Germantown : Tennessee


What It Is Like to Retire in Germantown

Germantown is a very affluent (HH income over $120,000) tucked in the southwestern corner of Tennessee, just 10 miles from Memphis. In the city center is the "Old Germantown" neighborhood, anchored by a reproduction of the 1868 railroad depot and railroad tracks that recall the community's earliest days of development as an outpost along the Memphis and Charleston Railroad. The population was 41,333 (2020 Census),with 32% of the residents over 65 years old. International Paper moved their headquarters there from New Jersey and it is home to many other international headquarters.

Here's what one Topretirements member had to say about Germantown: There was so much to do year round. We loved the climate and residents. We would vacation on the weekends in beautiful and natural Arkansas (truly an outdoor recreational paradise). We had to move for a job and no longer live there but miss it.

Photo of watertower courtesy of Wikipedia and Thomas R Machnitzki; Licensed under CC BY-SA 3.0/.


Where to Retire in Germantown and Home Prices

There are many nice neighborhoods to live in here, with the median home value at $461,533 in early 2022, according to Zillow.

What Is Special about Germantown

The city is striving hard to be a livable city with excellent amenities. It hosts many horse shows and competitions annually, most notably the Germantown Charity Horse Show in June. Other major annual events include the Germantown Festival, an arts and crafts fair, in early September. The city has 2 dozen parks, athletic facilities, and green spaces. The Germantown Athletic Club is open to residents and non-residents alike - it has an impressive array of facilities.


What Is Not Special about Germantown

For Tennessee (or almost anywhere) it is quite expensive.


Who Will Like Retirement in Germantown

People who want to be close to Memphis in a well to do suburb might like Germantown.


Local Economy Is Driven by

Several corporations have their headquarters here.


Climate and Physical Environment

Germantown is in the southwest corner of Tennessee, just 10 miles from Memphis. The Jan avg temp is in the high 30s and the average July temp about 80.


Restaurants & Cultural Scene

The Germantown Performing Arts Center has a full schedule. The library is well-funded.



The crime rate is extremely low.


Medical Facilities

St. Francis and Baptist Hospitals in nearby Memphis provide medical support for the community.



Nearby Memphis has an excellent airport and AMTRAK station.


Valuable Links


What people are saying about Germantown

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