Category: Social Security
June 6, 2022 — Social Security Trust Funds are now projected to last one year longer, as outlined in the latest Trustees Report. High employment rates and lower disability claims, it seems, have increased contributions to the retirement fund (OASI). Thanks to those, instead…
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Published on June 6, 2022
Comments 12
Category: Retirement Planning
June 4, 2022 – Five years ago we opined about the 10 things we think we learned after ten years of being retired. We took another look at that article, and it all still makes sense. But we couldn’t resist adding three more that hadn’t occurred the first time.
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Published on June 3, 2022
Comments 0
Category: Financial and taxes in retirement
May 31, 2022 -- Many of America's most hated companies are the cable, internet and telephone giants - Comcast/Xfinity, Century Link, Sprint, etc. People dread calling these behemoths for customer service, because they know they will get into a never-ending telephone tree that make it very difficult to speak to a human being. They also don't like the bills that come along with telephone, cable and internet service. The bill starts out looking reasonable, but after you add in the modem and cable box rental fees, broadcast and sports fees, and 6 different kinds of taxes, the total tab can easily approach $300/monthly. Adding more sports packages and HBO can send it north of that. And of course, every year the bill goes up. For retirees on a budget, these bills can become just too much.
After talking with friends your editor decided to cut the cord - or at least 2 of the cords - home phone and cable. Here is how he did it.
Alternative to cable TV
There are several good alternatives to cable TV.
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Published on May 30, 2022
Comments 14
Category: Adventurous retirement
May 26, 2022 -- Sooner or later the "what are you going to do" question comes up in conversations about retirement. For a whole lot of people their answer is: "Maybe we'll take a river cruise". Then the big question is where? There are so many great possibilities. For sake of conversation, here are 10 of the best ideas for river cruises, and we would love to hear Member suggestions as well. We will publish another article on other types of cruises in the future.
What kind of river trip?
For the purposes of this article we are breaking these cruises into 4 categories: American, European, International, and Adventure. In addition to where you take your river trip, you also need to decide what company will take you down that river, and in what kind of style. There are a number of companies that offer river cruises for a host of different budgets and tastes, so you don't have to stick with the brand names you might have heard about. Talking with friends and your travel agent is a good way to find the one best suited to your needs and budget. We will list some of those operators under each category, but if you search the Internet you will be pleased with how many options there are.
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Published on May 25, 2022
Comments 3
Category: Best Retirement Towns and States
May 17, 2022 — People pick places to retire for a lot of reasons. How pretty it is, closeness to family, climate, low taxes, having a college, access to recreation or the wilderness, etc. But another really excellent reason is finding one that offers the amenities that match your…
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Published on May 17, 2022
Comments 5
Category: Retirement Real Estate
May 10, 2022 — People living in a retirement face a new and growing problem – short term renters. While the problem is more acute in resort communities, it can occur almost anywhere. Imagine living in a peaceful community where you know your neighbors on a first name…
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Published on May 10, 2022
Comments 9
Category: Best Retirement Towns and States
May 3, 2022 — You’ve worked hard to earn your retirement. So why not retire to a place where you are likely to be welcomed with open arms. To help with that we published a list of “10 Very Friendly Places to Retire” back in 2016, and it…
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Published on May 2, 2022
Comments 5
Category: Financial and taxes in retirement
April 27, 2022 — Of all the current demographic generations, Gen X is the one most worried about its retirement, according to a research study from the SOA Research Institute. They are the folks born between 1965 and 1980, and are the next demographic group…
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Published on April 25, 2022
Comments 2
Category: Active adult communities
April 22, 2022 -- Journalists looking for a good story hit the jackpot any time they check out The Villages, the giant retirement community in north Central Florida. The community has all the elements needed to fascinate readers: high stakes politics, real estate machinations, Viagra fueled Lotharios, and the latest - voter fraud. Let's take a look at what's been happening in this community that stretches over 3 counties with some 60,000 (and growing) households.
Books, Magazines, and Movies
Starting with Andrew Blechman's Leisureville in 2009, The Villages gained a certain notoriety. Blechman's youthful vantage point might have made him a little too cynical, but he did produce a good read. His account of Mr. Midnight, a boomer aged Lothario cruising for action among the community's many single women, was highly provocative and one of the most entertaining parts of the book. He poked a lot of fun elsewhere too, although it actually might have encouraged other baby boomers to move there for the non-stop activities and socialization. Then there is The NY Times version of TV life, published in this March feature: The Disney for Boomers Puts Hedonism on Full Display.
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Published on April 21, 2022
Comments 10
Category: Best Retirement Towns and States
April 20, 2022 — Highways are filling up with snowbirds headed north right now. Those trips provide the perfect excuse for exploring the many wonderful East Coast towns along the way. Here are 10 towns that we think are definitely worth a detour, either for a night in a…
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Published on April 19, 2022
Comments 7