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10 Prettiest Retirement Towns

Category: Best Retirement Towns and States

August 17, 2016 — Note: We are pleased that MarketWatch published a version of this story on their site with beautiful photos – “10 Prettiest Places to Retire“.
Talk about job for King Solomon, how could anyone judge the 10 prettiest retirement towns in America? There are just so many pretty towns, so many different ways to judge beauty – the task is impossible. That said, we are still going to make a good effort in this article to list some incredibly beautiful towns that make good places to retire. In fact we have 2 lists for you: 10 towns that we selected on our own and using some research from CNTraveler, plus 12 more that came in as great suggestions from your fellow Topretirements members. We welcome more ideas in the Comments section below.

What makes a town pretty
The dictionary defines pretty as being pleasing to the eye. What makes something pleasing is hard to define and usually very personal, but here are some of the more obvious characteristics:
A town square or green. A lot of our older towns have these, a sward of greenery surrounded by older homes. Savannah, GA, with its series of beautiful squares, is a perfect example.
Pleasing architecture. Cities with well-preserved colonial buildings or Victorian homes tend to be really pretty. Charleston, SC is a great example. Newer towns with consistent design standards can also be lovely.
Interesting streets and plenty of parks. Imagine New York City without Central Park or Washington Square, or its broad avenues going north and south. Or the complete opposite – the random nature of streets that makes colonial towns like Boston so charming.
College towns or natural setting. A pretty campus can make almost any town beautiful. The same goes for a beautiful natural setting against mountains or a coastline.

10 really pretty towns from Topretirements
Above all, pretty is personal. We offer these towns as suggestions for you to explore. We stuck to smaller towns because we wanted to emphasize charm. We only included towns that have a reputation and the resources to be reasonable places to retire from a housing and services viewpoint. We did not include budget as a factor – if you want to live in a pretty town you will undoubtedly pay more for housing than in a place that is not so nice (although that doesn’t mean some towns on this list don’t offer good value). Lastly, we tried to offer some geographic diversity.

Fairhope, AL This lovely town near Mobile got started as a Utopian community. The Fairhope Single-Tax Corporation still operates. Fairhope is lush with trees, plantings, and flowers, and the long town pier is a community gathering point.

Franklin, Tennessee. The town is surprisingly affluent, one of the richest towns in the state. The New York Times called it a “…southern gem hiding in the shadow of Nashville”. There is a 16 block historic district, cute stores and independent businesses, brick sidewalks, and nicely landscaped sidewalks. The extensively renovated 300 seat Franklin Theatre, an Art Deco marvel, is the pride of the town.

Portsmouth, NH

Portsmouth, New Hampshire. Located on New Hampshire’s tiny coast just below Maine, this old colonial city Portsmouth was so important as a seaport and shipbuilding center, its early days were as a very wealthy town. The beautiful homes and buildings constructed during that era represent the colonial, georgian, and federal styles, all laid out along cobblestone streets. It is popular with tourists and retirees too. New Hampshire is loaded with pretty towns for retirement including Exeter and Hanover.

View of the Green in Guilford

Guilford, Connecticut. Connecticut, perhaps not the ideal state for retirement from a tax and expense state, does have an amazing number of really pretty towns. Guilford is one of its prettiest. The downtown retail area is set around a huge “Green”, which in colonial days was open to everyone’s livestock. Now there are restaurants, shops, and fantastic churches to admire. Beautiful homes of every era radiate out on quiet streets. The harbor is a mile away and lovely too.

Woodstock Village, Vermont. Ladies Home Journal described this town as “The Prettiest Small Town in America” , and few could debate that. It includes a town green surrounded by private homes, churches and the courthouse, with many of these properties listed on the National Register of Historic Places. The Ottauquechee River flows through the town, complete with covered bridges.

Old Annapolis – Photo courtesy of Wikipedia by high limitzz via Flickr.

Annapolis, Maryland. This is one of America’s oldest, most distinguished, and charming communities. ts wonderful charm as an 18th century colonial capital, preserved in the Colonial Annapolis Historic District. The community dates back to 1649 when some Puritan exiles from Virginia settled here. The community boasts that it has the largest collection of 18th century buildings of any U.S. city

The Homer Spit from high above

Homer Alaska. The 49th state has a number of pretty towns like Sitka and Seward. But Homer is spectacular with the Spit that curves out to the Sea, as well as the mountains towering above.

Breckenridge, Colorado. CNTraveler thought Breckenridge is unusually beautiful, and we agree. Like some other ski towns out west, Breckenridge started out as a gold mining town. That history gives it a stock of old buildings to lay on the charm.

Taos, New Mexico. An artsy and entertaining place, Taos has a long history. Pueblo Indians lived here 500 years ago, followed by the Spanish in the 1500s and white settlers in the late 1800s. Taos has been home to a long line of famous artists and writers, from Georgia O’Keeffe to Thornton Wilder.

Traverse City, Michigan. “The Cherry Capital of the World” enjoys a reputation as one of the top arts towns in the country. It also has terrific golf, skiing, and other outdoor activities. Traverse City is also all about water – it is on Grand Traverse Bay and connected to it by the Boardman River and Boardman Lake.

Part Two: 13 great suggestions by your fellow members
When we published our recent article about beautiful Edenton, NC, we asked for suggestions about the towns are members feel are exceptionally pretty. These are their recommendations, and we think you will agree we are glad we asked!

Conway, SC is a lovely little town. Located on the Waccamaw River, Conway boasts a thriving downtown full of eclectic shops and eateries. Streets have ancient oak trees with flowing Spanish Moss. It boasts of a wonderful Riverwalk and CCU’s college world series winners. Cultural and educational offerings and festivals drew my husband and I to settle here in retirement. Of course, we are 15 minutes from lovely beaches and none of the tourists. – From Martha F:

Between the hanging moss-covered trees on the boulevards as well as in the numerous town squares, old town Savannah, Georgia is an awfully pretty place to spend some time. My wife and I discovered it 4 years ago and have returned on vacation every summer since. Now it is on our shortlist for a possible retirement location. – From Dave B:

We are retired in Knoxville, TN and just came home from a vacation in South Dakota. we stayed in Spearfish, SD for two weeks and visited all there is to see in South Dakota – Mt. Rushmore, Custer state park, Badlands and on and on and on…. Spearfish is an awesome place. – From George M

I think that Waynesville, North Carolina is worth exploring for a pretty retirement town. It is 25 miles west of Asheville in the Smokies. Population about 10,000. Beautiful views of the mountains everywhere you look (even from the parking lot of the Ingles grocery store!). Very appealing Main Street. A beautiful lake nearby (Lake Junaluska) with a beautiful walking path all the way around it. One town over (Clyde) is Haywood Community College which offers a wonderful selection of affordable continuing education classes. Of special note is their craft classes in their wonderful, new Professional Craft building. There is a growing retirement population here. Housing is still affordable and the weather is very nice with long falls and springs, and short, mild winters. – From Anne B

If you love New England charm and want to be on the Atlantic, try Bristol, RI. It is an ideally located college town, surrounded by the bay and has retained its historic charm. Very pretty! – From MaryNB

Photo of Meeting House in Little Compton courtesy of Wikipedia and Swampyank

Little Compton (RI) is so pretty. I just love the little old General Store in the center of town. It is quite rural and exclusive and a ride to anywhere, but beautiful! Tiverton is also a cute town next to Little Compton. Bristol is right over the bridge and much more affordable and more a part of the mainland with public transportation that runs regularly between Providence, and Newport. – From Sandy SW

For consideration as one of the country’s prettiest towns: Hendersonville, NC. – Patty MacD

As for cute places Eureka Springs, Arkansas has charm in and around the town. I wouldn’t live in town per se but the town sits in a beautiful location. – From Gregory M

Downtown Decorah

Small college towns are usually beautiful and delightful places for retirement. The upper midwest has several, but the prettiest is Decorah, Iowa. Nestled in the Oneota Valley with the Upper Iowa river running through town, Decorah is known for canoeing, kayaking, biking and hiking. There is even a 180? waterfall right in town. Trout fishing opportunities are abundent and the state Fish Hatchery is located just south of town. Decorah is also an artsy community with strong local music groups and plenty of opportunities to hear people perform. Several groups like the Luren Singers travel internationally. Home to Luther College, there are first rate auditoriums and many musical events or speakers to hear each week. Drawback — winter, unless you like skating, cross-coutry skiing, and lots of indoor events. – From Rich L

The small rural town in eastern NC that I moved to is Washington, NC. A town of less that 9000. I came here to finish out my career at the Medical center in Greenville. I have loved the area from the first day here. – From Ben R

Tuscaloosa scene

I visited Tuscaloosa Alabama for a wedding recently. My cousin had relocated there when she married after college in the 1980s but this was my first opportunity for a visit. This is a beautiful college town and we found plenty of local color over the weekend. – From Joan

To me, Sacramento qualifies as a Pretty City and still affordable. If I could bear to move, it would be my next choice, tree- lined streets and red brick buildings downtown, a beautiful park in front of the Capitol, the Sacramento River, and a neat Old Town area that was the end of the original Pony Express route. – From Sandy SW.

Comments? Please share your thoughts about these towns, as well as the ones you think we should have included. We look forward to your ideas and points of view in the Comments section below.

For further reading
See many other lists of pretty towns in the links below:
Where Are the Prettiest Places to Retire
A Retirement Town So Pretty It Hurts
Where Are the Prettiest Places to Retire
Prettiest Towns in Florida – 10 Prettiest Places to Retire
5 Reasons Why Small Towns Make Great Places to Retire
Best College Town Retirements

Posted by Admin on August 16th, 2016


  1. It was Really MaryNB who deserves credit for the eloquent description of Little Compton, RI. She and I had a discussion about this town because I will travel there in September. The words are hers, but the appreciation for that area belong to both of us.

    Editor Comment. Thanks to you both! Hope we didn’t mess up the attribution – the comments were great.

    by SandySW — August 17, 2016

  2. Any other suggestions about Tennessee?

    by Johnny — August 17, 2016

  3. I agree with Annapolis MD…. It is gorgeous, and so much to do, Steeped in history (Naval Academy) and fantastic restaurants!

    by Sunlovingal — August 17, 2016

  4. Sandy SW – not only is Sacramento a charming city, but there are lots of very charming towns in the Gold Country foothills of the Sierras just a hop, skip and a jump to the east of the city. Many of them are retiree friendly.

    by Laney — August 18, 2016

  5. Annapolis is nice, but hurricane-prone. If that doesn’t bother you, fine. It probably should, though.

    by Gary Knoke — August 18, 2016

  6. Laney – If there is heaven on earth, The Mother Lode Country located on the Western Slopes of the Sierra Nevada’s has to be damn close. This is an incredible vacation and retirement area, especially for the outdoor enthusiast.

    by Bubbajog — August 18, 2016

  7. I wouldn’t say Annapolis is hurricane prone to the same degree as say the Outer Banks or Florida. I wouldn’t let that influence my decision, except in buying close to the water and the cost of flood insurance. It seems like any area on the east coast is subject to some kind of winds, rain, and flooding.

    by Florence — August 19, 2016

  8. Uh huh. Well, that’s interesting, but Annapolis has had substantial hurricane damage several times in the last decade. I’m in the DC area; watching the damage on TV is close enough for me. But, if you like your possessions afloat in the house, go for it.

    by Gary Knoke — August 19, 2016

  9. Have some money if your coming to Annapolis.
    Love the eastern shore but being in Maryland is high taxes. We are leaving in few years,when hubby retires to???
    Love Delaware, close to a lot but family not here.
    If money not an issue than go with Maryland but…

    by Edie Cuttler — August 19, 2016

  10. Just wanted to mention that Conway SC flooded severely last year, along with N. Myrtle beach, and Georgetown, SC another retirement favorite.

    by DeyErmand — August 20, 2016

  11. Check out the website Under “retirement” if you list your various sources of income and your zip code or town of interest, it can give you an “estimate” of what your state income taxes will be. It also can provide info on real estate taxes.

    by Florence — August 21, 2016

  12. Thanks, Florence. Will do!

    by ella — August 21, 2016

  13. Under the ‘retirement’ section of the smartasset website I was able to get a very quick estimate of state income taxes. Thanks, Florence!

    by Elaine B — August 22, 2016

  14. Thanks, Florence for that website info. That’s a great tool!

    by Rosemary — August 22, 2016

  15. Wow, you are clearly an East coast publication! I was amazed that you selected areas that have some of the harshest weather! Expand your horizons to the west coast, Pacific Northwest.

    by Gaffer — August 24, 2016

  16. Gaffer, not sure what you mean – it appears that 5 of the 10 towns are def not east coast. I think this list is a great cross section of our vast country! Gives me great ideas for road trips!

    by SandyZ — August 25, 2016

  17. Gaffer, there are about 3 -5 West Coast contributors who try to remind everyone of the beauty of the West, Southwest, and Pacific Northwest. There are also several lengthy blogs about Oregon and Washington. As an original Easterner ( but a 46 year West/ Southwesterner) I agree that the majority of posts definitely address Florida and North and South Carolina. They are the favorite re-location sites of the East, are closer to family members for trips back home, and considered more affordable. Please feel free to join me and the few others in offering your praise of the West.

    by SandySW — August 25, 2016

  18. Florence and/or Elaine B.,

    Could you possibly help me? I’ve gone to the Retirement section of the smartasset website, and could not find where to get an estimate of state income taxes. I found a how much to save for retirement calculator, and something dealing with property taxes; but no state income tax area. This is something i’ve been very interested in for years.
    Any help would be very appreciated. Thanks!

    By the way, the property tax listed for my area was short by over $2000!

    by ella — August 25, 2016

  19. Look under retirement guide not the retirement calculator. You should see a number of sites including the Retire tax friendly calculator. That’s what you want.
    Hope this helps

    by Florence — August 25, 2016

  20. This question came in from Dave. It is not perfectly on topic but the link we provide at end will get you there:

    Q: I recall seeing an article in Topretirements about folks who retire and have winter and summer residences? But I can’t find it. If not this would be a great survey question to raise. As we ponder our next landing zone we’re thinking ‘one’ may not be the answer – you know, like Conn and Fla J. It would be interesting to see how folks pick their ideal winter/summer pair – location, climate, family, cost of living (oh yeah, let’s not forget Golf, Golf, Golf) – and how much time do they spend in each location. Do they own 2 residences, rent one while not being used? Is one of them a condo? Two condos?

    A: Here is the link to this topic and related. Your question might lead to an interesting discussion over there.

    by Admin — September 1, 2016

  21. Has anyone lived in Queen Creek Arizona or looked into living there? Thoughts if you have? Good or safe area for a single woman?
    Also as to the state of Washington as a former Spokane Resident cost of homes the property taxes depending on the area of Spokane ( mead school district can be higher) can tend to follow King county. Homes are however less expensive there. Finding a one story is harder if you do not want a basement but good if you don’t care. Snow in the winter has tended to much less and not as often as it used to be. I have siblings and a daughter still there so I keep up on the weather. They do get more rain there than it used to. There is a problem with drugs especially meth. Downtown Spokane has changed a lot from many years ago. It has been cleaned up though.
    They have finally started a N/S freeway. Other wise it’s I90 E/W.
    Property crime is higher. Spokane Vslley or the South Hill is more desirable. But can be icy coming down the South Hill in the winter. They have Walmart Costco and Coeur d Alene is just across the border where they put in a new Cracker Barrel.
    Lake Coeur d Alene is very nice and Spokane has many lakes. Also has Shopko similiar to a Target that they also have. No SAMs Club. The jobs are medical mostly or construction. A lot of retired farmers. Or used to be. Several hospitals
    Then come over to the Seattle area I live in Bellevue what used to be called the bedroom of Seattle. About 130,000 people hop skip and s jump from Microsoft main campus. There a big mall in downtown Bellevue Square but tends to have high end shops. We do get rain this last winter a lot of rain. Many homes with basements got water in them. But it is very pretty here. Summer’s are beautiful August is the warmest month. We are minutes away from other small towns Bellevue borders, Redmond, Kirkland or across the bridges into Seattle. I90 does not have a toll yet but 520 does. Homes have recently sky rocketed not as bad as CA. But heading there. Mainly due to a huge shortage of listings. But a lot of jobs here. Lot of huge big companies. A lot of I feel lack of restaurants unless you go into the food court at the mini mall Crossroads or the large mall Bellevue Square. Watering your yard in summer can be expensive. We have no food or prescription taxes except deli or restaurants. No state income tax.
    Any questions glad to answer.

    by Arlene — September 2, 2016

  22. reprinted most of this story recently and added some wonderful photos. Check it out

    by Admin — November 26, 2016

  23. I guess “prettiest” is more subjective than I thought. Homer Alaska is in a beautiful setting, but I would not call the town pretty.

    by Staci — November 27, 2016

  24. Pretty for me in my honest opinion is the sun shining 330 of 365 mornings per year as I awake at my Southern California locale!!!

    by Bubbajog — November 27, 2016

  25. We should have mentioned 2 other “Prettiest Places” articles we’ve written in the past, which include some sunnier and warmer locales:
    Where Are the Prettiest Places to Retire
    Prettiest Towns in Florida

    by Admin — November 28, 2016

  26. Here’s my most prettiest (and charming) towns in no special order
    Jackson WY
    Bar Harbor ME
    Beaufort SC
    Southport NC
    Oxford MD
    Chestertown MD
    Delaware River Towns of PA & NJ-Lumberville, Lambertville, and Frenchtown

    by Staci — November 28, 2016

  27. The town we moved to (from Long Island NY) and live in is No Doubt one of the 10 best in all of America. Venice Florida has Old Town charm, beautiful beaches, great restaurants, low taxes, Great Schools, low crime, friendly people, quiet, and is super affordable to live in. What more could you want?!

    by Jim T — November 26, 2017

  28. Congratulations, TopRetirements.
    Many reputable websites, including MarketWatch, references This site has become the de facto web site for information about places to retire. What makes this site so amazing are all the people that contribute with their knowledge, advice, and experiences. Yes, a real community effort. But, my hats off to the TopRetirements staff for a continuing job well done. It all shows: the research, well written articles, subject focus and constant watchful blog editing.
    Thank you for providing this gift to us.

    by Alan E — November 27, 2017

  29. Check out Wilmington, NC

    by Joe — November 29, 2017

  30. Wilmington came off my list. Beautiful town with a new problem. Google Gen-x in Wilmington water supply. One article says it may be the new Flint.

    by Dave — November 30, 2017

  31. Roberta sent in this comment concerning Fairhope, Alabama:

    looking to hear more from those who have relocated to Fairhope ala area
    by Roberta Bengtson — June 23, 2019

    by Admin — June 24, 2019

  32. I am interested in locations that offer the lowest cost of living, lowest crime rates, where seniors can walk through communities without fear of harm. I am especially interested in the south eastern part of the United States. I thank you very much

    by David Harris — July 28, 2019

  33. New concept of Intergenerational communities is healthy idea. Also there are areas all ages where one pays a set amount annually to cover help with repairs. Portland I think is one. There is also Village to Village concept.

    by Millie Fitzpatrick — July 29, 2019

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