Showcase Listing

Bon Ayre is a 55+ active adult, manufactured home land lease community located in Smyrna, Delaware, a town which was recently ranked 31st...

Showcase Listing

Holiday Island, located in the Ozark Mountains of Northwest Arkansas, is a planned community situated at the edge of 53,000 acre Table Ro...

Showcase Listing

Fairfield Glade, a stunning master-planned community, is perched high atop the Cumberland Plateau, and offers serene mountain beauty as i...

Showcase Listing

Traditions of America is excited to bring the 55+ Live Better lifestyle to Bethlehem with its latest community - Traditions of America at...

Showcase Listing

Traditions of America at West Brandywine, is a brand new active adult community in the most sought-after Philadelphia suburbs. Located in...

Showcase Listing

Traditions of America is excited to bring the 55+ Live Better lifestyle to Richland Township in Pittsburgh's North Hills with its latest ...


Is Your Covid Compliance and Vigilance Changing Over Time?

Category: Health and Wellness Issues

June 24, 2020 – One thing we can all agree on, Covid is getting old, even if it isn’t going away. Most people have been very good about trying to stay safe, keeping their social distance, wearing masks in public, and avoiding high risk behaviors like large indoor social gatherings. Not so long ago in cities and towns, people often switched sides of the street to avoid contaminating one another. But as time goes on it seems like many are getting relaxed about it. Maybe too relaxed, in view of the fact that this crisis could be with us a long time. With 10 states recording case increases of 50% in the past few days, there is the danger that could overwhelm our healthcare system.

We would like to get Member input on how your response to the pandemic is changing over time. For example, are you doing things now that you wouldn’t have considered a few months ago? If so, what kinds of activities (eating out, travel, visiting friends, sports, a haircut, etc.) are you engaging in that you now consider safe or minimal risk? Are you as careful about wiping things down as you were before? Do you have a bubble, and how do you make sure you stay safe within it? Do you socialize with others outside your bubble, and if so, under what circumstances?

Please use the Comments section below to share how your compliance attitudes and behaviors have changed over time, and what you consider safe. We aren’t looking to debate how real the crisis is, or shame those who are clearly not concerned about the pandemic. There are those in that camp, but there is not much we can do, except give them a wide berth. In the meantime, we hope you will all stay vigilant and safe. Until we have a vaccine, our generation is the most vulnerable.

Posted by Admin on June 23rd, 2020

What Is the First Thing You Will Do Once Corona Is Behind Us?

Category: Health and Wellness Issues

May 20, 2020 — No two ways about it, the corona virus has been brutal. So many lives lost, livelihoods ruined, plans destroyed. Pain and suffering, deprivation, happiness taken away, etc. But, looking on the bright side, someday it will be behind us, thanks to a cure, a vaccine, or herd immunity.

Once the day comes that we can do anything we want without fear, we would love to know about the first thing you plan on doing. It can be something big, something tiny, no matter what. Please share your thoughts about what you would like to do so we can all have a hopeful target, a north star to guide us to a better day. Please share your thoughts, no matter what, in the Comments section below. Thanks, and stay safe and hopeful!

Posted by Admin on May 19th, 2020

COVID This and That –Cruises, Cases, and Cocktails

Category: Health and Wellness Issues

April 14, 2020 — Let’s face it, COVID and coronavirus is about the only conversation topic there is these days. So, we might as well have something interesting within that to discuss. Here are a few topics we hope we can generate some good Member comments on.

Is there coronavirus in your community? A member asked this question:

Posted by Admin on April 13th, 2020

Golf Stages Comeback: The Coronavirus Boost!

Category: Health and Wellness Issues

April 46, 2020. — The spectre of coronavirus and COVID-19 has us hunkered down in our homes. Senior centers are closed, the nets are down on pickleball and tennis courts, clubhouses are locked. Shopping trips are a pastime of …. time past. So what can you do – play golf!

At The Villages in Central Florida, golf is about the only remaining leisure activity. Because golf is played outside in fairly wide open spaces with no contact with other people or their equipment, proponents argue that it is a safe activity. At The Villages there are some restrictions to maintain social distancing, like one person per rental golf cart, covers over the holes, and non-removable flagsticks so nothing is touched when retrieving the ball. Clubhouses, bars, and restaurants are closed. People there are out playing, happy to be able to do something other than watch coronavirus updates on TV.

Sumter County issued a stay at home advisory, which listed certain permissible recreational activities like walking, biking, hiking, fishing, and swimming. Golf wasn’t mentioned specifically, but officials clarified that golf would be OK provided that golf courses manage social distancing properly. Meanwhile most pickleball and tennis courts have been removed so people cannot play those sports.

In other parts of the country golf courses seem to be split between those that are open for play and those closed down. In Key West, the Golf Club was closed because it was not deemed an essential business. In Connecticut many private clubs are open, but have adopted strict rules and tee times to enforce social distancing.

Update on The Villages and Coronavirus. The University of Florida Health tested about 2300 residents of The Villages for coronavirus, most of whom displayed symptoms. Twenty three of them tested positive. Of the 1,400 people who did not have symptoms, two were positive. The median age there is 72, so most residents are definitely in the age group that is most vulnerable.

Comments? What is happening in your area with golf and other activities. Are they still possible? What are you doing to get your exercise and/or keep your sanity? Let us know in the Comments section below.

Posted by Admin on April 5th, 2020

Are You Willing to Die for the Economy?

Category: Health and Wellness Issues

March 24, 2020 — Daryl, a longtime Member, suggested what he termed a “potentially explosive topic” for the Blog: Are our Members willing to sacrifice their lives for the economy under COVID-19? It arises because of the controversial comments by Texas Lt. Governor Dan Patrick, who recently said: “‘As a senior citizen, are you willing to take a chance on your survival in exchange for keeping the America that all America loves for your children and grandchildren?”

Lt. Gov. Patrick’s COVID remarks

The Lt. Governor seemed to be picking up on comments from the President and other conservatives that we should open up businesses to keep the economy from tanking further. Those are in contradiction to the action most health care officials recommend – closing things down to slow the infection curve.

Our question

So here is our question. To slow down the infection curve, do you think everyone except essential personnel should continue to stay at home and maintain social distancing? Or, is preserving the economy more important, so we should let people go back to work and resume their normal activities, even if means that you, as a member of the most vulnerable age group, might die as a result?

Please let us know where you stand. Note that if you start a political rant we will not publish your remarks, and if this gets out of hand we will terminate discussion. But, we hope we can have a thoughtful exchange of ideas without the usual partisan divide.

Posted by Admin on March 24th, 2020

Upside Down – Retiring in a Corona Virus World

Category: Health and Wellness Issues

March 16, 2020 — Wow, life has turned upside down in the last few weeks. A localized epidemic in one Chinese province of a new virus, COVID-19, has spread around the globe and landed as a pandemic in the USA and the rest of the world. The toilet paper aisle is barren (we’re not sure why!), and hand sanitizers and disinfectants aren’t available at any price.  Just about everything is closing. Note: we have a separate Blog post with great Member input on “The Corona Virus and Your Retirement Portfolio: Buy, Hold, or Panic!

The world is in crisis. Compared to other groups, the pandemic will not affect most of us retirees as drastically as it will the working age population. Our travel and social plans will be disrupted and our retirement portfolios are shrinking. We certainly won’t be checking out any new places to retire, at least in person (although we will have plenty of time to do it online!). But there will be isolation, depression, and anxiety. It is also shocking to realize that as baby boomers, we are in the high risk category!

Posted by Admin on March 16th, 2020

Retirement Happiness Levels High – And Great Advice for Next Generation

Category: Health and Wellness Issues

January 13, 2020 — Many thanks to the over 400 members who took the time to contribute their valuable insights to last week’s “Retirement Happiness” survey, We appreciate your spirit of giving back to this community!

As promised, here is a detailed report on the survey. We’ve included links to hundreds of interesting Member responses to various questions – they are definitely worth reading to get a better understand happiness and retirement. At the end of the article you will find a list of reports to all our previous surveys.

This is the first time we have surveyed on your retirement happiness. Here are the highlights from the 18 question poll. Detailed findings the questions are listed below that.

Posted by Admin on January 12th, 2020

Did You make a New Years Resolution This Year?

Category: Health and Wellness Issues

January 7, 2020 — We are conducting a quick poll here on this Blog and in our Best Places Newsletter. The question is:

Did you make a New Year’s Resolution this year?

Please answer Yes or No in the Comments section below. And if you care to comment on how you did on last year’s, or if you love or hate the whole idea, feel free to share. We will be adding a tally in this article as the votes come in.

Photo by from Pexels
Posted by Admin on January 7th, 2020

How Would Your Rate YOUR Retirement Happiness?

Category: Health and Wellness Issues

December 29, 2019 — What makes for a happy retirement… and what are the factors that drive the not so good ones? We would love to find out more about that dynamic. Plus, get a base level reading on just how happy the Topretirements Membership is. So please help us all out by taking a few minutes to complete this quick survey on Retirement Happiness. We promise a full report in the next few weeks, it should be very interesting.

Take the Happiness Survey

Posted by Admin on December 29th, 2019

2020 Medicare Part B Premiums Announced

Category: Health and Wellness Issues

Nov. 12, 2020 — The standard Part B monthly premium amount in 2020 will be $144.60, up $9.10 from 2019. Most people will pay the standard Part B premium amount. If you modified adjusted gross income as reported on your IRS tax return from 2 years ago is above a certain amount, you’ll pay the standard premium amount and an Income Related Monthly Adjustment Amount (IRMAA). IRMAA is an extra charge added to your premium.

If your yearly income in 2018 (for what you pay in 2020) wasYou pay each month (in 2019)
File individual tax returnFile joint tax returnFile married & separate tax return
$87,000 or less$174,000 or less$87,000 or less$144.60
above $87,000 up to $109,000above $174,000 up to $218,000Not applicable$202.40
above $109,000 up to $136,000above $218,000 up to $272,000Not applicable$289.20
above $136,000 up to $163,000above $272,000 up to $326,000Not applicable$376.00
above $163,000 and less than $500,000above $326,000 and less than $750,000above $87,000 and less than $413,000$462.70
$500,000 or above$750,000 and above$413,000 and above$491.60

Part B deductible & coinsurance

You pay $185 per year in 2019 ($198 in 2020) for your Part B deductible. After your deductible is met, you typically pay 20% of the Medicare-approved amount for these:

Posted by Admin on November 12th, 2019