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Try It NOWCategory: Social Security
Dec. 5, 2024 – The mail arrived this week and there were our Social Security benefit statements, right when promised. With a modest COLA for 2026 in the offing, we expected to see a small increase in our 2026 benefit. Not everyone’s situation will be the same The cost of…
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Category: Social Security
November 9, 2025 — The SSA recently announced the 2026 Cost-of-Living Adjustment (COLA). Starting in late November, you can view your updated benefit amount online — up to three weeks before paper notices arrive in the mail. To receive your personalized COLA details early, you must opt in to receive secure…
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Category: Social Security
Social Security and Supplemental Security Income (SSI) benefits for 75 million Americans will increase 2.8 percent in 2026. The 2.8 percent cost-of-living adjustment (COLA) will begin with benefits payable to nearly 71 million Social Security beneficiaries in January 2026. Increased payments to nearly 7.5 million SSI recipients will begin on…
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Category: Social Security
September 18, 2025 – Anyone who has been following Topretirements for a while knows that we are a big proponent of delaying taking Social Security benefits as long as possible. But maybe is time to change that position. Up to now the advantages of waiting to claim Social Security retirement…
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Category: Social Security
July 4, 2025 – In an unusually partisan email that appears to have been sent to all Social Security beneficiaries today, the Social Security Administration touted the “Big Beautiful Bill” just signed into law. The headline of the email was: “Social Security Applauds Passage of Legislation Providing Historic Tax…
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Category: Financial and taxes in retirement
June 17, 2025 — Many Americans are stumped when it comes to understanding important financial and retirement issues. Asked questions related to Social Security benefits, Medicare coverage, employment-based retirement savings, most respondents in a recent study bombed. On average, they only answered two of the six questions on these issues…
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Category: Social Security
June 15, 2025 — It has always been the case that many more retirees claim their Social Security benefits at the earliest opportunity. The earliest possible age for claiming is 62, but only a small percentage delay until they are eligible for their maximum benefit at age 70. Some experts…
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Category: Social Security
March 29, 2025 — Social Security’s future has long been discussed, usually with a negative picture. The Trust Funds are running out because more in benefits is being paid out than is contributed by workers. The latest estimate is that the retirement portion of SSA Trust Funds will be depleted…
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Category: Social Security
March 12, 2025 — The 68.6 million Americans who receive Social Security retirement benefits have an obvious interest in its future. It is especially important for the half of Americans aged 65 or older who live in households where Social Security benefits account for at least 50% of their family…
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Category: Social Security
The range of possible retirement benefits from Social Security is huge. As of 2025, the average monthly Social Security retirement benefit is $1,976, reflecting a 2.5% Cost-of-Living Adjustment (COLA) from the previous year. But some people get less, based on their lifetime earning history and at what age they started…
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