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Fidelity's Roth Conversion Tips

May 20, 2026 -- Frequent visitors to this site might remember one of your Editor's top regrets in retirement - failing to put more money into Roth IRA's and 401(k) Roths. By putting more of my contributions into regular (non Roth) retirement accounts, I set myself up for having to take sizable Required Minimum Distributions (RMDs), all taxable income, starting…...

Top Retirement Towns

Discovery Bay is a unique, waterfront-based town in the East Bay area of California, midway between Walnut Creek and Stockton. Brentwood is very close by.  Discovery Bay Country Club is also here. Discovery Bay offers the ability to live on the water with your own private marina and have boating be a major part of your life. The population is…...
 
Cedar City, Utah, with a population of just under 30,000, is located in southwestern Utah's Great Basin. Fourteen parks and plenty of yearly festivals provide for Cedar City's entertainment. The historical downtown is lovely and has some good offerings. Southern Utah University (SUU) makes Cedar City a college town. With nearby Dixie National Forest nearby the community has a healthy…...
 
 
The municipality of Broomfield is the smallest county in Colorado, with a population of 59,471(2013 census). The town, which received its name from the broomcorn grown in the area, is located along the technology corridor between Denver and Boulder, and is home to top technology companies....
 
Burlington is a lovely small college town on the eastern shore of Lake Champlain. It is home to the vibrant University of Vermont. Burlington is very popular with outdoor loving retirees who also want the youth and enthusiasm provided by a major university. Mountain bikers enjoy many great trails such as "The International", which is about 20 minutes outside of…...
 
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