Oct 29.  Welcome, to this week's newsletter. Thanks to the 69 Members who contributed Comments to last week's article on "Where You Are Living in Retirement".  Your suggestions were valuable additions to the site.
 
For people who love the beach there is hardly a better place than the Outer Banks of North Carolina. Beaches go on for miles, and plentiful bays make for great boating. Nags Head gets quiet in the winter and scary in hurricane season, so for many people it makes for a better 2nd residence.Grandchildren love it!
 
Who wouldn't want to retire in a place with beautiful surroundings, you mightask.  We've listed a dozen places that we think are might pretty. But what we are really looking for are your suggestions for the prettiest places to retire - anywhere. Please share your ideas.
 
The sidewalks in this World Heritage site are 500 years old.  It haslong been a magnet for expats because of its beauty and cultural significance.  Some say it isn't the same anymore, but it remains a place where people from north of the border feel comfortable.
 
Everybody on Social Security wants to know what their"raise" will be next year. The answer came out last week, and the COLA for 2015 will be 1.7%. There were other modest changes that affect retirees as well.
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