The 10 Best States for Retirement

Category: Best Retirement Towns and States

February 3, 2018 — A lot of people would like to know which state is the best for retirement. There are many ways to answer that question, and in fact over the years we have tried several. Here are a few of the approaches we have used in the past (you can find links to each at bottom of page):
Most popular state. The State Retirement guides at Topretirements that were read the most by our visitors and Members.
Best state by factor. Taxes on retirees, low property taxes, cost of living, climate, variety of interesting places to live
Lowest tax states. A big factor for many people
Comparison of competitive “Best States” lists. We compared lists from Bankrate and Wallethub against each other and to where actual retirees moved (there was very little agreement!).

At the end of the day identifying the best state for retirement is a very personal question. In fact it boils down to, what is the best state for YOUR retirement. It might even be where you live now, since 80% or more retirees do not cross state lines to retire.


In this installment of the best states for retirement we are going to attack the question in two ways. First, we’ll look at where the most retirees are actually moving, using net migration. Secondly, we will explore the factors that you should consider when choosing your best state for retirement.

Where people actually move
It’s hard to beat the notion that the best states for retirement are the ones where people actually move for retirement. Paraphrasing what the old slogan says, retirees are voting with their… Uhauls. SmartAsset.com has done a great job extracting U.S. Census data to track the net migration of people ages 60 and over.

Here is the SmartAsset 2017 list of the states with the highest positive net immigration (more moving in than out) of people over 60 years old :
1. Florida
2. Arizona
3. North Carolina
4. South Carolina
5. Oregon
6. Idaho
7. Georgia
8. Alabama
9. Delaware
10. Nevada

So why did these states gain over 60 population?
Florida had by far the most net immigration – over 77,000 retirees. Nevada made the list with a net immigration of 2400 folks (the data is from 2015). New to the 2017 list were Idaho and Alabama – those states displaced Texas and Tennessee from 2016. Here are some comments on why each state might have made the list (links for each state go to our mini-retirement guide for each state).

Almost anybody can afford to live on the water in Cape Coral

Florida. There a lot of good reasons to retire in Florida: no income tax, no inheritance tax, Homestead Law, warm winters, plenty of places to live. Interestingly enough, only two Florida cities made SmartAssets’ top 10 city list – Jacksonville (#2) and relatively affordable Cape Coral (#9).

Arizona. Ditto on warm winters, beautiful scenery, many affordable places to live including active adult communities. The latter probably drives why AZ had 5 of the top 10 net immigration cities list. AZ is relatively tax-friendly – it doesn’t tax Social Security, has relatively low property taxes, and has the 36th highest Tax Burden from the Tax Foundation. Mesa, home to many active adult communities, won the distinction of being the American town with the most over 60 net immigration.

North Carolina. The Tar Heel state has a reputation as a relatively tax friendly place to retire. Although its tax burden was ranked 20th, changes in the past few years have probably improved its ranking. There are some exemptions for retirement income.

South Carolina. Sometimes it seems like the two Carolinas are in a competition for which state can be the more tax-friendly. People over 65 get a $15,000 exemption on qualified retirement income. The State has slightly warmer winters and plenty of nice places to retire like Beaufort.

Oregon. One of the 3 non-Sun Belt states with the most retiree immigration, Oregon has a fairly mild climate. Its other attractions include no state sales tax, interesting cities like Portland, and amazing outdoor experiences in places like Bend.

Mountains near Sun Valley, ID

Idaho. New to the SmartAsset.com list in 2017, Idaho also a lot more to offer than its famous potatoes. For one, its outdoor recreation is hard to beat. Cost of living is relatively low, at least compared to the coasts, and so are property taxes (people over 65 get a significant break on their primary residence).

Georgia. Warmer winters, lower cost of living (13th lowest by the MERIC Index), and lower taxes are some of the reasons why people over 65 are moving to the Peach State. College towns like Athens are a big draw.

Alabama. One of the two newcomers to the 2017 list, we were a little surprised about its inclusion. Its very low taxes and cost of living must be very important reasons for that. The Gulf Coastal areas are well set up for retirement, while Huntsville in the north offers a diverse small city environment.

Delaware. The third non-Sun Belt state on the list, Delaware is considered tax friendly. The Delmarva peninsula can be a great place to retire, and so is the area near Rehoboth Beach.

Nevada. It was not much of a surprise that the Silver State benefitted from net over 60 immigration. It has warm winters and plenty of active adult communities with all kinds of amenities. Somewhat amazingly, it is one of only two states with net over 60 immigration that has no state income tax (the other is Florida).

But like we said, the best state for retirement is still personal
It is useful to look at the states and towns where people actually retire, because there have to be some good reasons why they are choosing them. But in the end, your own considerations might be more important. Here are some of the factors you should consider in choosing a state to retire in (see Best States for Retirement 2017 – MultiFactor for more rankings).

Climate. If you are looking to escape the cold winters of the northeast or Midwest, the Sunbelt or the Pacific Northwest might be appealing. Others like living near the mountains or desert, be on a lake, or want to escape high humidity.

Cost of living. The coasts of the U.S. tend to be a lot more costly than the inland states. You can usually sell your expensive house in the Boston suburbs, move to a nicer one in the Carolinas or Tennessee, and still end up with money in the bank. States like Mississippi and Alabama have very low costs of living.

Tax-friendly. Although taxes shouldn’t be your only reason for moving to a new state for retirement, there can be significant cost savings in states with low property taxes and no/lower income or sales taxes. In addition, many states treat retiree income such as pensions (military, public, or private sector), retirement distributions, and social security payments more favorably than other states (see link at end of article for more on these tax-friendly states). Figuring out if a state is tax friendly to you can be complex and take some research – hiring an accountant to run the numbers for you is usually the best insurance.

Lifestyle opportunities. Different states provide different lifestyle opportunities. From exciting cities to college towns to better and different recreational opportunities, some states can offer a superior lifestyle than the one you might have now. For example, if hiking or skiing is your thing, moving to a western mountain state might be your personal answer to the question.

Friends or family. The opportunity to be near children, grandchildren, and friends often trumps other reasons for moving anywhere. And although it can be a good reason, we know a lot of people who retired near their children only to see the kids move somewhere else because of jobs or other factors!

Interesting places to live. At the end of your life you will probably not be most grateful that you didn’t pay a lot of taxes to some state. Hopefully you will be grateful to have chosen a place to retire that gave you a happy life! So we recommend selecting a retirement state and town that is interesting and provides a rich life experience.

Bottom line
Our advice is to carefully consider the factors that matter to you when choosing a retirement state. Then go there to visit and stay awhile, to see if your hunches were correct, before you do anything drastic like buying a home. The truth is, according to MarketWatch, most Americans don’t go anywhere in retirement: “Some 6% of those ages 55 to 59 moved anywhere between 2014 and 2015…. Among 65 to 69 year olds, just 4.5% moved during that year and of them, 10% moved to a different region. according to U.S. Census Survey data”, and only a tiny fraction of them relocated to a different region of the country.

An article from the New York Times,”The Best Places to Move in Retirement: They’re All Over the Map“, makes interesting reading on the sometimes silly and inconsistent choices that show on up on “Best Places to Retire” lists. It is a good article worth reading with a lot of background on best places to retire lists.

For further reading:
Best States for Retirement 2014 – MultiFactor Analysis
Worst States for Retirement 2018
Best States for Retirement 2012
Most Tax Friendly States for Retirement
Best States for Retirement – Most Popular

Comments? What do you think is the best state for your retirement? Please share your thoughts as to why in the Comments section below.




Posted by Admin on February 2nd, 2018

54 Comments »

  1. “6% of people aged 55 to 59” moved. Of course not. That is nearing the end of their working career and it would be hard to find a job. A better stat would be how many move from ages 62 to 68.

    by Susan — February 4, 2018

  2. Editor comment. Good point Susan. We should have added the other data point MarketWatch had, which was for people aged 65-69 (they didn’t seem to have the data for 60-64, but interpolating between these other ranges seems like it wouldn’t be much different). We added the 65-69, and in fact the % of people in that group is even smaller! Go figure, not sure why.

    by Admin — February 4, 2018

  3. I am thinking myself that if I leave Washington, DC, I need to do it while I am in my 60’s and can easily make the move.
    It is overwhelming, but since I have been forced into early retirement, I am thinking maybe I should consider my options now. I am 63.5 and I have a lot of equity in my apartment in a co-op. It would last much longer in another area of the USA, but I also want a walk firendly place that does not require a car and activities that don’t cost an arm and a leg–which I also have here. The hunt is on….

    by Jennifer — February 5, 2018

  4. Since I am not part of the 2% that controls 98% of the wealth in America finances are critical in my retirement place decisions
    Seems like Georgia and South Carolina top that on my list
    Coastal areas have oppressive Hurricane and flood insurance fees. Gated communities have huge HOA fees in most cases
    That leaves towns or cities that have Universities or Hospitals as the town major employers.

    by Ron — February 6, 2018

  5. Jennifer,

    Consider Western Washington State if you want to be next to water. Washington has no state income tax, one of only 7 that doesn’t. And, Olympia, WA, was recently named one of the best cities in America. It is our State Capital, has good bus service and there is lots to do here. Of course, if you don’t like rain, it probably is not for you. In winter, we get rain at sea level, not snow. I suggest you check it out and I’d be happy to answer any questions as I live in a suburb of Olympia.

    Sharon

    by Sharon Alexander — February 6, 2018

  6. Sharon,
    My brother lives in Portland, Oregon and loves it. I think I would love the moderate temperatures, but not sure about the rain. I loved it when I lived in Cairo, Egypt for several years mainly because the sun was brilliant from morning to night with few days of cloudiness from sand storms. How about Reno NV, does anyone know anything about that area? It is also a state with no state taxes. Sharon have you always lived in Washington State? How much rain do you actually get each year? Thanks for the recommendation..

    by Jennifer — February 7, 2018

  7. Sharon, if you loved Cairo’s sunshine, you might well have trouble with the PacNW’s overcast and rain. I’m a sun lover and I sure have trouble dealing with the lack of sun here in PDX. From friends who live there, the entire Reno region is growing. That includes Carson City and area around it. From what I’m hearing, housing prices are rising. In NV you’d have sun but also the rest of the West’s climate troubles. Not worse than anywhere else, just different, especially from the east.

    by Laney Humphrey — February 7, 2018

  8. Hi All
    I’ve just completed the third installment of my article about Lake Tahoe retirement which reviews some less expensive alternatives. Reno is definitely at the top of the list! I cover some other surrounding towns as well. Make sure to check it out– it is coming out soon!!
    Flo

    by Moderator Flo — February 7, 2018

  9. When deciding “best places to retire” health care availability has never been a consideration? It is an important factor for retirees to be near good health facilities.

    by Gertraude Tanguay — February 7, 2018

  10. Jennifer, the PNW usually gets less rain in inches than most people think. Many times it is just a mist. In fact, most long timers in Western Washington don’t even carry an umbrella. I have lived in this area about 30 years. I know some people struggle with SAD (seasonally affected disorder) due to the lack of sun in the winter. What keeps a lot of people here is the beautiful surroundings. With all the rain, it is brilliant green most of the time and the summers are glorious. If your means allow it, I would suggest renting here for a full year to see if it was for you. I know people who moved to areas that were arid and like a desert but they came back because they missed the greenery. Each person has to pick what is right for them.

    by Sharon Alexander — February 7, 2018

  11. Sharon, what are the “rest of the west’s climate troubles?” Thanks.

    by PAUL OLIVER — February 7, 2018

  12. I have lived in the PNW for most of my 56 yrs. When my husband retires in a few yrs we are moving to AZ or NM. I can’t take the dark, dreary, gloomy & mostly wet winters anymore. We wait so long for summer and 1/2 the time it usually rains. Plus it’s VERY expensive. Another reason we are moving. I’m in Vancouver WA now and it’s less expensive than the Portland Oregon area, but not by much. Email me at gg1121@live.com if you have any questions? I’m still trying to find someone that has retired to New Mexico

    by Tomi — February 7, 2018

  13. My wife and I are trying to decide between Richmond, VA and Charleston, SC. Does anyone have any thoughts on those places? Thanks.

    by Bob Knisely — February 7, 2018

  14. Jennifer
    If you have lots of money come to Washington State. Most of us retiree’s are leaving can’t afford it anymore.

    by Beebs V — February 7, 2018

  15. Coming from southern CA the land of relentless sunshine, we found Seattle and Portland oppressive with its lack of sunshine for days and days on end. OK, maybe the actual amount of rain isn’t crazy high but there is still a lack of sunshiny days that, some years, is up in the mid 200s. We’ve found eastern WA more to our taste with much drier weather and much warmer in the summer and colder in winter, so if you like four seasons, it would be worth looking into. Coeur d’Alene, Idaho is another splendid place and the state government is a bit more balanced than WA.
    I think so much depends on what you’re used to and how much of a change you want. We’re relocating to TN because it has four seasons, not too cold in winter, seldom with snow. We were there in July and August last summer and it didn’t seem like the heat and humidity were terrible, even at that time of year. Also, such a lovely waterway giving a boating route to the Great Loop.
    We visited twice before making a decision.
    Good luck, everybody and go live your dreams!

    by Laura C — February 7, 2018

  16. Hi Laura:

    I have a friend who just relocated two years ago to Tennessee and he loved it there. He had been living in Gulf Breeze, Florida and hated it.Before that, he had a lovely farm in New Hampshire. He died just after the new year of natural causes. I am glad that he loved Tennessee. He was in a nice area of Nashville (Lenox Park) not far from Brentwood. I like four seasons and dreary dark days most likely would not be good for me–I can hardly take it after the Holidays until March and I am now in Washington, DC. I do have to watch my finances and am looking for a small, yet upscale place. I will have simple needs once I am settled.

    by Jennifer — February 8, 2018

  17. Add me to the group of PacNW residents bothered by the lack of sun. It isn’t the amount of rain, its the number of cloudy days that are the problem west of the Cascades. Oddly, Oregon has a very high incidence of melanoma in spite of the cloud cover. One theory is that the sun cuts thru the clouds but people don’t think to protect themselves from it.
    Laney

    by Laney Humphrey — February 8, 2018

  18. I agree with all the comments about the “gloomy” days in winter. It all depends on the person. It does not bother me and I am happy to live somewhere that snow does not need to be shoveled. Lived in New England for about 12 years and although there were sunny days in winter, didn’t like the snow part. Regarding Tennessee, I have several friends from New England who have moved to Tennessee (another State with no state income tax) and they love it for the reasons already mentioned. I am told cost of living is reasonable and there are four seasons but they are all mild. The downside are tornados but every place has a downside. I think if one is making a major life move, if possible, it is good to spend a couple months in the area you think you might like. Good luck on your search, Jennifer.

    Sharon

    by Sharon Alexander — February 8, 2018

  19. Thanks Sharon, it is definitely a huge decision that we make as to where we will retire. I can see why many stay in place and just travel for a few months to the sun or to the snow. My grandmother loved the snow and ice, she lived on a lake in Michigan and she and my grandfather would even ice fish in the winters and had a snowmobile. The cost of living was low and there was a university nearby where they could take computer classes. They also took an RV trip to Alaska on the Alcan Highway for their 50th wedding anniversary. They spent time in Florida and Arizona and did not care to go back. It was one way to try out new places via the RV. Still after all the travel they stayed in Michigan. I have been amazed for years that people who live in heat want to retire to moderate climates and those who live in snow want the sun and heat of the southern states. I love reading the reasons why people move and where. Also after living in a new state many come back to their home states to live out their final years.

    by Jennifer — February 9, 2018

  20. About Richmond. The City, IMHO, is not well run with high taxes, questionable services and a troublesome crime rate. The surrounding counties, however, are another story. The Richmond Region has excellent health care with new facilities popping up all over the place. Cost of living may depend on where you are coming from. Air service is improving, but expect to change planes on long distance flights.
    Richmond has a number of excellent cultural venues, especially the Virginia Museum of Fine Arts, and the symphony. There are lots of breweries, wineries, cideries, and even some distilleries nearby.
    Housing runs the gamut from high rise to farms. Goochland County to the west is known for equestrian pursuits, and New Kent , to the east for golf.
    The mountains and ocean are about two hours away. Washington, DC is about a hundred miles to the north.
    We have a four season climate, sometimes in the same week! Summers are humid, but probably not as much as Charleston.
    Richmond is the southernmost outpost for Wegmans and the northernmost outpost for Publix. We also have Coscto, Trader Joes, Kroger, Aldi, and Lidl. Mall stores include Nordstroms and
    Saks.
    There are lots of restaurrants, both local and chain.
    We’ve taken lots of trips over the past few years looking for the perfect retirement spot and have decided to stay here and travel.
    As with any relocation decision, do your homework. Visit for an extended period before making a decison to move.
    Hope you find your perfect place.

    by Sandie — February 9, 2018

  21. I live in NY and so dislike the cold ,dark snowy days. I hope to retire next Jan. at 65 -my husband and I hope to move to Arizona -he has health problems ,so the “dry air” is what we are looking for-so he can breath easier. The prices of homes have gone up so much and HOAs since I first started looking.I know the best thing as everyone has said is to go and spend some time where you are planning to move and I agree, but his health is not good so traveling and the stress of it makes it not possible.We have always lived in the country with lots of land around us not in areas with houses close by, but know that will have to change.We need good medical care near by and Arizona sounds like does have many good hospitals.I worry about finding a safe area-the crime rate as people say can be so different in just a small area.I like reading all the info.people give here and are thankful for. If anyone has more info. Arizona I’m all ears. Thank you

    by Sandyg — February 9, 2018

  22. To Sandyg, there is a Mayo Clinic in Phoenix, for excellent medical care.

    To Jennifer: My cousin and her husband, who reside in Michigan and own an RV, have spent this winter in the Phoenix, AZ area. My cousin said they would never move to Arizona because they miss trees and greenery too much. Fortunately, because of the RV, they were able to find this out without making a move. As others have said, if you have the opportunity to spend a few months in an area you might like, that would be best. There are things one finds out by living somewhere that may not be apparent in just a few weeks vacation. Good luck.

    by Sharon Alexander — February 9, 2018

  23. Sandyg, given that travel for your husband is basically out, you may want to consider buying a de-humidifier or two to get your current in-home humidity down as low as possible as a “tryout” — especially in a livingroom and bedroom. Outright moving from a relatively moist climate (NY) to a very dry climate (AZ) can be fairly traumatic over time (especially the first weeks/months) — difficult on lungs, sinuses, throat, etc. (For my wife, that included irritation and nose bleeds for the duration.) Alternatively, if you move outright to AZ, consider buying a humidifier to help with an adjustment period.

    by RichPB — February 9, 2018

  24. Just wanted to throw in a plug for the “other side.” Moving there for work, we lived the past 11 years in SE Tennessee and were never comfortable there! The heat & humidity were killing us and all our friends were all transplants from somewhere else. We couldn’t wait to go “home” and this past Dec. we made the move back to New England. Several years of research took us to Maine this time and so far – we LOVE it! We have embraced the cold weather, have someone to plow and are in the middle of a complete kitchen renovation. I am looking forward to a spectacular spring. There is already a sense of community and we have felt more welcome here than any other place we have lived! Those who chose to live here are hardy, wise and creative souls. The medical community has fantastic reviews and we are within minutes of anything we need. There is a CCRC within reach and we have found our forever home!

    by Holly — February 10, 2018

  25. Holly, where in Maine? Thinking about Maine too.

    by Scott Walsh — February 10, 2018

  26. Jennifer, like anything else, humans always seem to be attracted to the opposite of what they have. Sometimes they find out “the opposite” is not what they want after all.

    by Sharon Alexander — February 10, 2018

  27. Holly, where in Maine are you? Each summer it seems everyone in Georgetown and Washington DC who can, head up to Maine from May or June to Sept/October. I used to spend summer vacations when I was a child with my parents in New England. Vermont was my favorite and also New Hampshire. Maine was lovely–great for lobster, but rocky beaches and freezing cold water. Maine has a great appeal, however, for a lot of people. How affordable is it? Taxes?

    Thanks for sharing.

    by Jennifer — February 11, 2018

  28. I see delaware is on the’list. Yeah. My husband and I in the next year hopefully will be relocating from New York. We have had enough of the bad winters and very high taxes.
    Delaware is appealing because we will be near family and not to far from our old friends in new york.
    We are not that fond of the beach so looking at more cental and northern delaware.
    We know the climate and taxes will be a lot better but—
    Looking for feedback on the medical care in delaware
    Thanks

    by Barbara — February 12, 2018

  29. Living in Maine is probably a little more expensive than Tennessee BUT, there are some bright spots. We paid county taxes in TN and we are within a town now so, property tax is higher but the they keep the streets & sidewalks plowed and we don’t have to pay to join the library. Food is cheaper, auto & homeowner’s insurance is about half of what we paid last year. Gas is slightly higher but so far we’ve only filled the tank once a month (3 times) since we got here. I haven’t done our taxes yet so am not sure how that will impact our situation.

    We chose the Portland area because there is a LOT going on here and we wanted to be able to get out and do things. We are in a small town, just outside the city limits but within easy reach of all the small city has to offer. Maine Medical has a large presence here and the Neurology Dept is in Scarborough – again – a 12 minute drive vs the 2 hour drive we made to visit the Parkinson’s Specialist in Knoxville.

    You have to appreciate older homes and architecture. The front part of our house was built before 1850 and the 1980’s kitchen desperately needed an update but overall, the house has been cared for and the location puts us within walking distance of so much! The new construction homes were out of our price range and this isn’t as close to the coast as I hoped but the ocean is about 10 miles away and Sebago Lake about 7 miles. We had a wonderful Realtor who listened carefully to what we wanted and landed us exactly where we needed to be! Homes were selling fast last year and we didn’t actually see it until we flew up for the inspection. Not sure how the market will be this year.

    One note – the people have been amazing! When they find out we just moved here – EVERY one has turned to us and said “Welcome to Maine!” No where else has that ever happened! Hope this helped. If you have more questions, you can e-mail me at: Myquest55@aol.com

    by Holly — February 12, 2018

  30. Bob Knisely. We moved from Fredericksburg, VA to Charleston, SC. Love it! Everything that was said above by someone else is true about Richmond.
    We moved to the Charleston/North Charleston / Summerville area in 2016. Best move of our lives.
    We live where all 3 towns above come together. Excellent medical facilities, superb restaurants, wonderful cultural events weekly ( this week begins the South East Wildlife Expo) Spoleto ( Google it) plus many farmers markets etcetcetc.
    Yes, summers can be steamy, but heck you want to be warm. Today is Valentines Day. 84 outside with no clouds. same tomorrow. Can you say the same for Richmond?
    Yes, we got snow. Gone in 3 days. Everything stopped. No equipment. No suffering.
    Again, we love it here.

    by Jack — February 14, 2018

  31. What community are you in? How far are you from the beaches? I love Charleston and have visited there many times but am a bit concerned about the cost of living and real estate seems a little expensive to me. I would appreciate any information you can provide as someone that’s actually living there.

    by Shelia — February 15, 2018

  32. 74 in Richmond today, cooler tomorrow, but, after all, it is February.
    Forgot to menition that the University of Richmond has an outstanding Osher Lifelong Learning program.

    by Sandie — February 15, 2018

  33. We have visited Summerville and thinking of retiring in the Del Webb community. Can anyone tell me if they like living there?

    by Diane — February 15, 2018

  34. We just sold our home in the Charleston SC area. I’m retired and waiting on my spouse (mid May). We’ve been here since 1990. We are leaving for very specific reasons. We are less tolerant of the heat, never cared for the beach and the population has exploded. Traffic is a challenge and the elbow room we initially had is gone.

    We enjoy rural living and our home was a retreat in general. We both interact with so many people during the day that time at home was always heavenly. The area has grown but we have no family here so no pressure to stay put. I will miss the fantastic restaurants and their close proximity. If you do not have work requirements then avoiding peak traffic is easy enough. I think homes are expensive here and may continue upward. Volvo and Boeing have brought another influx of people along with retirees. If you enjoy the weather and beaches and are a foodie you’ll love it. Medical care is very good as well.

    by C — February 16, 2018

  35. C,
    Thanks for your comments about the Charleston area. Are you in Summerville or know much about it specifically?
    Diane

    by Diane — February 16, 2018

  36. Diane,
    No I am not in Summerville and don’t know specifics. I know several people who live there and they do love it. It’s popularity has also increased. We are having lots of construction of developments in and around the area. I would advise to get a realtor specific for the Summerville area though. Knowledge of Charleston real estate is not the same as for Mt Pleasant, or Daniel Island even though they all run together . You will want someone who knows what is being built in your area commercial, roads schools etc. There is a lot coming so a seasoned realtor will be worth getting.

    by C — February 17, 2018

  37. Can anyone advise on living in retirement in Savannah, GA? My aunt says they may leave Florida for that locale. Can anyone tell me if it is subject to the same hurricane activity as Florida? Also would love to hear comments on Nashville, Tennessee from retirees who moved there by choice and how they like it.

    Thanks so much.

    by Jennifer — February 18, 2018

  38. Even I would want to live in those places given those advantages! Thanks for sharing this info!

    by Chucktowner — February 18, 2018

  39. I live in SE Florida and love the weather even in the heat of the summer. I’ve been to Charleston in the heat of the summer and found it unbearable due to humidity. Yes, I found the humidity to be worst than Florida. Do your homework before making the move to Charleston area.

    by Skip — February 19, 2018

  40. We live in Connecticut and travel to Venice Florida every Summer.

    During the same months, we found that the weather in Florida is much cooler than the weather then the weather in Connecticut.

    by Rick DiLella — February 19, 2018

  41. I live in CT too and summers are brutal. There have been times where I have heard on the weather station that it is hotter some days in CT than in FL! Hard to believe though.

    by Louise — February 20, 2018

  42. Skip – where in SE FL? We have friends in Jupiter and they can’t bear the heat and humidity in the summer . So surprised where you are is less humid than Savanah when you’re further south! Please share. Thx

    by Dian — February 20, 2018

  43. Rick — I totally agree with you because I live across the Sound and found during a recent trip to SW FL that the weather was much more bearable than summers up north.
    At one point driving through the Carolinas it was extremely hot and humid whereas in FL it was never that bad

    by Curt — February 20, 2018

  44. Rick,
    I lived four years in Boca Raton just South of Jupiter and the heat and humidity drove me out! Not to mention the blue bird traffic from October through April,
    I lived about 1 mile from the ocean so at least I had a breeze! Go inland past I95 and the atmosphere is even worse so are the bugs.
    The hurricane insurance and the flood insurance were extremely high. If you go North say Orlando the climate is about the same as the Southern GA and Carolinas.

    I currently live near Charlotte NC and the year round climate is much much better. Still to hot in the summer but I don’t run my air 9 months out of the year as I needed to in FLA. I do miss the beach in Florida but that is about it.

    by Ron — February 20, 2018

  45. Diane we live in Delray Beach on the coast eight miles from the beach. We have adjusted to the heat and humidity because we lived in the DFW Texas for 25 years where our summers were hot 100 plus every day. We get a nice breeze most days and it goes into the 70s at night.

    Do yourself a favor spend time in both areas for a few weeks during the hottest times and then decide
    If the southern summers are for you. Too many people make the mistake and visit relocation areas the nice times of the year. Big mistake especially if you cannot tolerate the heat and humidity.

    The other positive going for Florida NO state income tax, low property taxes, low electricity bills even in the heat of the summer. My wife and I retired here in September and we are loving life here, no regrets!

    Diane if you want any other information on Delray, please let us know we will be happy to answer your questions and no we’re not realtors LOL.

    by Skip — February 21, 2018

  46. Admin – is there a way to add a word search against this comments area? I recall in the past reading feedback about Venice FL but now have no idea under which topic they were posted. It’s hard to read through numerous posts to filter them out visually. There is so much valuable information shared but folks who have lived or visited certain areas. Your site is the best.

    by JoannL — February 21, 2018

  47. JoannL – Such a great question, thanks. There are a couple of ways to search for items. One way is to use the little search box at the top right of most of our pages. Of course if you search for something fairly generic like “Venice”, you will get too many results to be useful. But if you can remember a phrase like “everyone’s retirement situation is different” you will get much more specific results. The first few results are ads, followed by info at Topretirements

    The other way that might actually be more fruitful is to go the Blog post or article you think contained the comment, such as this one, 10 Best States for Retirement. Under the Edit file in your browser at the top of the page you will see a “Find” feature. It only searches the page you are on. Use the cursor to go up and down if there is more than one reference. I put in “Venice” there for this article and found 2 references – one by RickD and 1 by you. Hope that helps.

    by Admin — February 21, 2018

  48. Skip,
    How bad was Delray hit by Irma.?
    We have been looking fir awhike in Jacksonville. Every area we loved there was flooded out in storm.
    Know weater events happpen all the time, but now bit skitish on move there.
    Also, looking for as walkable town as possible..
    Thanks

    by Edie Cuttler — February 21, 2018

  49. Browser “Find” functions vary. In the latest Chrome browser, click the Customize and Control box (3 vertical dots) in the upper right, click Find, enter your search item and use the up down arrows in that box to move from found item to item.

    As far as the heat/humidity in FL, Skip is absolutely right — it depends on what you are used to and have acclimated too. Some people say TX as well as FL is far to hot for comfort. After almost 60 years in central NC, I enjoy the heat/humidity and find that neither TX nor FL (or GA, AL, MS, etc. — been to all) are especially bad or horribly uncomfortable. Go there, stay for a while in the HOT time of year before you decide to relocate. And BTW, acclimatization is not short term, one season thing. Especially for older folks (that would be most who read this), acclimatization to real heat/humidity (not the stuff found in CT or OH for example — I was born, lived in and visit CT) will probably take many years to your lifetime. If you can learn to enjoy “sitting and stewing”, then the real South may be for you.

    by RichPB — February 21, 2018

  50. Jennifer, my wife and I have lived in Knoxville TN for the past 14 years having relocated here for professional (work) reasons. As mentioned we do have four seasons, mild in comparison to other locations and no state income tax and low property taxes. Health care is good with the University of Tennessee Medical Center and several other hospitals in the area. East Tennessee is beautiful with the Great Smoky Mountains just 40 minutes or so away from Knoxville and several lakes for boating, fishing, etc. Housing is affordable compared to many parts of the country especially my hometown in the D.C. suburbs and varied in what’s available to you. We go get rain and thunderstorms but tornadoes are not as frequent here as they are in middle Tennessee or west Tennessee. The economy is strong, driven by the University and also neighboring Oak Ridge with many facilities dealing with the department of energy and other government contractors. We like it do much we’re seriously thinking of staying here in our retirement years.

    by Tim — February 21, 2018

  51. Anyone have an opinion of Saint George, UT? Livability? Friendliness? We live in Tehachapi, CA and like it a lot, however this is the third year where rampant and huge fires have nearly destroyed our home and we feel we have just been incredibly lucky so far. Last, year was the worst. The Fire burned up to our property line and our cell phones didn’t work and I was trying to call Charley to get him to vacate. But, absolutely nothing budges him when he is watching Tennis! I would have understood if it were Football. Seriously, we need to beat feet! How about Idaho? Snow in Nampa? We have a horse and I wonder if Saint George might be too hot for her. She is like family. Thank Ya’ll. Eileen

    by Eileen — February 21, 2018

  52. Thank you Tim. I love the Smoky Mountains and as a child we used to go to Gatlinburg for the Memorial Day weekend. It was great fun for a few days. Knoxville is a consideration and I know that the University of Tennessee is there. People have been very friendly in the past and from what I have read here, Tennessee is kind to retirees as well. It is definitely a consideration. What areas of Knoxville do you think are the best and how is the crime rate there?

    by Jennifer — February 22, 2018

  53. Eileen, sounds a bit l8e my story. We moved here from Ca three years ago, with my 25 year old quarter horse. She did just fine. sGge is a pretty ell pet secret. It’s beautiful surround by the red mountains, not hills and only 45minutes from Zion National Park. We have a nicer home here than in Ca for less than 1/2 the cost. I cut the grass here in Jan this. It rained the other day and we see snow on the red mountains. It is hot in the summer but not Phoenix. It hot during the day maybe 5-10degrees less than AZ the big difference is the mornings and evening are ideal. So everyone is out walking their ? in the morning. It’s friendly with a large number of Ca transplants. There’s a college, an airport, a large arts community, and a the biggest industry is recreation at a national level. 5here is a triathlon, a marsthon, and more moles of bike trails than one could count. As to the LDS influence, you can tell where you are by the number of churches. Other than that folks are nice and not pushy in that regard. Crime rate is very.ow and even then is isolated. It was I portant tours what the medical facilities are like. Well they are first class with a large medical center and very many type of physician you might need. Anything else let me know.

    by Gary — February 23, 2018

  54. Where are you Gary? Sounds perfect

    by Tomi Huntley — February 23, 2018

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