Philadelphia : Pennsylvania


What It Is Like to Retire in Philadelphia

Philadelphia is one of America's most historic cities as well as the largest city in Pennsylvania. Philadelphia is home to numerous colleges and universities including Penn and Villanova. It is also home to many neighborhoods and a vital, historic downtown surrounded by 2 major rivers.  

Where to Retire in Philadelphia and Home Prices

Living close to the University of Pennsylvania or just out of town in Villanova can provide an interesting retirement, and more and more people 55+ are choosing an urban retirement lifestyle in Philadelphia. Domus is such a development in the heart of academic Philadelphia (see active adult communities link at left).

Cost of living can be surprisingly affordable for a city of this size. The average home price in the Philadelphia/Camden Metro/Wilmington DE area was $306,600 according to the National Association of Realtors in the 4th quarter of 2021. Prices can differ tremendously based on neighborhood.


What Is Special about Philadelphia

Living so close to the center of American history has to be a thrill.  Birthplace of the Declaration of Independence and home of Benjamin Franklin make Philadelphia a special place. The urban lifestyle in Philadelphia, where owning a car is not necessary, is quite appealing. There are lots of great restaurants, museums, and shopping.  Philadelphia is above average in walkability when compared to other citiies.


What Is Not Special about Philadelphia

Crime and urban problems would make Philadelphia a less than desirable place for people who don't like living in an urban environment.

Who Will Like Retirement in Philadelphia

People who are looking to live in a major city with a lot to do, including a university environment, will enjoy retirement in Philadelphia.


Local Economy Is Driven by

Information technology, health and eduction research, and financial services.


Climate and Physical Environment

Philadelphia is in extreme southeastern Pennsylvania across the Delaware from New Jersey.  The Schuylkill River goes through the western part of the city.

Restaurants & Cultural Scene

Philadelphia has some of the top cultural institutions in the world, including art and music. The Philadelphia Museum of Art, the Rodin Museum, and the Pennsylvania Academy of Fine Arts are just some of its atttractions. Independence National Historical Park is one of the top historical attractions in America. Every type of sports team is represented here as well. The presence of several major colleges and universities make this a very sophisticated town.


As in most large cities, the crime rate is well above the national average.

Medical Facilities

The many medical facilities located here include Temple University Hospital, Hospital of the University of Pennsylvania, and the VA Medical Center.


Rail, bus, air, and surface transportation are tops in Philadelphia

Valuable Links

Visit Philly

City of Philadelphia

WIkipedia guide to Philadelphia

Pennsylvania retirement guide


What people are saying about Philadelphia

PA taxes for retirees
I\'ve lived in Philly for over 20 years and my husband and I are retired here. Just to let you know that PA does not tax Social Security or pensions from any source -- a huge plus. Also property taxes are significantly lower in the city itself than in most of the surrounding counties (Bucks, Montgomery, Chester, etc.)
Posted by tinaeva on November 30, 2016
Just some additional info- I never heard of St Joseph\'s Hospital but in the city itself there is also Jefferson and Hannehman. The suburban hospitals are typically excellent or very good. Philly has great transportation options for retirees. Bus and subway service is free. Regional Rail which takes you to the airport and interesting locations out of the city center is only $1.00. It is warm/hot and humid in the summer. Winter is cold with varying amounts of snow. Spring and Fall are great. There is an extensive park system that runs along the river with residents participating in outdoor activities especially walking, running, and biking.
Posted by Florence on November 22, 2016

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