

To comment you must be a registered member of

Login Here


Create Your Free Membership Account

Suggest a community we want to know about your top retirement spots
Please note that all contributions to Topretirements may be edited, altered, or removed by other contributors. If you don't want your writing to be edited mercilessly, then don't submit it here. By submitting content and/or photographs here you agree to give the rights to use them in any manner without cost or attribution.You are also promising us that you wrote this yourself, or copied it from a public domain or similar free resource (see Project:Copyrights for details). DO NOT SUBMIT COPYRIGHTED WORK WITHOUT PERMISSION!
Facts about FRANKFORT
  • State: KY
  • Environment: Urban,College Town,Small-mid Sized City,Biking Community,
  • City Population: 25,001-50,000
  • Median age of Population: 25-44
  • Avg Jan Temperature: 21-40
  • Avg July Temperature: 60-80
  • Median HH Income: 41,001-60,000
  • Average Home Price (MLS): $100,000-$200,000
  • Annual Property Tax on a $200,000 house: 2000-4000
  • Total Crime Index: 111-120 (high)
  • Cost of Living Index: <80 (Very low)
  • Culture Index: 121+ (very high)
  • State Sales Tax: Yes
  • State Income Tax: Yes
  • Name of the Guide:

Can you add to or correct these Facts? Or do you have a photo of this community we could use? If so, please click on Edit these facts

Frankfort retirement communities
Vote on the Ratings for Frankfort
Update Your Ratings
1. Overall Retirement Ratings Discuss

1. Rating: 0.0/5 ( 0 votes cast)

2. Expense:
Inexpensive to Luxury Discuss

2. Rating: 0.0/5 ( 0 votes cast)

3. Taxes:
Inexpensive to Expensive Discuss

3. Rating: 0.0/5 ( 0 votes cast)

4. Culture:
None to Cosmopolitan Discuss

4. Rating: 0.0/5 ( 0 votes cast)

None to Summer camp Discuss

5. Rating: 0.0/5 ( 0 votes cast)

6. Transportation:
Boondocks to World Hub Discuss

6. Rating: 0.0/5 ( 0 votes cast)

7. Security:
Dangerous to Ft. Knox Discuss

7. Rating: 0.0/5 ( 0 votes cast)

8. Medical Facilities:
None to Excellent Discuss

8. Rating: 0.0/5 ( 0 votes cast)

9. Political Situation:
Conservative to Liberal Discuss

9. Rating: 0.0/5 ( 0 votes cast)

10. Environmental:
Oblivious to Ultra-Green Discuss

10. Rating: 0.0/5 ( 0 votes cast)


Copyright © 2006-2017 All Rights Reserved.