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UNIQUE MILITARY RETIREMENT COMMUNITY, "THE PLACE PATRIOTS CALL HOME"WHO WE AREPrimarily a...

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Traditions of America at West Brandywine, is a brand new active adult community in the most sought-after Philadelphia suburbs. Located in...

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Life at Heritage Shores is full of amenities, activities and social opportunities. When you live here, each day can be as active or laid ...

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Nestled in the foothills of the Great Smoky Mountains, Tellico Village comprises over 5,000 acres along Tellico Lake. Established in 1986...

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Few towns in the Southeast offer more gracious charm than Aiken, South Carolina.  Take a relaxing stroll through Aiken's tree-lined ...

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7 Steps on How to Be a Successful Snowbird

Category: Home and Garden

September 24, 2019 — The skies are starting to get busy with birds and butterflies headed south on their winter migrations. And soon Interstates like 25, 75, 95 will be crowded with baby boomers on their way to similar retirement destinations. To help you get ready for those trips we re-publish our popular “Snowbird’s Leaving for the Winter” Checklist every year. This year we also have a new article with tips for making your snowbird experience as wonderful as possible. Note that most of these tips will apply even if you are one of the many counter-snowbirds: folks who live north in the winter and elsewhere the rest of the year.

Anyone who has had the snowbird experience quickly learns it leads to a very different lifestyle than what they experience living in only one place. Your snowbird life will be a little more complicated, probably a bit more expensive, and if done right – more enjoyable. Here are some things to consider as you embark on this lifestyle.

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Posted by Admin on September 24th, 2019

8 Steps to Stop Those Annoying Robocalls

Category: Home and Garden

July 20, 2019 — Here is one thing in this increasingly divided nation that we can agree upon — we all hate Robocalls! These annoying and persistent calls often come right around dinner time from numbers and names that look familiar. If you answer, it is about a scam trying to part you and your hard-earned money and security. Even when enrolled in DO NOT CALL registries, the problem is so bad that many people have stopped answering their phone unless they are sure who is calling. The problem is also spreading to text messages.

For this article we have done some research to find out the best ideas for how to minimize the problem. Here we go:

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Posted by Admin on July 19th, 2019

The Retirement Conundrum: Who Is going to Change the Lightbulb and Get You an Ice Cream Cone?

Category: Home and Garden

May 22, 2019 — An interesting new book by Joseph Coughlin, founder of the AgeLab, pinpoints the many contradictions marketers face when targeting the senior market. In The Longevity Economy”, Coughlin finds that while builders build out housing inventory intended for baby boomers, the market is constrained. That is because eighty-seven per cent of retirement-age people want to stay where they live now – the homes where they experienced the three ‘M’s: marriage, mortgage, and memories.

Coughlin says the problem with that preferenced is that they can’t continue to live there. “Not when the model is a two-story house with a bedroom and the bathroom upstairs. If we can solve the stairs problem, we won’t need new housing.”

Part of the issue is that we are living longer than ever, and our coping skills don’t always keep up. Coughlin says that having simple answers to two questions can determine whether you’re going to age well in place:

“Who’s going to change the light bulb, and how are you going to get an ice-cream cone?”

It might seem a little silly, but it does get at the problem. If you can find solutions to problems like those, you will be all set for a comfortable old age. If you can’t, problems await you!

A New Yorker article that reviews Coughlin’s book, “Can We Live Longer But Stay Younger”, points out many other contradictions that AgeLab has found while trying to help aging baby boomers. Marketers often find a solution to a problem, but can’t sell it. AgeLab studies find many products that could make life easy for us, but it they have a tinge of “senior” to them, they will languish on the shelf.

For further reading:

Comments: How are you going to solve the problems of who is going to change the lightbulb and how are you going to get an ice cream? Some day we will all face these problems. What kind of housing are you going to choose to prepare for what lies ahead?

Posted by Admin on May 21st, 2019

We Need Your Opinion: Short Term Rental Survey

Category: Home and Garden

March 6, 2019 — The appearance of a pair of bills in the Florida legislature has brought the issue of short term (usually vacation) rentals to the fore. It is a complex topic, and one that has powerful constituencies on both sides. The purpose of this survey is to find out where the Topretirements membership stands on the issue. We will be reporting on the results, both here at Topretirements as well as our Florida representatives. So please take a moment to answer this very quick survey. Thanks!

Take the Survey

Comments: Please feel free to give your opinion on the subject, pro or con, in the Comments section below.

Further info:

The Florida House Bill 987

Senate Bill 824

Posted by Admin on March 6th, 2019

What Homebuyers Want in 2019

Category: Green Retirement Communities

LAS VEGAS, Feb. 20 – Laundry rooms and energy-saving features such as Energy Star appliances, windows and whole house certification are among the most wanted home features, according to survey results from the National Association of Home Builders (NAHB). NAHB surveyed nearly 4,000 home buyers–those who have either recently purchased a home or plan to purchase a home within the next three years–ranking 175 features based on how essential they are to a home purchasing decision. The survey was done among home buyers of all ages, so the results might differ somewhat from retiring baby boomers. You might want to keep these in mind whether you are looking for a new home or planning on improving your existing one.

The top 10 features also included home-storage needs, such as garage storage and walk-in pantries, as well as hardwood flooring, a patio and exterior lighting. 

Housing trends across the board include a continued decline in the average home size and decreased demand for upscale features such as three-plus-car garages. In 2018, according to information from the U.S. Census Bureau, the average home started declined to 2,576 square feet–down from its peak at 2,689 square feet in 2015–driven in part by increased production in townhouses, which comprised 14 percent of new home starts. Over in the UK, we’ve been following housing prices fluctuate by using this free tool from TheAdvisory called PropCast.

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Posted by Admin on February 22nd, 2019

10 Ways Retirement Living Will Change in the Future

Category: Home and Garden

November 7, 2018 — In our younger days we baby boomers did our bit to change the world. Now that most of our working days are behind us, will we revolutionize retirement living too? This article will review how retirement living options have changed since our teen years, and then we will prognosticate on what might be coming down the road, as the last baby boomers reach retirement age (they hit age 65 in 2031), and turn the baton over to Generation X in 2032.

Retirement, back in the day.
Prior to 1960, when Sun City Arizona opened, your retirement living options were pretty simple, probably occurring in stages. You could live in your own home (with a caretaker if you were well off), move in with one of your children, or go to a retirement or nursing home. The latter tended to be pretty bleak- surrounded by a lot of old people, maybe lucky to get your own room. Amenities tended to be limited.

The original Sun City Show Home

Sun City introduced the active adult community (or 55+ community) to the world, and it has been super successful. To give you an idea, from that single community in 1960 there are now thousands; in fact there are 3,761 communities in our Topretirements database, and at least 80% of those could be classified as 55+ or active adult. We (more…)

Posted by Admin on November 7th, 2018

Mission Possible: Cleaning Out a Big, Cluttered Victorian

Category: Home and Garden

By Barbara Ross and Bill Carito
October , 2018 —

I recently calculated that my husband and I, either solo or with other family members, have emptied eight houses in the last ten years. Like many people our age, this has included helping elderly parents downsize from big old homes, emptying their second homes, and finally, emptying their downsized homes when they were gone.

The spring/summer of 2017 was the trifecta. We cleaned out my mother-in-law’s chock-a-block full apartment following her death, helped our son and his family move from Connecticut to Virginia, and moved ourselves from Somerville, Massachusetts to our dream retirement home in Portland, Maine.

One task remained
We bought my mother-in-law’s big, beautiful Victorian sea captain’s house on the harbor in Boothbay Harbor, Maine from her in 2004 in a transaction so complex, I took to calling it “Momitrage.” As a part of the whole deal, she moved into a lovely (more…)

Posted by Admin on October 6th, 2018

A Sad Surprise: Nobody Wants Your Stuff

Category: Home and Garden

March 23, 2018 — Are you one of the many people who have been carefully amassing, polishing, and preserving all kinds of collections for posterity? Here is some really bad news – nobody wants it but you! As one furniture dealer, speaking about early 20th century goods, commented, “It’s never coming back.”

Recent articles in the New York Times and the NextAvenue.org blog highlighted this sad issue, which then generated an avalanche of emotional comments. It is very hard for people to part with objects that represent emotional or sentimental ties with the past. Many people develop feelings of guilt about losing objects tied to their ancestors, while others go into denial.

Here are some of the top 10 treasures that you might love, but nobody (more…)

Posted by Admin on March 22nd, 2018

Are You a Snowbird Getting Ready to Move South? Here Is Your Checklist

Category: Home and Garden

October 10, 2017 — Every year we update our 2010 article, “Snowbirds Leaving for the South – A Checklist” with more lessons learned from our experiences. And better than that, we are always getting more great tips and practical suggestions from our Members.

Check out “Snowbirds Leaving for the South – A Checklist” for ideas on handling your mail, protecting your home, handling utilities, what to take south – and a whole lot more!

Posted by Admin on October 9th, 2017

Is a Roommate the Answer to Your Retirement? Think Golden Girls

Category: Home and Garden

October 3, 2017 — A whole lot of Americans are about to face a crisis as they enter retirement. Three quarters of Americans between 55 and 64 have less than $30,000 saved, according to the AARP. About half of baby boomers are looking at a retirement that is powered only by their Social Security checks. Since Social Security was designed as a safety net, not a luxury retirement, those checks will not be not enough for a comfortable retirement. In past articles we talked about different ways to cope with a retirement income shortfall. In this installment we explore an option that might be your salvation, if you find yourself in a budget-challenged retirement.

Get a Housemate or Roommate!
About one third of baby boomers are single, which certainly makes it easier to think about having a roommate. Couples can usually make a shared living arrangement work too. Millennials and GenX types are blazing new roommate trails as they start their working careers, so there is no (more…)

Posted by Admin on October 2nd, 2017