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Cresswind Charleston is Charleston-area's BEST active adult lifestyle community. Cresswind inspires active adults to live life to the ful...

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Wendell Falls is a new, all-ages community located just minutes from downtown Raleigh, North Carolina, and features an eclectic, walkable...

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Birchwood at Brambleton is an exciting new community for active adults 55+ located in the heart of Loudoun County, and is intentionally d...

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Cadence at Lansdowne is a brand new 55+ active adult community offering a vibrant lifestyle in Lansdowne, Virginia. It's where you can ha...

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Cresswind Wesley Chapel is a vibrant, brand new 55+ active adult community Located just 40 minutes from Charlotte City Center.  Wesl...

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Late Term Retirement: A Family Discussion

Category: Family and Retirement

September 28, 2022– As a follow up to our recent article, “There Might Be More Than One Kind of Home for You in Retirement“, this one concentrates on the latter stage of retirement. What you will do when you are a little less active, and your abilities are not quite what they were in the beginning and middle phases of retirement? The idea for this started when the eldest sister in our family, approaching her 79th birthday, asked our relatives what they were planning for their late retirement years. We agree this is an important conversation to have, particularly with one’s children and other family members. We hope that you will add your thoughts in the Comments section below, so we capture a wide range of opinions and plans.

The conversation started with this question:

We have no plans to sell our houses or to move, but it is certainly time for us to think about the future. With our children spread out, we could go many places. Our policy up to now has been, when we need help we will pick up and move close to one of our children. But I wonder if that might be too late. It’s hard for an older couple to make a big move, particularly if one is needy. Since both of our parents lived to a ripe old age (92 and 102) with most mental faculties intact, our genetics make it seem like we should be planning for the long term.

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Posted by Admin on September 28th, 2022

When Is the Right Time to Move to a Life Care Community?

Category: Life Care or CCRC

October 26, 2021 — For most people, the answer to the question of the right time for moving to a Life Care community is – “when I get older”. It pretty much doesn’t matter how old the person is at the time; some undefined date in the future is always the answer. True, a minority make the decision when they are in their 60s or early 70s, but they are the outliers, often with a good reason for doing so.

Topretirements has some good friends who have wrestled with this decision for years. Their current situation, unfortunately, illustrates the problem so many people will face. He is in his mid 90s and she in her early 80s. She has wanted for some time to move from their town home into a Continuing Care Retirement Community (CCRC, often known as a Life Care Community). He, however, is never quite ready. Fortunately, they did put a deposit down at a Connecticut CCRC, but used a decision to wait for one of the larger units as a way to delay the move. He just had a serious medical incident requiring an extended hospital stay with an uncertain future, so now he is ready to take any unit that comes up. Although it looks like their deposit has secured them a place, they are about to have a very rough patch ahead. Two elderly people with mobility problems are not going to have an easy time moving, let alone dealing with culling down a jam-packed town home’s contents to fit into a much smaller apartment.

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Posted by Admin on October 26th, 2021

New York Luxury Retirement: Living the High Life

Category: Active adult communities

October 20, 2020 — Jaw-dropping amenities like indoor therapy pools, art galleries, and rooftop decks overlooking the Brooklyn Bridge. Lifecare options along with concierges and celebrity chefs. For those who crave the bright lights and constant stimulation of an urban retirement, many new luxury options are coming. Expensive, yes, but what an interesting lifestyle for those with the means to pay for it! After all, if you have it, why not spend some of it to get the most out of your remaining years?

Rooftop terrace at the Watermark

Retirement in a big city is not for everyone, but there is a small segment that really wants it. New York City, which has many older people but not that many senior retirement living choices, is adding a raft of them in the next year. One of the newest and fanciest is the Watermark at Brooklyn Heights. Converted from a luxury hotel built in 1928, it retains many grand features from that earlier era. For example, the former grand ballroom is now a dazzling restaurant. The Watermark community offers a full range of care from independent living to assisted living to nursing care. There are 275 units. Developers have included an amazing 50,000 sq. ft. of amenity spaces that incorporate three restaurants, a pool, and art gallery. A rooftop deck overlooks the Brooklyn Bridge. Watermark told the New York Times that it looked for 2 decades to find an urban spot like this. The reporting was in an article about “New Senior Housing Towers Coming to New York“.

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Posted by Admin on October 20th, 2020

The One and Done Appeal of a Life Plan Community

Category: Life Care or CCRC

February 27, 2016 — One of the best pieces of advice we have heard about retirement is to take the long view, rather than just focusing on the early years. The long view idea is to find a place to retire where you can live the rest of your life – regardless of your health or ability to do various activities – without having to move again. And one of the best ways to do this is to choose a Life Plan Community (sometimes Life Care), which are also referred to as Continuing Care Retirement Communities (CCRCs).

Life Communities, of which there are about 2,000 in the U.S., combine the best of several worlds in one package. New residents typically live in a nice apartment or small home that isn’t much different from what you would see in an active adult or 55+ community. There are extensive community facilities, amenities, transportation, and social and cultural programs. The campuses are usually quite compact – often you can walk to everything without having to (more…)

Posted by Admin on February 27th, 2016

Retirement Planners Par Excellence: Exhaustive Search Lands the Hinands at the Perfect Non-Profit CCRC

Category: Adventurous retirement

This is the latest in our series exploring different retirement lifestyles.  Here is where you can find more retirement profiles. If you know a boomer retirement we should learn about use the Contact Us link to tell us about it.

Of all of the people we have interviewed in this series of adventurous retirements, Gail and Allen Hinand win the prize for putting the most thought and preparation into retirement. Their search led/took them from Boston to San Francisco, Key West, and  (eventually) Claremont (California) in pursuit of a multi-phase retirement  – one that would work from early retirement to old age. As you will see, this planning has paid off to give them a rich and rewarding life for their post-working years.

What they did
The couple grew up in the West; Allen in Montana and Gail in Washington State. They  went to college in (more…)

Posted by Admin on March 9th, 2012