Michigan Is a Great Place to Retire

People often overlook Michigan and midwestern states for retirement, but with the money saved by living there one could spend the winter in a warmer climate. Michigan and Indiana as well as Ohio are very inexpensive to live in compared to southern states like Florida and South Carolina. Lakes can be just as much fun as living near the ocean and often are cleaner (do your research).

We lived in Wisconsin. It's for people who love cold weather. You want to live in a place where long johns are sold in the lingerie department?

Watch out! Michigan taxes pensions. If you are lucky enough to have one....

One downside of northern MI and the UP (Upper Peninsula) is access to medical care. In northern MI people are stabilized and moved south to Flint or Grand Rapids or if extremely serious to Univ of MI Hosp in Ann Arbor. In the UP people are moved to Green Bay, WI. Just happened to my neighbors Dad.

I heartily disagree that Michigan is a great place to retire. I "grew up" in a Chicago area and lived in the City for nearly 30 years. However, I spent every weekend, holiday and summer in Douglas, Michigan in my youth and into early adulthood. My parents retired to Douglas in 1986 and we, stupidly, we moved to Holland in late 2009.

Michigan was a great place to retire, until things changed on January 1, 2012. That is when Michigan began to tax the pensions of those born in 1946 or later. So, being born in 1955, my husband's pension began being taxed. Add the financial burden of Obama Care to that expense and it's no longer a great place to retire. In addition, Michigan gas taxes went up on January 1, 2017. Michigan also added to the cost of license plates and registration. Michigan's vehicle license fee is based on the original purchase price of a vehicle. No account is taken for depreciation of vehicles. It is ridiculous!

So, we are going to have to leave Michigan. For the first time in my 59 years, I will have no connection to Michigan. My parents met in Saugatuck and 25 years later my husband and I were married in Saugatuck. Feeling defeated, so we are leaving! I am "sick" over it, but it is necessary, otherwise, we could end up broke.

Michigan is beautiful and you cannot beat living near Lake Michigan. But, it is not affordable for many retirees.

To each his/her own .... but, I spent 52 years in this completely messed up state ( in the Grand Haven area and a weekend place near Charlevoix) and left for Florida on the day I retired directly from my employer's parking lot 13 years ago and am soooo thankful to be out of there! State Income taxes and 6% sales tax, a sad economy and miserable winters. I've never for one moment regretted getting out as soon as I possibly could! There are a LOT of vastly better places for retirement!! Be careful! But, again... to each his own

We left the Chicago suburbs for Traverse City ( TC ) just over 4 years ago. Absolutely no regrets about the move except we should have done it sooner. If we'd known you were in town, we'd given you the grand tour. TC has many cultural amenities, for example, a restored opera house, a playhouse, 2 state of the art downtown movie theaters, numerous public beaches and parks, a wonderful trail system with over 60 miles of mostly paved trails, a huge farmers market, a new YMCA, a college with an expanding museum. Our favorite high point is during the summer we have the TC Film Festival, now the 4th largest in North America with over 123,000 admissions for 255 films in 2016. Does it snow in the winter? Yes - who cares?

Michigan average car insurance $2,738, national average $1,325. What's great about that?? Then with outlandishly high Obamacare premiums you'll go bankrupt. The roads have not been maintained because the money was diverted to other special interests. The citizens of Flint were poisoned with lead and Legionnaire's disease and the badly maintained sewer lines caused a massive sinkhole in Macomb County this past Christmas Eve. It still is not repaired. It caused 13 million gallons of raw sewage to be dumped in Lake St. Clair. BEWARE all that glitters is not gold.

Articles like this recommending retiring to this high tax state(for retiree's) certainly does nothing to bolster this readers confidence in the advice given each week. Winters in Michigan? High heat bills, really?? Pensions taxed for most baby boomers, high gas tax and property taxes, vehicle registration fees on the increase. Did the writer look at any of these things or was he focused soley on the social aspect of certain locales. A retiree needs money to do the social scene and thats in short supply if ibe choses to live in Michigan.

My father was born in Michigan north of the Indiana border. I had NO idea that the state taxed pensions and the insurance rate given is double what I pay in Washington, DC. Thanks to all who wrote in. I have always loved Michigan but did not go near Detroit except to see the Ford Museum, etc. How sad. Looks like I need to rethink Michigan--maybe back to Indiana.

After 30 years in Southern California, the U.P., Northern MI, or the northwestern Cascades are looking better and better to me for retirement. I'm sick to death of the crowds, heat, cost of living, taxes, 2 hour commute, and my $500K shoebox condo. The 75F and sunny weather is so over-rated-- it's really just a giant desert , it's filthy bevaise it never rains, and the

nothing would be green unless you watered it. I look forward to snow and being away from so many people. The only thing that worries me is the lack of easy access to good medical care.

Here is an article on Best places to retire and Michigan is number 2 on the list!

http://www.newstimes.com/realestate/article/This-Is-Why-the-Midwest-Will-Be-the-Hottest-11219649.php#photo-8172205

The situation for retirees in Michigan is not as dire as some might paint it. For one, it has the 3rd lowest cost of living of any state, according to MERIC. The taxation of pensions for people born after 1952 has gotten more difficult than it used to be. Overall it has the 25th highest tax burden. Michigan offers many beautiful places to live. If you can afford it, the State is a great place to be a snowbird. But if your primary goal is finding the cheapest place to live there are many better choices, primarily in the midwest and deep south. See our Michigan Guide to Retirement for more facts about the state.

Lol! Sure Ohio, and Michigan have a cheaper cost of living due to the cheaper housing, and your blood will get thicker adjusting to the climate. Michigan is a beautiful state like Ohio. There is many things to see and do weather permitting. I do live in Ohio to make the wage I could not make in the South. AS for living here or in Michigan after I retire? NO WAY! As you get older you need thinner blood, more sunlight, and things to do year round. Taxes are increasing every month, the medical field is great and should be for what they charge. There are nice affordable 55 communities and cities in Ohio..., Stow, Grove City, Oberlin, Tipp City and Zanesville. But it is about a healthier climate for me. Rent a place for a year and decide for yourself.

Michigan's tax are to high and the winters to cold! Sorry

Traveling to Michigan, Ohio, Illinois, Indiana, from the Los Angeles metro area: There is one big negative issue that stands out with me personally. The lack of SUNLIGHT!!! After about four days I start losing my superpowers. LOL

I'm meeting many people all the time that have recently moved to my area of Ohio from all over. We did our homework. We researched and visited so many areas exploring places to relocate. In the end we discovered we have it the best where we are. We lived in Florida. Not everyone can handle that heat as they age. I particularly find as a mature woman the last thing I want is increasing body temperature. Coming to this area due to a job turned out to be the best thing that happened....even though at the time I wasn't thrilled. Michigan is a beautiful area. I grew up on the Atlantic Ocean. I have to say living by one of the Great Lakes definitely has its advantages. We plan to stay in Ohio and spend 2 months in a milder climate during the winter. For us it financially makes the most sense. Michigan and Ohio are lovely areas. If family was closer I would love to live in several areas in Michigan.

Well, we wouldn't want that to happen, Bubbajog! What would happen to your insightful (and fun) comments? Keep on truckin,' or, as they say, if it ain't broke, don't fix it!!!

I would suggest that you not consider Northern Michigan, especially Traverse City and the local area. We much prefer to enjoy it ourselves, although it is getting harder considering the press we receive:

* 50 Best Beaches in America (June 2017) - credit.com
* 2017's Best Beach Towns to Live In (June 2017) - WalletHub
* 100 Best Destinations Around the Word in Four Seasons (June 2017) - National Geographic
* 12 Of The Most Underrated Food Cities in America (June 2017) - BuzzFeed
* The Prettiest Town in Every State (May 2017) - The Daily Meal
* 21 Nicest Small Towns in America Everyone Should Visit Before They're 50 (April 2017) - Reader's Digest
* Strongest Town (March 2017) - Strong Towns
* 24 Coolest Towns in the USA -- Leland (March 2017) - Matador Network
* 20 Prime Places to See Beautiful Cherry Blossoms (March 2017) - Cheapism
* 1 of 10 Best Walks in America: Empire Bluff Trail (March 2017) - Prevention Magazine
* 21 Best Beaches in the World (January 2017) - National Geographic
Top 10 Cities for Wine Snobs (January 2017) - Travel Channel
* 21 of the Best Small Towns in America (October 2016) - Architectural Digest
* Blog for Lifestyle & Travel (September 2016) named Torch Lake one of the Top 10 Clearest Lakes in the U.S. You Have to See to Believe
* 25 Coolest Midwest Lake Vacation Spots (August 2016) - Midwest Living
* America's Favorite Beach Towns (August 2016) - Travel & Leisure
* Best American Vacations for Beer Lovers (July 2016) - Thrillist
* Best American Beach Towns for July 4th (June 2016) - Coastal Living
Best Small Town in America (June 2016) - Livability
* Runner Friendly Community (May 2016) - Road Runners Club of America
* Thrillist (May 2016) - 25 Best Small US Cities to Spend the Weekend
* Forbes Magazine (April 2016) - Top 25 Places to Retire in 2016
* Midwest Living Magazine (March 2016) - Midwest Living Greatest Town
* Newsmax.com (January 2016) - America's Best Small Towns
* Condé Nast Traveler (January 2016) - "The Most Beautiful Towns in America"
* Hughesnet.com (February 2016) - "9 Most Romantic Cities"
* USA Today (September 2015) - " Best Scenic Autumn Drive"
* CNN Money (September 2015) - "America's Best Beer Towns"
* Huffington Post (July 2015) - "11 Of America's Best Small Towns, Perfect For A Long Weekend Trip"
* Pure Wow.com (July 2015) - "The 12 Cutest Small Towns in America"
* Zagat (July 2015) - "6 Hot U.S. Food Destinations to Visit This Summer"
* Coastal Living (July 2015) - "10 Best American Beach Towns for Fourth of July"
* Network (June 2015) - "20 Coolest Beach Towns in America"
* House Beautiful (June 2015) - "50 Most Beautiful Small Towns in America"
* Livability (June 2015) - "Top 100 Best Small Towns"
* Lonely Planet (June 2015) - "Best Places to Travel in September 2015"
* Country Living (May 2015) - "20 of the Most Charming Beach Towns Across America"
* Thrillist (May 2015) - "14 Best Beach Towns in America"
* Smithsonian Magazine (April 2015) - "20 Best Small Towns"
* Condé Nast Traveler (April 2015) - "Up-and-Coming Food City"
* Horizon Travel Magazine (February 2015) - "Must See American Cities"
* Golf Digest Magazine (February 2015) "Best in State" golf courses including Lochen Heath Golf Club and Grand Traverse Resort & Spa (The Bear)
* Livability.com (July 2014) listed Traverse City as a Top 10 Small Town as well as a listing in June 2014 as one of America’s Top 10 Foodie Towns
* Coastal Living (May 2014) named Traverse City, Empire and Suttons Bay “Michigan’s Three Best Beach Towns
* Family Fun Magazine (April 2014) listed Sleeping Bear Dunes as one of the Top 10 National Parks for Families
* Travel + Leisure Magazine (April 2014) listed the Leelanau Peninsula Wine Trail as one of America’s Most Scenic Waterside Drives

Travel + Leisure Magazine (February 2014) listed Traverse City one of "America’s 20 Most Romantic Towns"
* Redbook Magazine (January 2014) listed Traverse City among its "Best Travel Finds for 2014"
* Lonely Planet (December 2013) named Grand Rapids, Traverse City and Michigan's ‘Gold Coast’ as the "Top US Travel Destination for 2014"
* Travel + Leisure Magazine (October 2013) named Traverse City one of "America's Favorite Towns" (#12 out of 20)
* Fodor's (March 2013) named Traverse City one of the "10 Best Small Towns in America"
* The Travel Channel (July 2012) ranked Traverse City among the "Top 7 Beer Destinations in North America"
* Good Morning America viewers voted the Sleeping Bear Dunes National Lakeshore as "The Most Beautiful Place in America” (Aug. 2011)
* Bon Appetit named Traverse City one of America’s five top foodie towns (Sept. 2010)

Not everyone is seeking warm and humid. I get it that many are. But not all of us.
I can't take the summer heat and humidity of some cities farther south, so sorry to disappoint Susan, but yeah, if they sell long johns in the lingerie dept, I'm in. Ha!
I can always layer up in winter but there is only so much you can take off. That sticky sweaty feeling of going out in summer here in St Louis.......ugh. Yeah, not so much snow, but probably way more ice.
The air seems cleaner, the skies are clearer, the lakes and streams look cleaner......in places like Michigan. I've lived in WI too. Several years in Madison. Loved it. We're not all cut out of the same mold. Which I guess is a good thing. To each his own, as they say!