So I Asked AI – When Can I Retire?
Category: Financial and taxes in retirement
July 29, 2025 — Everybody’s talking about Artificial Intelligence (AI). Governments are fretting about how to control it, employees worry it will take away their jobs, and a lot of other folks don’t really care. The reality is that it is going to get even more important, and about to change our world profoundly. On the plus side, your imagination is the only limit to the many ways you can use it to help with your daily life.. Here’s one very specific use – how to predict when you can retire, and how much it will take to do that comfortably.
Start by logging into a free AI service
We’ve been using ChatGBT (OpenAI), but there are plenty of others to choose from. Those include Google’s Gemini for creative tasks and Anthropic’s Claude. Microsoft’s Copilot is another good one. You will probably have to create a login. They are usually free to start with, but if you use them a lot you will have to pay a relatively modest fee.
Comments on "So I Asked AI – When Can I Retire?"
Stevo says:
Is it just me or is anyone else a little leery about putting your personal financial information into a tool sponsored by Google? Just hire a financial advisor who can answer questions about how they came up with the results etc....
Larry Lan Sluder says:
Interesting, but you have at least one important fact entirely wrong. Claude AI was developed by Anthropic. Google's AI is called Gemini.
Admin says:
Thanks for the correction Larry. And Stevo, I understand your suspicion about AI. Scary stuff, they already seem to know everything about us!
Chris says:
I have been using Microsofts AI Image Generator with pretty good results. You can make up cartoons, birthday cards, illustrations for articles, or just have fun with it. Try it. https://create.microsoft.com/en-us/features/ai-image-generator
Daryl says:
So AI keeps everything you feed it, right? And of course links it all to you, but you don’t own it? Then it can use whatever you give it for its own purposes? And when they sell that data, your creations, to other data brokers, they now own your birthday cards, cartoons, financial data, literary musings. And the scenario builds from there. No thanks. Fed up with Big Brother.
Jan Cullinane, author says:
As I say in my best-selling retirement books, you can retire when you can answer "YES" to these three questions: Do I HAVE enough? Have I HAD enough? Do I HAVE enough to do?
Admin says:
Those are the perfect questions - in a nutshell! The second 2 should be pretty easy, with a little thought and planning. It’s the first one that can be the hardy one to figure out, and it’s a biggie. Thanks Jan
Tess says:
Having read Jan's book prior to my retirement, I really appreciated those questions. I answered yes then, and now, years later, I can still answer yes. It's good to know I made the right decision.