Cape Coral : Florida


What It Is Like to Retire in Cape Coral

Cape Coral is one the nicer communities for retirement in south Florida. This relaxed town is just north of Ft. Myers and west of North Ft.Myers, along the Caloosahatchee River and the Gulf of Mexico.  Cape Coral is a relatively new town; it was formed in 1958 and incorporated in 1970. The population has been growing for the past several years, and was 194,016( 2020 census), up from 154,305 during the 2010 census.  The average age is 46, four years higher than the average in the State of Florida.  Cape Coral was named one of the top 25 places to retire by Fortune in 2012. The reasons cited were low cost of housing, warm weather, and no state income tax.

One of the most unusual things about Cape Coral is its access to the water, since it is surrounded by it on 2 sides. It also has more than 400 miles of canals; having a home with water access is very available. The cost of living and crime rate is lower than average. Being next to Fort Myers is a plus because of all its shopping, recreation, cultural, and transportation opportunities.


Where to Retire in Cape Coral and Home Prices

Many active adult communities are available in Cape Coral and surrounding towns. (Try asking the Chamber of Commerce in each town for a list).
During the 4th quarter of 2021, the National Association of Realtors reported the median sale price of a home in the Cape Coral-Fort Myers area to be $380,000.


What Is Special about Cape Coral

With more than 400 miles of canals, Cape Coral has more canals than any place on earth.  Cape Coral's access to the water and Gulf are extraordinary. Pine Island is nice place to live or visit.  The Cape Coral Art Festival is one of the biggest in Florida.  Warm winters.

What Is Not Special about Cape Coral

Traffic in the winter season can be a bear. Summers are hot and humid.

Who Will Like Retirement in Cape Coral

Cape Coral is very well suited to retirees looking for a comfortable lifestyle in the warm Florida winters.  It is not a fancy town, although there are plenty of places near the water that are expensive and very nice.

Local Economy Is Driven by

Up until recently construction was very important to Cape Coral's economy. Now medical services and retirement are the big drivers.

Climate and Physical Environment

Cape Coral is surrounded by the Caloosahatchee River on the south and the Gulf of Mexico on the west. It is in southwest Florida. There is a huge island to its west, Pine Island. There are many bays, sounds, and harbors in the area. Winters are warm in Cape Coral, summers are hot and humid with daily rainstorms.

Restaurants & Cultural Scene

The Cape Coral Festival of the Arts is held the second weekend of January every year. More than 100,000 people and over 300 artists and crafts people exhibit.  Cape Coral Gardens is a popular attraction. Nearby Ft. Myers has many theatres and cultural attractions including the continuing schedule at the Barbara Mann Hall.


Crime in Cape Coral is just under the national average.

Medical Facilities

Cape Coral Hospital is in town, while Ft. Myers has several large hospitals.   There are qualified doctors for every kind of medical specialty in the Cape Coral area.


Southwest Florida International airport in south Ft. Myers is nearby and one of the busier airports in the country.

Valuable Links

Florida retirement guide
Cape Coral Chamber of Commerce
Cape Coral Festival of the Arts


What people are saying about Cape Coral

living in Cape Coral
I love it in Cape Coral. Like living on the water and having a pool in my back yard.
Posted by lajessen on July 28, 2017
Cape Coral
Absolutely the hottest place on the planet.
Posted by bigfoot14b on June 28, 2012

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