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Valencia Lakes in Tampa offers an incredible Florida resort lifestyle and great new home value. Valencia Lakes' waterfront recreatio...

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Valencia Bay is the newest Valencia neighborhood and offers exciting new home designs in an ideal Boynton Beach, Florida, location.  ...

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Cresswind Charleston is Charleston-area's BEST active adult lifestyle community. Cresswind inspires active adults to live life to the ful...

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Traditions of America at Summer Seat, Ohio Township's newest 55+ community, provides homeowners the perfect combination of resort-st...

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What Kind of Retirement Community Is Right for You? Module 3

Category: Active adult communities

Note: This is the third module in our Retirement Planning 101 online training course. See bottom for links to Module 1 and 2.

February 7, 2019 — If you are visiting this website the chances are you are thinking about living in some kind of retirement community. Even if you think you might end up staying where you live now, or just moving to a more age-appropriate home somewhere else, it is a worthwhile exercise to kick the tires in the retirement housing market. There are all kinds of communities suitable for retirement, so this Module, the 3rd in our Retirement Planning 101 Series, will help you understand the differences so that you can focus your search on the types that interest you.

Most communities serving the retirement market have some type of designation indicating they are for retirement age people. Sometimes the designation is senior living or retirement community, both of which we think are unfortunate labels, since they make us feel old. Many communities you might consider for retirement living do not have an age restriction, even though most of the people who live there might be at least 50 years of age.

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Posted by Admin on February 5th, 2019

Retirement 101, Module 2: Retiring on $1 Million (or a Lot Less):

Category: Financial and taxes in retirement

Note: This is Module 2 in our Online Retirement Planning 101 Series. See end of article for full list.

January 26, 2019 — The overwhelming #1 suggestion for our Retirement 101 series was “How to Retire on Less than $1 million” (smaller numbers were suggested to). Certainly most retirees find themselves in this predicament. Living on Social Security plus maybe some small savings is not a recipe for a happy retirement – unless you take drastic steps!

Over the years in many articles we have outlined some of the tactics you can apply to make the best of this situation. But even if you fortunate to be well fixed financially in retirement, you still might be able to profit from a few of these ideas.

Exercise #1: Figure Out Your budget (this applies to everyone!).

Until you have a good idea of what your retirement expenses will be and how they match up to your income, you can’t really start planning. While not difficult to do, it is a critical step to head off what could be a disaster – running out of money way before you are ready to check out. This budget worksheet in csv format contains most of the items you need to consider when developing a budget – just input them into a spreadsheet, by hand or on a computer.

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Posted by Admin on January 25th, 2019

Your Suggestions: Retirement 101 Course

Category: Retirement 101 Course

January 23, 2019 —   We had so many wonderful suggestions (48 comments in all!) on the future direction of our Retirement 101 Course – thank you! They were so helpful that we felt it important to summarize them here.

We had proposed 17 different potential modules for the course. The idea was that people could take as many as they felt they needed for their retirement planning preparation. The comments contained solid endorsement and/or additional ideas on six of our seventeen. But even better, you suggested seven topics we hadn’t thought of, and all of them were interesting. Another way to look at these suggestions is that they are a great reflection of people’s concerns about retirement – the topics that keep people up at night!

The new topics that got the most interest were “retiring without a lot of money”, “being single in retirement”, “loneliness and social relationships in retirement”, and “the family bind/sandwich/family relationships”. Interesting that so many have to do with the social aspect of retirement, a topic that gets overlooked in retirement planning. We have selected some of the representative suggestions below (and as you will see, they were great!). Of course, we welcome more ideas for the series too!

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Posted by Admin on January 22nd, 2019

Retirement Planning 101 – Module 1: An Online Retirement Training Course

Category: Retirement 101 Course

January 1, 2019 — We’ve heard it said before that new parents shouldn’t have their new babies released to them until they have passed a child rearing class. Something similar might be said for retirees – retirement is far too important a project to undertake without some education and training. With that said we are undertaking a multipart online training class on retirement preparation. As we imagine it, this online course will be good for people to take years before they actually pull the retirement trigger.  We also hope is that it might provide refresher training for those who are already enjoying their retirements. Please let us know what you think of the idea!

At this point we are not sure how many modules the course will contain – that will determined by your reactions.  The course will have several elements that we hope you find fun and helpful. For example, the Comments sections will include some discussion questions. There might be some simple assignments like filling in checklists, or drafting a note to your partner outlining some part of your retirement dream. And there will be at least a couple of quizzes you can fill out online and check how well you are doing.  If you complete the course you can send us a note and we will send you a “Certificate of Completion” for your edification. 

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Posted by Admin on December 31st, 2018