Category: Health and Wellness Issues
By Billy and Akaisha Kaderli
U.S. has the best care in the world?
As an adult, I have been in the hospital overnight on five occasions for various health issues; Four times in the USA in different facilities and states, and once now in Guatemala. In three of those four times in the U.S. I had either poor results or negative outcomes. That’s 75% of my personal experiences with U.S. hospital care which have been unfavorable.
These events have ranged from little or no follow up from attending doctors once a procedure was completed, leaving me confused, concerned and on my own to figure things out, to the incorrect construction of a cast covering a broken wrist following a
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Published on February 28, 2012
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Category: Health and Wellness Issues
By Billy and Akaisha Kaderli
The ever-present question
It is such a fatiguing topic and one that is filled with emotion and fear. As a nation we can hardly get past it and present solutions are sometimes as hard to handle as the problem itself.
I’m talking about the price of the administration of health care.
High cost and obstacles
We know a couple who pays $1,200 a month for a catastrophic, high deductible plan in the States and they have never had a claim. Another couple pays $2,000 a month just for the husband’s ability to be insured with his pre-existing heart condition. Some people are not able to be covered at all with US insurance companies due to a completely cleared up medical condition that
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Published on December 30, 2011
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Category: Health and Wellness Issues
Nov. 14 -- Although a good 40% of baby boomers have considered long term health care insurance, the decision to buy it is rarely made. In a new survey by NBER Retirement Research Center and reported on by the Financial Literacy Project, several academics found that as in so many other decisions involving delayed gratification, we baby boomers have not decided to pay today for this protection tomorrow.
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Published on November 13, 2011
Comments 62
Category: Health and Wellness Issues
September 30, 2014 Note: This article from July 2011 has just been updated. A lot has happened in the health care market since then, particularly the Affordable Care Act (aka Obamacare). And so this is now Part 3 in our Health Care Insurance series - see links to Parts 1 and 2 in Further Reading below
Congratulations on your retirement. Now, what the heck are you going to do about health insurance?
Millions of baby boomers are finding themselves retired before the "normal" retirement age of 65. Whether your retirement is the fulfillment of a dream or an unwanted outcome, it usually comes with a huge question - what to do about health insurance? This article will help you understand your options, particularly if you find yourself retired before Medicare takes care of most of your health care insurance issues.
If you retire at age 65 or later you will most likely have no major health care insurance issues to worry about. That's because Medicare enrollment will cover most of your health insurance needs. You could still face major out-of-pocket costs for non-reimbursed expenses, so supplemental insurance might be a good idea. But if you have not yet reached the magic age of 65, what are your health care options?
The Health Insurance Options
- Healthcare insurance provided by your previous employer. Traditionally this was the ideal situation, particularly if your employer paid all of most of the premiums after
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Published on July 11, 2011
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Category: Health and Wellness Issues
It seems like the biggest story about retirement this week was the sad tale of
Doris Lor, a 76 year old resident of Solera, an active adult community in Chandler, AZ. According to numerous news reports, Ms. Lor was repeatedly bullied by women in the community, who refused to let her sit at their table or join in community card games. Apparently it is not just mean girls, either, as some men
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Published on January 4, 2011
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Category: Health and Wellness Issues
You are finallly retired, you've chosen a great community, and now you are living in your new home - whew! But before you relax completely, make sure you get to enjoy your new lifestyle for a long time by taking some basic safety precautions. Every year, more than 3,000 people die in home fires in the United States; most of whom are in homes without a working smoke alarm. To prevent these deaths, the U.S. Fire Administration (USFA), a division of the Federal Emergency Management Agency (FEMA) is sponsoring a nationwide Install. Inspect. Protect. Campaign designed to raise
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Published on March 1, 2010
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Category: Health and Wellness Issues
February 16, 2009. At first blush it's a little hard to see what medical tourism - where you travel to a foreign country for a medical procedure or operation - is all about. After all, if you have any kind of medical insurance, why would you travel to a new country to have an operation when you you could have it done in the USA?
The fact is however, with health care costs increasing at six percent per year for the next decade, and medical tourism offering savings of up to 70 percent after travel expenses, there are plenty of reasons to travel. The Deloitte Center for Health Solutions announced in its new study, “Medical Tourism: Update and Implications,” that 750,000 Americans traveled abroad for
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Published on February 15, 2010
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