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Category: Health and Wellness Issues

May 10, 2025 — If you are like me, a fun thing to do is take a simple quiz on some personal topic. Thge results tell something about who you are, but maybe just as important, where you stand vs. the rest of the world on that aspect of your…

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Published on May 10, 2025
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Florida’s 55+ Housing Market Slowing Down

Category: Active adult communities

May 7, 2025 -- The 55+ housing market in Florida is slowing down, according to a new analysis by 55places.com. One indication is the growing Months of Inventory (MOI) measure, and another is a decrease in prices. Both of these figures are evidence that the Florida market is definitely cooling. Seven of Florida's market areas, almost the entire state with the possible exception of the Panhandle, are seeing big year over year increases in inventories, a sign that sellers outnumber buyers in those markets. Southeast Florida was the hardest hit area in the country, which now has a 14 month inventory. That's a 7 month increase in the MOI index over 2024 levels. Prices in that market are declining dramatically as well; home price sare off 11% vs. the previous year. Hardest Hit 55+ Markets Florida remains the most impacted state, with significant inventory growth in Southeast Florida (MOI: 14 months) and the Ft. Myers-Naples (MOI: 10.2 months) region. The Central Atlantic Coast area (Stuart) also saw big increases in inventory(MOI 9.4), up 4.1 months vs. 2025 Knoxville, TN, has also seen a notable increase, doubling its active listings over the past year. Price Declines Create Buyer Opportunities: Markets like Austin (-16.3%) and Denver (-14%) have seen the steepest price drops in the 55+ market, making them more affordable options for retirees. Florida’s Market Shows Mixed Trends: While some regions like Southeast Florida saw both an inventory surplus and price declines (-11.2%), prices in other parts of the state, such as Tampa and Central Florida, remained relatively stable.

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Published on May 7, 2025
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10 Great Tips for Aging Well

Category: Health and Wellness Issues

May 5, 2025 — Have you noticed that some people of the same age look and act very differently. Some folks in their 70s and 80s seem to dodder around, while others are terrors on the pickleball court. We came across this article recently by Roger Rosenblatt in the…

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Published on May 4, 2025
Comments 7

Go Back to College for Retirement?

Category: Life Care or CCRC

Note: This is part of a series on college town retirements. See Further Reading below for links to the other installments. Now updated, it originally appeared in 2014.April 2025 — Ask someone to name the most exciting years of their lives, and many will tell you it was when they were…

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Published on April 27, 2025
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Best States for Property Taxes

Category: Financial and taxes in retirement

April 23, 2025 – More than state income taxes, those levied on your property can be one of the most problematic for retirees. That’s because they carry no direct relation to one’s ability to pay – you might have a valuable home,but little savings and income. Property taxes still have…

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Published on April 23, 2025
Comments 1

Here’s How to Get the Most of Visiting an Active Community

Category: Active adult communities

April 15, 2025 -- Many people are tempted by the prospect of living in an active adult or 55+ community. The built in social life, the amazing amenities, maintenance free lifestyle, clubs, and being able to live with your peers can be very appealing. But how can you identify communities that will be right for you, and then narrow that list down to the one that offers the most perfect fit? This article will cover how to find and select the communities you want to visit, how to get the most out of your on-site visit, and finally, how to compare those on your list of possibilities. What we've included in the second part, a sampling of the best of the hundreds and hundreds of Member Comments received over the years on how to evaluate 55+ and active adult communities, will be even more helpful. See list on "Further Reading" at end for a list of articles on this topic. The Process: Finding the Right Ones Following a disciplined path to evaluating 55+ communities will get you the information and feedback to help you make the best decisions. This journey is a process - narrowing down your list, then visiting the ones at the top of you list. Even then, one site visit normally won't give you an instant answer, but it will help build your knowledge base. After visiting several communities you will be in a position to knowledgeably evaluate all the properties you are interested in. Here is a basic approach to follow:

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Published on April 16, 2025
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What Is the Best Way to Research Independent Living Options: Including Ratings and Costs?

Category: Life Care or CCRC

April 12, 2025 -- Steve S. asked us a question we know a lot of people have: "What Is the Best Way to research Independent Living housing and see ratings and costs?" The same question might apply to Assisted Living and Continuing Care Retirement Communities (CCRCs - or Life Care Communities). We asked Chatgbt the question, and they instantaneously came up with a very good answer. Here goes: Researching Independent Living housing—especially for yourself or a loved one—can feel overwhelming, but a structured approach makes it much easier. Here are some practical steps and tips for gathering accurate info on options, ratings, and costs: The primary rating system for independent and assisted living communities is the Five-Star Quality Rating System developed by the Centers for Medicare & Medicaid Services (CMS). While this system is primarily for nursing homes, it can provide some insights into the quality of care in assisted living facilities. Additionally, states often have their own rating systems or regulations that can help families evaluate facilities Here is the link to their Comparison Tool. Step-by-Step Guide to Researching Independent Living Housing 1. Clarify Your Priorities Before diving into listings, ask: Preferred location(s)? Budget range? Must-have amenities (e.g., dining, transportation, activities)? Medical services on-site or nearby? Age or income qualifications?

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Published on April 11, 2025
Comments 3

Top 10 Affordable Retirement Towns

Category: Best Retirement Towns and States

April 10, 2025 -- Want to retire to an affordable town that has all kinds of great things going for it? Realtor.com came up with a list last year with 10 towns that hit that sweet spot. These communities offer access to many of the things that retirees value most highly: nearby beaches, good healthcare, outdoor recreation, plenty of things to do, golf cart friendly, the arts, and most importantly - reasonable cost of living. To come up with their list Realtor.com combed through all their single-family, condo, and townhouse listings. Then they used keywords in the descriptions to pinpoint the percentage of those listings that indicate a retiree-friendly community, and prices below or near the U.S. median price of $410,100 to determine affordability. In addition to home prices, they also included the percentage of retirement age residents as well as percentage of retiree friendly listings. Surprisingly, New Jersey garnered three spots on this list, as did Florida. California had two towns in the top 10.

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Published on April 9, 2025
Comments 8

As Markets Plunge – How to Protect Your Retirement?

Category: Financial and taxes in retirement

April 10, 2025 — Many people in or near retirement got nervous last week as nearly every stock plummeted. Who knows where the market will ultimately go in the wake of Trump’s disrupting tariff moves, but the initial reaction was bad. The S&P 500 experienced a significant decline last week,…

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Published on April 6, 2025
Comments 4

Surprise: More Retirees Moved to This New England State Than Florida!

Category: Uncategorized

April 1, 2025 -- HireaHelper.com publishes a very interesting study of retirement moves every year. Since they rely on Census Data and other , it is pretty solid info. The most surprising thing in the report was that Massachusetts was the stop state for retirees who "moved specifically to retire" (see distinction below). A link to the full report is at bottom of article. Here are some of their important findings: In 2024, 258,000 Americans relocated for retirement, a steep 23.8% drop from 2023.

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Published on March 31, 2025
Comments 1

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