Medicare Open Enrollment Starts Oct. 15 – Are You in the Right Plan?
Category: Health and Wellness Issues
October 13, 2018 — Medicare Open Enrollment runs from Oct. 15 – Dec. 7. If you are currently on Medicare, or didn’t sign up when you were first eligible for it, now is the time to compare plans and make sure you have the coverage that’s right for you in 2019.
Sure you are busy and have many things to think about. But spending a little time and effort every year to make sure you are in the right plan Medicare plan is important. For example, maybe you currently have Medicare Part B along with a supplemental plan. Flash forward to the present. Your health needs might have changed since then, maybe enough so that you aren’t in the right plan anymore. Maybe Medicare Advantage (Part C) makes more sense now because it probably covers additional benefits such as vision, dental,
Comments on "Medicare Open Enrollment Starts Oct. 15 – Are You in the Right Plan?"
Bill says:
For four years I have chosen my own plan for supplemental part B and D. In the past I did not think Med Advantage plans included a PPO, only HMOs, but I could be wrong.
Because we travel to the south for several months, an HMO would not cover us going out of state. This year we are meeting with a Medicare consultant to determine the best plan for us. If I understand right, we should be able to find a Medicare advantage plan with a PPO that can be used wherever we go, and save money.
Susan says:
Thank you for the reminder! You make this easier to understand than others have. I love the link for SHIP, that is very helpful. I don't think I need to change anything with my Medicare plan, but I am going to switch my Part D. I was waiting to do this and I appreciate the reminder that the time is almost here!
Darla says:
This was in my inbox yesterday and is another link to Medicare with just 5 questions to see if you are on the right plan:
https://www.medicare.gov/medicarecoverageoptions/?utm_campaign=20181011medgalccrs&utm_content=english&utm_medium=email&utm_source=govdelivery
Sherwin Farr says:
I am pretty sure that if you assign your Medicare to a Medicare Advantage where you are, if you need medical services out of that area you will need to request coverage for it and it might not qualify. Example, you need treatment in Mexico or Canada or France. I think you need to seek coverage if you travel outside the US.
Editors note: You are correct Sherwin. Medicare and Medicare Advantage (unless you have some special MA plan we are not aware of) is not available when you are out of the U.S. Within the U.S. you need to check to make sure that your MA plan has health care coverage in the areas you are visiting.
Louise says:
I have read that if you go on the Advantage plan (Medicare Part C), if you should become sick and try to get a medigap plan when you are eligible to change, underwriting takes place and if you have any preexisting conditions they will refuse to sell you a policy. The article said you should consider buying a medigap policy for traditional Medicare when you are first eligible.
Bill says:
That is why whenever we travel outside the country like the Caribbean or Europe, we always buy travel insurance. It is well worth the couple hundred $ for peace of mind to know that you are covered medically outside the country.
Jennifer says:
Yes Bill! I too buy travel insurance whenever I travel outside of the USA. I also make sure it will repatriate my body back home should I die from an illness or accident. VERY important.