Toms River : New jersey

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What it's Like to Retire in Toms River

Toms River is the county seat and largest town in Ocean County, New Jersey (also includes Dover, both are part of Toms River Township).  The 2010 population was about 90,000.  Residents of nearby towns like Brick, Manahawkin, and Lakewood tend to come here for shopping or doctor's appointments.  It has a busy downtown thanks to many government buildings, yet it also has a waterfront with easy access to boating and beaches. Barnegat Beach Island, about half of which is part of Toms River, is the very large barrier island just across the bay, the southern tip of which is beautiful Island Beach State Park. The island is totally different from mainland Toms River, and much more expensive. Photo of Toms River courtesy of Wikipedia and Jimmypitt1234.

Watch this short Youtube video presented by Joseph Lypowy:


Where to Retire in Toms River and Home Prices

Many retirees from New York City and suburban New Jersey are moving here to have their dollars go further and live in a slightly milder climate near the shore. Many active adult and 55+ communities have been built to accommodate them (see link at top right).  The Median home value was $273,600 in late 2018, according to Zillow. Homes on Barnegat Bay Island are much more expensive.


What is special about Toms River

A vital downtown and proximity to the Atlantic Ocean and Barnegat Bay make this a great place to live. Ocean County College is a local resource

What is not special about Toms River

New Jersey is not one of the tax friendliest states.


Who will like retirement in Toms River

Escapees from the New York Metro will generally find a more relaxed lifestyle here.

Local economy is driven by

Construction, health care, and government are important to the local economy.


Climate and Physical Environment

Toms River is in Ocean County in southern New Jersey, about 46 miles north of Atlantic City. It is located where the Toms River runs into Barnegat Bay and the Atlantic Ocean.  The average Jan temp is in the low 30s and the average July temp in the mid 70s. Long Beach Island is to the south.


Restaurants & Cultural Scene

Ocean County College and some small historical attractions contribute to Toms River culture.  The Toms River branch of the Ocean County Library is quite large and well funded, in fact it doubled in size in 2006. Downtown Toms River hosts many community events, including festivals and the second largest Halloween parade in the world.



Crime hovers around the national average.


Medical facilities

Community Memorial Hospital is in Toms River. Numerous rehab facilities and assisted living homes are in the area.


The Garden State Parkway runs through town. Atlantic City Airport is about 46 miles. Newark and Philadelphia airports and trains are easily drivable.

Valuable Links

New Jersey retirement guide
Toms River Wikipedia entry
Walking Tour of Toms River

What people are saying about Toms River

Kay sent in this comment
I just read your update on Toms River NJ. Since I live in Toms River I thought I\'d make a correction. The barrier island off of TR is Barnegat Bay Island, the southern tip of which is beautiful Island Beach State Park. Half of BBI is part of Toms River and is mainly a summer resort that was greatly affected by Sandy. That is also where I live. The island is totally different from mainland Toms River, and much more expensive. Long Beach Island is the next island to the south.
Posted by admin on August 13, 2015
Hurricane Sandy; NJ taxes
1. Google Sandy + Long Beach Island: total destruction. Home insurance: if you can get it, sky high rates. 2. NJ taxes: USA Today ranks NJ #2, behind only NY for \"heaviest tax burden\". \"2. New Jersey > Taxes paid by residents as pct. of income: 12.4% > Total state and local taxes collected: $51.10 billion (7th highest) > Pct. of total taxes paid by residents: 81.4% (3rd highest) > Pct. of total taxes paid by non-residents: 18.6% (3rd lowest) Since The Tax Foundation started ranking tax burdens in 1977, New Jersey has always been ranked in the top five states with the heaviest tax burdens. Property tax collections per capita of $2,671 were the highest in the nation. The percentage of New Jersey\'s total taxes paid by residents of 81.4% was much higher than that of neighboring New York, at 73.3%. Only Connecticut residents paid more to other states on things like sales and excise taxes than the $1,836 New Jersey residents paid. In 2010, the state collected $1,176 per capita in personal income tax, the seventh most in the country.
Posted by oldnassau on September 06, 2013

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