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Older Americans Increasingly Facing Bankruptcy: No Shortage of Causes

Category: Financial and taxes in retirement

August 7, 2018 — Since 1991 older Americans have experienced a three-fold increase in the rate they file for bankruptcy. From February 2013 to November 2016, there were 3.6 bankruptcy filers per 1,000 people 65 to 74; that rate was only 1.2 in 1991. Today one in seven bankruptcy filers…

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Published on August 6, 2018
Comments 11

Multi-Generational Housing: New Life for An Old Idea

Category: Retirement Real Estate

August 11, 2018 — For most of human history the most common housing model was for multi-generations to live under the same roof. In a typical scenario a widowed grandfather or grandmother would be living in a home with one of their married children, along with the children of that…

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Published on August 11, 2018
Comments 5

20 Most Popular Places to Retire: Arizona Rules the Southwest

Category: Best Retirement Towns and States

August 14, 2018 – Although a lot of Americans contemplating retirement might not know their best town for retirement, they probably do have a pretty good idea of the region where that place might be. So this year our 2018 list of America’s best places to retire will take a…

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Published on August 13, 2018
Comments 10

LGBT Discrimination Charged in St. Louis CCRC

Category: Active adult communities

August 20, 2018 — It wasn’t like Mary Walsh and Beverly Nance hadn’t done their homework. They had visited Friendship Village Sunset Hills, a Continuing Care Retirement Community (CCRC) in St. Louis, MO many times. They had dinner with friends who lived there. They especially liked the continuum of care…

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Published on August 19, 2018
Comments 4

Is the 4% Spending Rule Still Relevant Today?

Category: Financial and taxes in retirement

Aug. 21 2018 — Fortunate retirees, those with a good amount of retirement savings, agonize over a perplexing problem: how much can you safely take out of your retirement funds? Spend those hard earned savings too fast and, if you live too long, live in poverty. Hold on too tightly,…

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Published on August 20, 2018
Comments 32

Surprises Galore: Best Places to Retire in the West for 2018

Category: Best Retirement Towns and States

August 28, 2018 – When it comes to the best places to retire the American West, a huge area comprising 9 states, has a lot to offer. From coastal California to the Pacific Northwest to the gorgeous mountain states, there is something for everybody. This installment of our “Best Places…

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Published on August 27, 2018
Comments 38

An Imaginary Trip to Key West Mixes Local Culture and Cuban Intrigue

Category: Travel

August 29, 2018 — Key West is a great place to go on vacation, or better yet, retire. Certainly your Topretirements editor enjoys the latter. One of its attractions is its multiple heritages coming from being an island far from the mainland. It was only accessible by boat until 1912,…

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Published on August 29, 2018
Comments 0

Don’t Die Without a Will – Please!

Category: Estate Planning

August 30, 2018 – Is your estate planning goal to maximize the amount of money you give to the IRS, give probate attorneys a huge cut of your assets, leave nothing to your favorite charities, and pit your relatives against each other in family destroying battles over money and possessions?…

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Published on August 29, 2018
Comments 0

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