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We Are Rethinking Our Social Security Claiming Strategy

September 18, 2025 - Anyone who has been following Topretirements for a while knows that we are a big proponent of delaying taking Social Security benefits as long as possible. But maybe is time to change that position. Up to now the advantages of waiting to claim Social Security retirement benefits to age 70 have been pretty clear (for most…...

Top Retirement Towns

Georgetown is the capital and largest city of Guyana, a city of over 300,000 people. This beautiful city is located on the coast near the northeastern tip of South America (just below Venezuela and above Suriname). Guyana is a former British colony that achieved independence in 1966. It is situated in Demerara-Mahaica on the Atlantic Ocean coas, at the mouth…...
 
Bolton is a wealthy suburb of 5,665 residents (2020 census)  west of Boston and north of Worcester.  The median family income was over $182,000 in 2021.  The small town was founded in 1738, and is considered a suburb of Boston, while being a quiet farming community. Photo of Sawyer House, Bolton Historical Society courtesy of Wikipedia and John Phelan, photo…...
 
 
Port Townsend, Washington is located on the extreme northeastern tip of the Olympic Peninsula, just across Puget Sound from Seattle. Port Townsend was a thriving port settlement before Seattle was founded.Unfortunately, the Union Pacific Railroad bypassed it, sending the thriving community into an economic tailspin. While bad for the people who lived here then, this event was serendipitous for the…...
 
Atlanta is Georgia's largest city and with over 5 million area residents, the 9th largest metro area in the U.S.  For a variety of reasons tens of thousands of people will be moving to retirement communities. It has a relatively mild climate and lower cost of living, tremendous cultural and recreational opportunities, and many already live here or have relatives…...
 
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