December 4.  Welcome, to this week's newsletter. Please note that we have an ongoing technical issue that is proving difficult to fix. If you ever click on a link to one of our Blog stories and you come to a page that looks like an RSS feed with links to other Topretirements articles, just hit "Refresh" or "Reload" and the correct page will come up.  We apologize for the inconvenience.

The housing market continues to rebound: The S&P/Case-Shiller National Home Price Index rose 3.2% in the 3rd quarter, the last 4 quarters were up 11.2%.

Today's Newsletter is sponsored by  Victoria Park in Deland, Florida.
Victoria Park
Located in historic DeLand, Victoria Park is a master planned community with Championship golf, onsite Village Center and Medical Park, and full-time Lifestyle Directors. With designer-ready and spacious homes available, Victoria Park has it all!

Guide to Retirement
This week we were struck by the parallels to retirement with those in a wonderful new book, "An Astronaut's Guide to Life on Earth".  Entering retirement from the world of work is a challenge that will take all the skills you've learned there, plus some new ones.   We hope you will join in with your observations too.
Cape Elizabeth, ME
For people who want to live on a beautiful coast  just a few miles from a foodie-centric mid-sized city (Portland), Cape Elizabeth offers a very nice lifestyle. It is ideally suited for the northern portion of a snowbird retirement.
Sarasota, FL
We had a question this week that comes up fairly often - what is the best part of Florida to retire to? Our answer links you to our 2 Part series on Retiring in Florida.
Worst States for Retirement Update:
Ilinois state legislators just passed an overhaul of its state pension system.  The state was #1 on our 2011 List of the Worst States for Retirement and #2 on the 2012 List. The issue, obviously very important to state employees and unions, is expected to end up in the courts.  The State's fiscal troubles stemming from unfunded pension obligations and other problems were a big reason for its poor ranking on our lists. Meanwhile, a judge has ruled that Detroit can go ahead with its bankruptcy proceedings, which will also affect its retired municipal workers. We will be updating our "Worst States" list in Feb, here is the link to the 2012 list.
Deming, NM
For a lower cost of living than you can usually find in the west, you might consider the small town of Deming. It is 60 miles west of Las Cruces iin the Chihuahuan Desert at an altitude of 4300'.  Deming was suggested as a good place to retire by one of our members.
Blog Thread - Low Income Retirement and Renting. Per requests by several members we started a new Blog thread.  The post is looking for suggestions on how to retire when your income is low, and renting might be one of your best options.  We've had 100+ comments so far. Another thread that has been rejuvenated is our "12 Steps to Downsizing Success" Blog post.
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