February 11, 2019 — Our “Dueling States” comparison articles remain all-time favorites at Topretirements.com (see complete list at end of article). Yet none is more popular than the one on “Dueling Carolinas“. At last count there were 631 Member comments going back several years, and right up to several made yesterday. In fact, although the main article laid out the facts about each state when it comes to real estate prices, taxes, climate, geography, and where to retire, the best information about what it is like to retire in either of the Carolinas is contained within all of those comments. This article will reprint two recent comments which were exceptionally interesting. We’ll also give you a tool on how to use these Comments to do customized Carolina research on topics that interest you. We look forward to even more comments too!
Comments on almost every Carolina topic. Obviously it would take a long time to read 631 comments, let alone the original article. By this point the comments have pretty much covered every topic you could imagine, from property taxes to livability, transportation, hurricanes, and specific towns and communities for retirement. Although we recommend skimming through to find the subjects and locations that interest you, we have another approach you might find useful. On your computer you can use “Find” under the Edit menu (PCs might be slightly different). While on the “Dueling Carolinas” article use “Find” and search for a town you are interested in. We did that for “Asheville” and found 87 references. Or search on Property Tax (44 references). By using that tool you can do customized research on the Carolinas, based on user comments.
Comments From Ron (Myrtle Beach): I must say I appreciate the diversity of comments as there is much truth and value to them all. That said as a new retiree, currently renting in North Myrtle Beach, I would like to offer the following:
Do your homework, but realize that until you move you will never truly know. Just think about where you are now, what do you like and not like. How has that changed from when you first started out and now, possibly 30-50 years later. That area changed, you changed.
You are looking for something different; weather, taxes, slower pace, etc. Although we love it here, there will be things you won’t because you bring your personality, experiences, and prejudices with you. Those might be traffic, health care, slow service, poor signage, etc. As an example, we love it here overall, but I personally get annoyed with tourists that drive like they are back home and rushing to work. You are on vacation, slow down, you are supposedly here to destress and enjoy. Why rush/stress getting to that prime beach spot, golf course, show or festival. You should enjoy every minute of your stay. Actually, you should have left that stress and need to rush at home.
We’re renting as we immediately found there are wonderful areas throughout the Grand Strand, so we have to decide which part of the Strand we want to live. We are drawn to North Myrtle, but there so many things in the other areas that we like and thus must drive to, which can be a 45 minute drive that particular store, activity, or dinner. But hey, aren’t we retired, what time you have left is ours to enjoy, not stress.
Having just lived through Hurricanes Florence and Michael, we learned a lot. Evacuate early, don’t rush back, and expect the trip back to take twice as long as the drive out. And especially, flooding, power loss, and unsafe drinking water can extend the ‘back to normal’ period. We have also made adjustments to our home search as a result of the experience.
We have already found in our one year here that there are many, many wonderful locales in both North and South Carolina from beach to mountain and all are only a few hours away; but don’t rush to them, enjoy the journey. Good hunting —————————————————————————
Comments from Rita M (various):
We moved from Monmouth County NJ April 2018 primarily due to taxes and weather. We decided to rent in Leland NC (10 minutes to Wilmington) for one year and look around various parts of both states before determining where we should buy. Having said that, we will continue to rent in our next location because as many people stated in the above comments, you really do not get to know the area until you lived there awhile. I think it’s important to know your criteria before buying.
We are renting in Waterford and it’s a lovely gated community with pool, clubhouse and lots of nice long sidewalks for daily walking. The weather has been wonderful most of the year. Some very hot, humid days, but my understanding is much less humid than inland. My husband stayed in our rental patio home during Hurricane Florence and we were fortunate (or should I state our landlord was!), no damage or flooding. A lot of broken palm fronds but that was it. I can walk to the Harris Teeter, get my haircut, dentist or meet a friend for a slice a pizza or sandwich or a cup of coffee. Having lived here almost a year, although I met many new friends, we decided Leland/Wilmington is not for us. I am not a beach person so I don’t want to move anywhere near a beach nor pay for it due to its proximity. I am very concerned about the GenX situation here in Brunswick and New Hanover county so I put that on top of my list for not buying here. Also there are many articles online about contamination of water from pig farms (Smithfield) that has affected Eastern NC in general. However after doing much research (I mean LOTS ) it appears that other counties are affected as well.
Wilmington although close, is still not a large enough city to our liking. Wilmington has approximately 100k population, Raleigh approximately 400 k, Charlotte around 800k. Having lived 50 miles in a beautiful suburb from NYC, Wilmington has been a disappointed to us, but that vs. OUR criteria. Again, it goes by everyone’s INDIVIDUAL criteria. We are basing our criteria on what is important to us: Proximity to International Airport, proximity to good healthcare facilities, property type (I like property, at least 3/4 acre preferably 1 acre), environmental concerns, small town atmosphere close to larger city. Here is the list of areas we visited so far: Asheville stunning, beautiful, too far west and airport is similar to Wilmington (puddle jumpers/limited flights higher costs in general due to connecting flights, limited nonstop destinations), snow even if it’s shorter season can be significant.
Charlotte area Davidson, Lake Norman, Matthews, Weddington. Beautiful area, expensive but for us, it was the traffic congestion due population. Charlotte and its suburbs are the largest in NC (approximately 1.3 million counting the suburbs). Since we no longer have to deal with work or congestion, we nixed this area. We considered the area also because my son is planning on relocating to Charlotte in 2020 but like everyone tells me, because he’s young and unsettled, its best to choose where we want to live. Raleigh/Wake Forest was beautiful as well. Great proximity to Raleigh International airport and good healthcare.Nice small town atmosphere and 30 minutes to downtown Raleigh. Traffic however is BAD during rush hour so just need to avoid. More property (especially in Granville county where you do not pay Wake Forest city taxes). This is second choice for us. Clover SC is very close to Charlotte and is a better buy because of the $50k tax reduction off the tax assessment for purchasing a home. Myrtle Beach is one hour and 20 minutes, again I’m not a beach person. I forgot to mention, we went with realtors to all these areas. I highly recommend doing this to see what you get for your money.
Having said all this, I hope it helps. Our next rental will be in the Wake Forest area since it has everything we like. After living there and exploring more areas, I will update as I go. Wishing everyone a great adventure, but HIGHLY recommend renting first. Actually, we are getting so use to renting, we may not buy for a few years! And there are lots of rentals but they go fast because more people are doing what I am doing. With all the new construction going on down here, resale values for homes are excellent…you get more for your money. Good luck to all. —Rita M. ————————————————-
One more. Although we don’t have room for them here, the original article had dozens of comments worthy or republication. But here is one from Artie that is exceptional. It was so good and so full of information we turned it into its own article, “One Year Later: Artie’s Observations on Moving from New York to the Carolinas“.
These two comments from Ron and Rita are the tip of the iceberg in what has been added to the “Dueling Retirements” article. But both Members make it clear that there are an abundance of choices in the Carolinas for retirement – many will probably fit your idea of a great place to retire. But as they point out, you won’t know that until you spend some time on the ground. Use the comments in the original article to come up with potential places, refine your search, and then go visit them!
For further reading:
- My Southern Retirement Adventure
Gulf Coast Retirement: Sun, Tax-friendly, and a Lower Coast of Living
Retirement 101 Mid-Atlantic States: MD, DE, VA, NJ
Florida Retirement 101
Dueling Carolinas: NC vs. SC
Dueling States: Arizona vs. Florida
Dueling States Mid-South: TN, GA, KY, AL
California Retirement 101
Retirement in the Southwest: AZ, NM, and Utah
The Mountain States: CO, ID, MT, NV, UT, WY