Colorado Best Places to Retire - A Guide
This website can help explain what it is like to retire in Colorado, and help you find the best places to retire in Colorado too.
Overall
Colorado is one of the top retirement places for baby boomers from all over the country. Many have vacationed here or came to love these Rockies during college or the military. The scenery from its mountains is exceptional and so are the recreation opportunities. The economy is strong and becoming more diversified - many cities like Fort Collins and Boulder are booming.Colorado's growing population reached 5.5 million in 2015. The average age is 36, close to the national average. Updated Nov. 2016
Grand Junction's Colorado National Monument
Climate
The Colorado climate is that of a steppe - characterized by high altitudes. Summers can be hot and dry and winter precipitation often comes in deep snows. The sun tends to shine a lot. Much of the state is either desert or mountain.
Economy, Cost of Living, Property Values
Median household income was just over $59,448 in 2010-14, which is above the U.S. average. Zillow.com reports that the Colorado Home Value Index was $310,800 in 2016. Median home prices can differ - according to the NAR in Denver the 2nd Quarter 2016 median home price was $394,400, well above the national median. Boulder, home of the University of Colorado, was more expensive - the median home price in late 2016 was $549,600. Colorado's cost of living is above the national average, it is the 36th lowest in the country.
Taxes
Tax Burden: Total state/local tax burden in Colorado of 8.9% is lower than average, 35th highest in the nation.
Marginal Income Tax Rates. Colorado has a flat tax rate of 4.63%, one of the lowest.
Retirement Income Exemptions. Taxpayers over 65 have a $24,000 exemption for pension and social security benefits (persons 55 to 64 years of age get a $20,000 exemption). The same pension/annuity subtraction applies to military retirement benefits for current military personnel and those receiving retirement benefits.
Sales Tax: State sales tax is an extremely low 2.9%, although local sales taxes can be significant.
Property Taxes: There is a homestead act property tax protection for those over 65 who have lived there for 10 years or more (50% of home value or max of $200,000).
Estate and/or Inheritance Taxes. There is no estate or inheritance tax.
Link to Colorado Department of Revenue.
Certified Retirement Communities
Colorado does not have a certified retirement community program.
Best Retirement Communities
Topretirements has reviews of the best retirement communities for active adults in Colorado - and more are being added all of the time. From the exciting college town of Boulder to the bustling metropolis of Denver, you will find many exciting communities profiled. Fort Collins is a slightly less expensive but equally nice community, even more so in nearby Loveland. Our review of Silver Sage , one of the country's first co-housing communities is definitely interesting. Colorado Springs, home of the U.S. Air Force Academy, has fantastic scenery with nearby Pikes Peak. Grand Junction and nearby Fruita on the center of Colorado's border with Utah frequently make the lists of best places to retire. So does Durango with its excellent access to skiing and mountain biking. For each town reviewed on this site you will find data about real estate prices, what makes each community special (or not so special), along with important facts about the cultural, economic, medical, and transportation available in Colorado.
Click on the Colorado Retirement Community reviews on the right to get impartial information and advice about Topretirement's best places to retire in Colorado.

Boulder retirement communities
Breckenridge retirement communities
Broomfield retirement communities
Buena Vista retirement communities
Colorado Springs retirement communities
Denver retirement communities
Durango retirement communities
Eagle retirement communities
Evergreen retirement communities
Fort Collins retirement communities
Fruita retirement communities
Golden retirement communities
Grand Junction retirement communities
Greeley retirement communities
Highlands Ranch retirement communities
Lakewood retirement communities
Littleton retirement communities
Lone Tree retirement communities
Longmont retirement communities
Loveland retirement communities
Manitou Springs retirement communities
Montrose retirement communities
Parker retirement communities
Pueblo retirement communities
Red Feather Lakes retirement communities
Salida retirement communities
Steamboat Springs retirement communities
Windsor retirement communities
Woodland Park retirement communities
Retirement communities by state
Retirement communities