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What Are Your Chances?

Category: Health and Wellness Issues

August 9, 2023 -- It's a question just about everyone thinks about as they reach retirement age, at least to themselves. What is my life expectancy - or, how much longer do I have on this planet as a living being? And, hopefully, will those will be good years, where I can enjoy life and not be a burden to others. It is not just an idle question. There are plenty of practical considerations in knowing the answer to your life expectancy, or at least knowing the probabilities. For one, when should I take Social Security? If, for example, I know the odds say I will die before age 80 (and the same for my spouse or he/she is a higher earner), then the best bet is to take this benefit at the first opportunity, age 62. Waiting longer will cost me money I will never see.

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Published on August 9, 2023
Comments 2

PACT Act Benefits: Deadline Is Aug. 9 – Veterans Should Act Now for Benefits

Category: Health and Wellness Issues

Last August the Senate passed the PACT Act that expands healthcare and benefits to veterans exposed to toxins. There’s no deadline to apply for PACT Act benefits. But if you file your PACT Act claim—or quickly submit your intent to file—by August 9, 2023, you may receive benefits backdated to August 10, 2022. If you are a veteran (or a survivor of one) with potential exposure apply now, Or if you have a family member who was exposed, encourage them to apply. PACT Act Benefits The PACT Act is a new law that expands VA health care and benefits for Veterans exposed to burn pits, Agent Orange, and other toxic substances. The PACT Act adds to the list of health conditions that the VA assumes (or “presumes”) are caused by exposure to these substances. This law helps provide generations of Veterans—and their survivors—with the care and benefits they’ve earned and deserve. The PACT Act is perhaps the largest health care and benefit expansion in VA history. The full name of the law is The Sergeant First Class (SFC) Heath Robinson Honoring our Promise to Address Comprehensive Toxics (PACT) Act.

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Published on August 2, 2023
Comments 4

First Alzheimers Drug Approved: Medicare Will Approve

Category: Health and Wellness Issues

July 7, 2023 — Leqembi, the first drug shown to slow down Alzheimer’s disease, has been given full approval by the Food and Drug Administration (FDA). The new drug has been shown to be effective,  slowing declines in memory and thinking by about 27% after 18 months. It…

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Published on July 7, 2023
Comments 2

Don’t Let a Stroke Ruin Your Retirement

Category: Health and Wellness Issues

May 2, 2023 -- May is National Stroke Awareness Month, so this is a good time to think about what you can do to prevent one from happening to you. After all, you have worked hard to get ready for the retirement you deserve, don't let a stroke rob you of your reward. A stroke occurs when a blood vessel that carries oxygen and nutrients to the brain is either blocked by a clot or bursts (or ruptures). It is the number 5 cause of death in the U.S. (#3 for women) and the leading cause of disability. The good news is that many strokes may be prevented through blood pressure control, a healthy diet, regular physical activity and smoking cessation. Each plays a big part in decreasing your risk for stroke, disability or even death.

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Published on May 1, 2023
Comments 2

Are You Ready for the Happiness Challenge?

Category: Health and Wellness Issues

March 23, 2023 -- If you haven't figured it out already, money and possessions are no guarantee of personal happiness. There are oh so many examples of very wealthy, perfectly miserable individuals. Sure, not having to worry about money is great, but that alone won't lead to personal fulfillment. The New York Times came up with a 7 day happiness challenge that makes a lot of sense. But before you even start that - a question. What do you think is the greatest single ingredient in making for a happy person? (Answer at end). Personal relationships People weren't made to be alone. Researchers in the long-running Harvard Study of Adult Development agree; people who have the most meaningful relationships with other folks are the ones who are the happiest. Those relationships are far more powerful than social class, IQ, or wealth.

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Published on March 22, 2023
Comments 1

Early Retirement Can Be Hazardous to Your Health

Category: Health and Wellness Issues

February 9, 2023 -- Millions of Americans dream about an early retirement.  Many others had no such goal, but were pushed into it by the pandemic, unexpected layoffs, or health issues. But however they might have come into the ranks of the retired,  many will not fare well. That is according to research reported in the Journal of Economic Behavior and Organization, where Binghamton University researchers found that early retirement can lead to "faster cognitive decline among the elderly". The study behind these findings comes from data from a Chinese program for promoting early retirement. In an effort to reduce poverty among its rural population, the country provided pension benefits in its 2009 New Rural Pension Scheme (NRP). The Binghamton researchers compared what happened to people in China who took the pension benefits and retired early, versus subjects who stayed in the workforce. Plusses and minuses of early retirement On the plus side, those in the study who took early retirement often experienced improved overall physical health. They tended to sleep better and reduced their alcohol and smoking intake. So far so good. However, many retirees began spending excessive time on bookmakers not on gamstop, which contributed to decreased social interactions and diminished mental stimulation. On the negative side, those who retired early seemed to exhibit reduced social engagement and mental activity. Ultimately, they showed an accelerated cognitive decline in the form of delayed recall. Dementia, it seemed, could be predicted in many of the subjects.

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Published on February 8, 2023
Comments 1

Quick Test: How Flexible Are You?

Category: Health and Wellness Issues

January 29, 2023 -- If there was ever a good example of the phrase "Use it or lose it", it would be how flexible you are. You might not do that great on this simple 5 part flexibility test, but the good news is that if you work at it, you can get better. So you can look over your shoulder to see oncoming cars better, bend over to tie your shoes, walk a little faster, improve your balance, and maybe even get a little more zip on your pickleball overheads. Flexibility can also help with sleep and an overall better quality of life. The NY Times interviewed experts in physical therapy to come up with its "Can You Pass This Flexibility Test" article. The tests are easy and quick, and will give you an idea of your flexibility and range of motion.

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Published on January 15, 2023
Comments 6

Shedders Rebuild a 1959 BMW R26

Category: Health and Wellness Issues

January 8, 2023 -- We got some great followup on our October article about the Shedders Movement. Shedders refers to guys (and gals) getting together in retirement to hang out and work on all kinds of projects (often in a shed). This particular input comes from my wife's cousin, Steve, from Batavia, IL. Hopefully it will give other retirees some ideas on how they can create their own projects and groups to have fun, stay busy, and socialize - so hard for many men once they retire. Thanks Steve!

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Published on January 7, 2023
Comments 0

Are You the Tom Brady of Your Field?

Category: Health and Wellness Issues

January 3, 2023 - Tom Brady, QB of the Tampa Bay Buccaneers (or cousin Tom as we call him in our family), is 45.5 years old, having a pretty darn good season, with his team atop the NFC South standings. By all historical measures, he is a freak, performing as well or better than his peers who are 10 and 20 years younger. But he is not the only "older" person who is breaking records in a younger person's field. How about you, are you still going strong in some vocation or avocation, astounding your peers with your ability to hang in there? The NY TImes just profiled a group of senior aged citizens who are doing great in some physically and mentally demanding jobs. They wrote about Jesse Izaguirre - a paramedic who is 70, an 84 year old NYC City tour guide, a doctor who is 85, and a 95 year old artist, among others. Earl Pollock, who at 82 is still in the logging business, summed it up this way: “I keep the job on my mind 24/7, I guess I’ll stay till I can’t get up in the morning." The Times used Census Data to help identify these outstanding specimens of tenacity.

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Published on January 2, 2023
Comments 9

Good News for Retirees: Sex Is Good for You!

Category: Health and Wellness Issues

November 27, 2022 -- Researchers at The John Hopkins Sex and Gender Clinic have a message for people over 50: "It's not just for young people." In an article at AARP, Kate Thomas, Director of Clinical Services says that "“It can strengthen our relationships, promote self-esteem, and improve our sense of identity.” Beyond that, the article listed other ways researchers have found sex is beneficial to older people. 8 ways sex is good for you Boosts Immunity. Apparently a romp in the hay is also good at improving your response to disease, possibly even Covid. People who had more sex showed more immunity than others according to a study by researchers at Wilkes University in Pennsylvania.

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Published on November 26, 2022
Comments 1

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